Rupay Select Debit Card Issuing Bank Charges & Eligibility Criteria

[lostwords]

Data compiled as per Rupay website and issuing banks websites
(As of October 14, 2024)

Public Sector Banks

Bank of Baroda
Eligibility: Savings account with ₹25000 MAB
Issuance Charge: FYF
AMC Charge: ₹500+GST
Benefits: All including OTTs

Bank of India
Eligibility: All savings account (as per website)
Issuance Charge: ₹800+GST // Free for ₹50,000 MAB account
AMC Charge: ₹800+GST // Free for ₹50,000 MAB account
Benefits: All including OTTs

Bank of Maharashtra
Eligibility: BSS-25 (AQB ₹25000)
Issuance Charge: ₹400+GST // Free for AQB accounts
AMC Charge: ₹400+GST // Free for AQB accounts
Benefits: All including OTTs

Canara Bank
Eligibility: All savings (other than PMJDY, BSBD & Small value) & current Accounts
Diamond (₹1,00,000 to ₹1,50,000) & Platinum (≥₹1,50,000) Salary Accounts
Platinum Pension Account (≥₹50,000)
Issuance Charge: NIL // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts
Benefits: All including OTTs

Central Bank of India
Eligibility: Savings Account with ₹2000 MAB (as per TF Community thread credit to @master99)
Issuance Charge: ₹950+GST
AMC Charge: ₹950+GST
Benefits: All including OTTs

Indian Bank
Eligibility: Not explicitly mentioned
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits:

Indian Overseas Bank
Eligibility: All savings & current accounts with minimum daily Balance of ₹1,00,000 (As per website) or SB-HNI (QAB ₹50,000)
Existing account holders can Upgrade to Rupay Select card through IOB Mobile app even if they don't maintain minimum daily Balance of ₹1,00,000. There's currently NO check in place.
Issuance Charge: ₹800+GST // Free for MAB accounts
AMC Charge: ₹800+GST // Free for MAB accounts
Benefits: All including OTTs

Punjab National Bank
Eligibility: PNB Elite Saving Account (QAB ₹50,000)
Platinum 200 (₹1,00,001 to ₹2,00,000), Titanium Salary Accounts (≥₹2,00,000)
Issuance Charge: ₹500+GST // Free for QAB & Salary accounts
AMC Charge: ₹750+GST // Free for QAB & Salary accounts
Benefits: All including OTTs

State Bank of India
Eligibility: Wealth Account (TRV ≥ ₹50 lakhs)
Issuance Charge: Free for wealth account holders
AMC Charge: Free for wealth account holders
Benefits: All including OTTs

UCO Bank
Eligibility: All savings accounts (as per details mentioned by @ritwik2000)
UCSSA (≥₹50,000) salary account
Issuance Charge: ₹1000+GST // Free for UCSSA
AMC Charge: ₹900+GST // Free for UCSSA
Benefits:

Union Bank
Eligibility: SBHNI (QAB ₹1,00,000) savings account,
USSA 2 (₹25,000 to ₹74,999) and USSA 3 (≥₹75,000) salary accounts,
CDFFD (MAB ₹5,00,000) current account
Issuance Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
AMC Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
Benefits: All including OTTs


Private Sector Banks

City Union Bank
Eligibility:
Issuance Charge:
AMC Charge:
Benefits:

Karnataka Bank
Eligibility: All savings accounts,
Ruby (MAB ₹1,00,000) and Platinum (MAB ₹3,00,000) savings accounts,
KBL Sal Ultimate (≥₹1,00,000) and KBL Sal Delite (≥₹50,000 to ₹1,00,000) and SB-Executive (≥ ₹1,00,000) salary accounts
Issuance Charge: ₹1000+GST // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts
Benefits:

Tamilnad Mercantile Bank
Eligibility: All savings accounts (except basic savings account and current account)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits:

CSB Bank (Not mentioned in Rupay website)
Eligibility: Normal savings accounts & HNI salary account (as per details mentioned by @adi654)
Issuance Charge: ₹900+GST // Free for HNI salary account
AMC Charge: ₹900+GST // Free for HNI salary account
Benefits:


Small Finance Banks

Jana SF Bank
Eligibility: All savings accounts
Legend (MAB ₹25,000), Silver Premium (₹75,000 Non-Metro & ₹1,50,000 Metro), Premium (₹1,00,000 Non-Metro & ₹2,00,000 Metro)
Issuance Charge: ₹499+GST // Free for MAB accounts
AMC Charge: ₹499+GST // Free for MAB accounts
Benefits: All including OTTs

Suryoday SF Bank
Eligibility:
Issuance Charge:
AMC Charge:
Benefits:

Ujjivan SF Bank
Eligibility: Maxima savings account (MAB ₹1,00,000)
Privilege & Maxima current accounts
Issuance Charge: Free for MAB accounts
AMC Charge: Free for MAB accounts
Benefits: All except OTTs & Gym (as per @huzaifa10's comment)

Utkarsh SF Bank
Eligibility: Premium segment accounts (MAB ₹50,000)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits: All including OTTs

Above data are based on Rupay & Issuing bank info, if anyone has any extra info, kindly share that in this thread.
If anything changes, I will try to update the list so that it remains dynamic.

For detailed review and benefits, refer to this thread by @TechnoFino

Thread 'RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges'

Apr 4, 2023

If you are a RuPay Select debit card user, you can enjoy some amazing benefits just by registering on rupay select portal.
Make sure you have eligable RuPay select debit card. There are many banks that offer RuPay Select debit cards which are eligible for those wellness benefits.
Let's talk about benefits first, and then I'll tell you from which bank you can get a RuPay Select debit card.
Portal Link - https://www.rupay.co.in/select-booking
Benefits -

1. Spa Services -
Indulge in Spa Therapies at Luxury Spa Centres
The RuPay Select...

• TechnoFino
• Replies: 1,342
• Forum: Informative Threads

• 
• 

 

[lightwaves]

What is the AMC for Union Udaan?

10 K INR

 

[lightwaves]

View attachment 71831
View attachment 71833

Are there any charges for virtual card? Are all benefits applicable for this card as well?

 

[its_karan]

Recommendation for Salary account for RuPay select Debit card.

USSA2 from Union

So will get double benefits? Can we get two OTT per year? Amazon from Physical card. Sony from Virtual Card.

Yes

What is the AMC for Union Udaan?

FYF then 480 for the PRSDC

 

[its_karan]

Are there any charges for virtual card? Are all benefits applicable for this card as well?

Yes
Separate Bin , Separate Benefits

P RSDC Bin: 6525 06
V RSDC Bin: 6524 14

 

[fradela]

USSA2 from Union

Yes

FYF then 480 for the PRSDC

Union is not in the list. With 10K (500 AMC) We get two card benefits. No use.
BOB, PNB and SBI. Only these PSUs are there. Remaining all are Private Banks.

 

[lightwaves]

Yes
Separate Bin , Separate Benefits

P RSDC Bin: 6525 06
V RSDC Bin: 6524 14

What are the charges for virtual card?

 

[fradela]

Can we use 12 Cult fit 30 days pass, one after another?

 

[its_karan]

What are the charges for virtual card?

Free , there is no SOC for Virtual cards

Union is not in the list. With 10K (500 AMC) We get two card benefits. No use.
BOB, PNB and SBI. Only these PSUs are there. Remaining all are Private Banks.

Try this then

 

[quino]

Only Cab and Health benefits are refreshed quarterly. Spa and OTT are yearly.

which bank & acc. type is this?

 

[fradela]

Can we use 12 Cult fit 30 days pass, one after another?

Please answer. My main aim to get Cult Elites pass as LTF.

 

[fradela]

Free , there is no SOC for Virtual cards

Try this then
View attachment 71843

Are u using BOB Salary account? Pls Share benefits? Check with branch they told that I'm eligible for PRIVILEGE account.
Any benefits of having Visa Sapphire and Premier CC LTF from them. I already have HDFC Regalia GOLD LTF.

 

[fradela]

Data compiled as per Rupay website and issuing banks websites (As of October 1, 2024)

Public Sector Banks

Bank of Baroda
Eligibility: Savings account with ₹25000 MAB
Issuance Charge: FYF
AMC Charge: ₹500+GST
Benefits: All including OTTs

Bank of India
Eligibility: All savings account (as per website)
Issuance Charge: ₹800+GST // Free for ₹50,000 MAB account
AMC Charge: ₹800+GST // Free for ₹50,000 MAB account
Benefits: All including OTTs

Bank of Maharashtra
Eligibility: BSS-25 (AQB ₹25000)
Issuance Charge: ₹400+GST // Free for AQB accounts
AMC Charge: ₹400+GST // Free for AQB accounts
Benefits: All including OTTs

Canara Bank
Eligibility: All savings (other than PMJDY, BSBD & Small value) & current Accounts
Diamond (₹1,00,000 to ₹1,50,000) & Platinum (≥₹1,50,000) Salary Accounts
Platinum Pension Account (≥₹50,000)
Issuance Charge: NIL // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts
Benefits: All including OTTs

Central Bank of India
Eligibility: Savings Account with ₹2000 MAB (as per TF Community thread credit to @master99)
Issuance Charge: ₹950+GST
AMC Charge: ₹950+GST
Benefits: All including OTTs

Indian Bank
Eligibility: Not explicitly mentioned
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits:

Indian Overseas Bank
Eligibility: All savings & current accounts with minimum daily Balance of ₹1,00,000 (As per website) or SB-HNI (QAB ₹50,000)
Issuance Charge: ₹800+GST // Free for MAB accounts
AMC Charge: ₹800+GST // Free for MAB accounts
Benefits: All including OTTs

Punjab National Bank
Eligibility: PNB Elite Saving Account (QAB ₹50,000)
Platinum 200 (₹1,00,001 to ₹2,00,000), Titanium Salary Accounts (≥₹2,00,000)
Issuance Charge: ₹500+GST // Free for QAB & Salary accounts
AMC Charge: ₹750+GST // Free for QAB & Salary accounts
Benefits: All including OTTs

State Bank of India
Eligibility: Wealth Account (TRV ≥ ₹50 lakhs)
Issuance Charge: Free for wealth account holders
AMC Charge: Free for wealth account holders
Benefits: All including OTTs

UCO Bank
Eligibility: All savings accounts (as per details mentioned by @ritwik2000)
UCSSA (≥₹50,000) salary account
Issuance Charge: ₹1000+GST // Free for UCSSA
AMC Charge: ₹900+GST // Free for UCSSA
Benefits:

Union Bank
Eligibility: SBHNI (QAB ₹1,00,000) savings account,
USSA 2 (₹25,000 to ₹74,999) and USSA 3 (≥₹75,000) salary accounts,
CDFFD (MAB ₹5,00,000) current account
Issuance Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
AMC Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
Benefits: All including OTTs


Private Sector Banks

City Union Bank
Eligibility:
Issuance Charge:
AMC Charge:
Benefits:

Karnataka Bank
Eligibility: All savings accounts,
Ruby (MAB ₹1,00,000) and Platinum (MAB ₹3,00,000) savings accounts,
KBL Sal Ultimate (≥₹1,00,000) and KBL Sal Delite (≥₹50,000 to ₹1,00,000) and SB-Executive (≥ ₹1,00,000) salary accounts
Issuance Charge: ₹1000+GST // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts
Benefits:

Tamilnad Mercantile Bank
Eligibility: All savings accounts (except basic savings account and current account)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits:

CSB Bank (Not mentioned in Rupay website)
Eligibility: Normal savings accounts & HNI salary account (as per details mentioned by @adi654)
Issuance Charge: ₹900+GST // Free for HNI salary account
AMC Charge: ₹900+GST // Free for HNI salary account
Benefits:


Small Finance Banks

Jana SF Bank
Eligibility: All savings accounts
Legend (MAB ₹25,000), Silver Premium (₹75,000 Non-Metro & ₹1,50,000 Metro), Premium (₹1,00,000 Non-Metro & ₹2,00,000 Metro)
Issuance Charge: ₹499+GST // Free for MAB accounts
AMC Charge: ₹499+GST // Free for MAB accounts
Benefits: All including OTTs

Suryoday SF Bank
Eligibility:
Issuance Charge:
AMC Charge:
Benefits:

Ujjivan SF Bank
Eligibility: Maxima savings account (MAB ₹1,00,000)
Privilege & Maxima current accounts
Issuance Charge: Free for MAB accounts
AMC Charge: Free for MAB accounts
Benefits: All except OTTs & Gym (as per @huzaifa10's comment)

Utkarsh SF Bank
Eligibility: Premium segment accounts (MAB ₹50,000)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits: All including OTTs

Above data are based on Rupay & Issuing bank info, if anyone has any extra info, kindly share that in this thread.
If anything changes, I will try to update the list so that it remains dynamic.

For detailed review and benefits, refer to this thread by @TechnoFino

Thread 'RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges'

Apr 4, 2023

If you are a RuPay Select debit card user, you can enjoy some amazing benefits just by registering on rupay select portal.
Make sure you have eligable RuPay select debit card. There are many banks that offer RuPay Select debit cards which are eligible for those wellness benefits.
Let's talk about benefits first, and then I'll tell you from which bank you can get a RuPay Select debit card.
Portal Link - https://www.rupay.co.in/select-booking
Benefits -

1. Spa Services -
Indulge in Spa Therapies at Luxury Spa Centres
The RuPay Select...

• TechnoFino
• Replies: 1,342
• Forum: Informative Threads

• 
• 

Please add one more column for Benefits refresh Quarterly and Yearly. It would help people to select the banks.

 

[fradela]

Any one using PNB salary account? Please share your benefits?

 

[fradela]

Guys, Please provide answer for my above questions. It would be very helpful for me.

 

[fradela]

Are u using BOB Salary account? Pls Share benefits? Check with branch they told that I'm eligible for PRIVILEGE account.
Any benefits of having Visa Sapphire and Premier CC LTF from them. I already have HDFC Regalia GOLD LTF.

@its_karan, Reply please.

 

[its_karan]

@its_karan, Reply please.

Are u using BOB Salary account? Pls Share benefits? Check with branch they told that I'm eligible for PRIVILEGE account.
Any benefits of having Visa Sapphire and Premier CC LTF from them. I already have HDFC Regalia GOLD LTF.

BOB SB176 or Salary Premium account list of benefits I'm availing:

1. 40% off on yearly locker rent
2. LTF BOB Premier Visa which ahs to be applied manually through the branch post conversion. Take BM in control if needed
3. FYF RSDC- BOBWORLD
4. LTF Virtual RPDC- BOBWORLD
5. LTF BOB Visa Sapphire - Branch request, Again Take bm in control if needed
6. 0 amb
7. Free DD with no limits, helps when you have to apply for plot/home etc etc
8. SMS/Chequebook/alerts all free by default, no tuning needed in BOBWorld

Some benefits which I don't bother taking from BOB but are available

• BOBCAPS ka demat account

 

[fradela]

BOB SB176 or Salary Premium account list of benefits I'm availing:

1. 40% off on yearly locker rent
2. LTF BOB Premier Visa which ahs to be applied manually through the branch post conversion. Take BM in control if needed
3. FYF RSDC- BOBWORLD
4. LTF Virtual RPDC- BOBWORLD
5. LTF BOB Visa Sapphire - Branch request, Again Take bm in control if needed
6. 0 amb
7. Free DD with no limits, helps when you have to apply for plot/home etc etc
8. SMS/Chequebook/alerts all free by default, no tuning needed in BOBWorld

Some benefits which I don't bother taking from BOB but are available

• BOBCAPS ka demat account

RSDC is not life time free for Salary account holders? If we have AMC, if I maintain 0 MAB, how they will detect amount for cards? Generally, I withdraw all amount from my salary account.

 

[fradela]

BOB SB176 or Salary Premium account list of benefits I'm availing:

1. 40% off on yearly locker rent
2. LTF BOB Premier Visa which ahs to be applied manually through the branch post conversion. Take BM in control if needed
3. FYF RSDC- BOBWORLD
4. LTF Virtual RPDC- BOBWORLD
5. LTF BOB Visa Sapphire - Branch request, Again Take bm in control if needed
6. 0 amb
7. Free DD with no limits, helps when you have to apply for plot/home etc etc
8. SMS/Chequebook/alerts all free by default, no tuning needed in BOBWorld

Some benefits which I don't bother taking from BOB but are available

• BOBCAPS ka demat account

Anything special on BOB Premier? Which is good VISA or RuPay? If it is RuPay, shall we get all benefits like Debit Card?

 

[fradela]

BOB SB176 or Salary Premium account list of benefits I'm availing:

1. 40% off on yearly locker rent
2. LTF BOB Premier Visa which ahs to be applied manually through the branch post conversion. Take BM in control if needed
3. FYF RSDC- BOBWORLD
4. LTF Virtual RPDC- BOBWORLD
5. LTF BOB Visa Sapphire - Branch request, Again Take bm in control if needed
6. 0 amb
7. Free DD with no limits, helps when you have to apply for plot/home etc etc
8. SMS/Chequebook/alerts all free by default, no tuning needed in BOBWorld

Some benefits which I don't bother taking from BOB but are available

• BOBCAPS ka demat account

What about LTF BOB Visa Sapphire? Share the benefits?

 

[Abhishek012]

Anything special on BOB Premier? Which is good VISA or RuPay? If it is RuPay, shall we get all benefits like Debit Card?

BOB Premier is credit card na ? You will get same benefit on RuPay variant + one extra benefit about Paytm movie offer only on RuPay BOB Premier.

A

Thread 'BOB Premier RuPay Credit Card - 100% off upto 250 on Paytm Movies'

Sep 7, 2024

BOB Premier RuPay Credit Card - 100% off upto 250 on 2nd Paytm movie ticket booking:

Coupon code: BOBMOVIES

Note - offer is not eligible for BOB Premier Visa or Mastercard Credit Card holders

Offer -

100% off upto 250 on 2nd Paytm Movie ticket booking.

Offer valid once per user per card per month.

How to apply the offer -

Visit Paytm movie tickets option through paytm website or paytm app and choose/apply BOB Eterna Credit Card offer

Enter your BOB Premier RuPay Credit Card details and pay

How ?

Because BOB Premier RuPay Credit Card and BOB Eterna RuPay...

• Abhishek012
• bob card credit card movie paytm premier rupay rupay credit card upi visa
• Replies: 7
• Forum: Credit Card Offers

•