Rupay Select Debit Card Issuing Bank Charges & Eligibility Criteria

[lostwords]

Data compiled as per Rupay website and issuing banks websites
(As of October 14, 2024)

Public Sector Banks

Bank of Baroda
Eligibility: Savings account with ₹25000 MAB
Issuance Charge: FYF
AMC Charge: ₹500+GST
Benefits: All including OTTs

Bank of India
Eligibility: All savings account (as per website)
Issuance Charge: ₹800+GST // Free for ₹50,000 MAB account
AMC Charge: ₹800+GST // Free for ₹50,000 MAB account
Benefits: All including OTTs

Bank of Maharashtra
Eligibility: BSS-25 (AQB ₹25000)
Issuance Charge: ₹400+GST // Free for AQB accounts
AMC Charge: ₹400+GST // Free for AQB accounts
Benefits: All including OTTs

Canara Bank
Eligibility: All savings (other than PMJDY, BSBD & Small value) & current Accounts
Diamond (₹1,00,000 to ₹1,50,000) & Platinum (≥₹1,50,000) Salary Accounts
Platinum Pension Account (≥₹50,000)
Issuance Charge: NIL // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts
Benefits: All including OTTs

Central Bank of India
Eligibility: Savings Account with ₹2000 MAB (as per TF Community thread credit to @master99)
Issuance Charge: ₹950+GST
AMC Charge: ₹950+GST
Benefits: All including OTTs

Indian Bank
Eligibility: Not explicitly mentioned
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits:

Indian Overseas Bank
Eligibility: All savings & current accounts with minimum daily Balance of ₹1,00,000 (As per website) or SB-HNI (QAB ₹50,000)
Existing account holders can Upgrade to Rupay Select card through IOB Mobile app even if they don't maintain minimum daily Balance of ₹1,00,000. There's currently NO check in place.
Issuance Charge: ₹800+GST // Free for MAB accounts
AMC Charge: ₹800+GST // Free for MAB accounts
Benefits: All including OTTs

Punjab National Bank
Eligibility: PNB Elite Saving Account (QAB ₹50,000)
Platinum 200 (₹1,00,001 to ₹2,00,000), Titanium Salary Accounts (≥₹2,00,000)
Issuance Charge: ₹500+GST // Free for QAB & Salary accounts
AMC Charge: ₹750+GST // Free for QAB & Salary accounts
Benefits: All including OTTs

State Bank of India
Eligibility: Wealth Account (TRV ≥ ₹50 lakhs)
Issuance Charge: Free for wealth account holders
AMC Charge: Free for wealth account holders
Benefits: All including OTTs

UCO Bank
Eligibility: All savings accounts (as per details mentioned by @ritwik2000)
UCSSA (≥₹50,000) salary account
Issuance Charge: ₹1000+GST // Free for UCSSA
AMC Charge: ₹900+GST // Free for UCSSA
Benefits:

Union Bank
Eligibility: SBHNI (QAB ₹1,00,000) savings account,
USSA 2 (₹25,000 to ₹74,999) and USSA 3 (≥₹75,000) salary accounts,
CDFFD (MAB ₹5,00,000) current account
Issuance Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
AMC Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
Benefits: All including OTTs


Private Sector Banks

City Union Bank
Eligibility:
Issuance Charge:
AMC Charge:
Benefits:

Karnataka Bank
Eligibility: All savings accounts,
Ruby (MAB ₹1,00,000) and Platinum (MAB ₹3,00,000) savings accounts,
KBL Sal Ultimate (≥₹1,00,000) and KBL Sal Delite (≥₹50,000 to ₹1,00,000) and SB-Executive (≥ ₹1,00,000) salary accounts
Issuance Charge: ₹1000+GST // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts
Benefits:

Tamilnad Mercantile Bank
Eligibility: All savings accounts (except basic savings account and current account)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits:

CSB Bank (Not mentioned in Rupay website)
Eligibility: Normal savings accounts & HNI salary account (as per details mentioned by @adi654)
Issuance Charge: ₹900+GST // Free for HNI salary account
AMC Charge: ₹900+GST // Free for HNI salary account
Benefits:


Small Finance Banks

Jana SF Bank
Eligibility: All savings accounts
Legend (MAB ₹25,000), Silver Premium (₹75,000 Non-Metro & ₹1,50,000 Metro), Premium (₹1,00,000 Non-Metro & ₹2,00,000 Metro)
Issuance Charge: ₹499+GST // Free for MAB accounts
AMC Charge: ₹499+GST // Free for MAB accounts
Benefits: All including OTTs

Suryoday SF Bank
Eligibility:
Issuance Charge:
AMC Charge:
Benefits:

Ujjivan SF Bank
Eligibility: Maxima savings account (MAB ₹1,00,000)
Privilege & Maxima current accounts
Issuance Charge: Free for MAB accounts
AMC Charge: Free for MAB accounts
Benefits: All except OTTs & Gym (as per @huzaifa10's comment)

Utkarsh SF Bank
Eligibility: Premium segment accounts (MAB ₹50,000)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits: All including OTTs

Above data are based on Rupay & Issuing bank info, if anyone has any extra info, kindly share that in this thread.
If anything changes, I will try to update the list so that it remains dynamic.

For detailed review and benefits, refer to this thread by @TechnoFino

Thread 'RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges'

Apr 4, 2023

If you are a RuPay Select debit card user, you can enjoy some amazing benefits just by registering on rupay select portal.
Make sure you have eligable RuPay select debit card. There are many banks that offer RuPay Select debit cards which are eligible for those wellness benefits.
Let's talk about benefits first, and then I'll tell you from which bank you can get a RuPay Select debit card.
Portal Link - https://www.rupay.co.in/select-booking
Benefits -

1. Spa Services -
Indulge in Spa Therapies at Luxury Spa Centres
The RuPay Select...

• TechnoFino
• Replies: 1,342
• Forum: Informative Threads

• 
• 

 

[Abhishek012]

Bin 6528 47...

RuPay Debit card ka BIN series yaha tak gaya he nahi hai.

I dnt think 652600+ k RuPay Debit card BIN series bhi abhi start hua hoga and 652850+ se RuPay credit card k series start hote hai.

 

[roygarg]

Better open by offline
Account activation the next day
Yes 20k super savings account gives select rupay dc

Do I have to pay first year fee? Or both first year and annual fee are zero?

 

[Wealth is my birth right!]

Do I have to pay first year fee? Or both first year and annual fee are zero?

Card eligibility is 20k account variant fee i think every year its there not free

 

[adi654]

RuPay Debit card ka BIN series yaha tak gaya he nahi hai.

I dnt think 652600+ k RuPay Debit card BIN series bhi abhi start hua hoga and 652850+ se RuPay credit card k series start hote hai.

I don't have that card but got info from bincheck website which is accurate or not I don't know..but whatever rupay select/jcb i have. clearly matches in their database

Idk ..But mostly 6528 is credit card series. ..my pnb,canara ,icici cc have 6528.

 

[adi654]

Do I have to pay first year fee? Or both first year and annual fee are zero?

FYF and from second year onwards there would be a fee..The branch staff has given me this info

 

[Abhishek012]

I don't have that card but got info from bincheck website which is accurate or not I don't know..but whatever rupay select/jcb i have. clearly matches in their database

Idk ..But mostly 6528 is credit card series. ..my pnb,canara ,icici cc have 6528.

bincheck website is not always accurate.

652850 to 653049 RuPay Discover Credit Card series

652150 to 652849 RuPay Discover Debit Card series but currently all RuPay Discover Debit Card launched till 652599.

Source NPCI -

 

[roygarg]

FYF and from second year onwards there would be a fee..The branch staff has given me this info

Is there any bank that gives it completely free for maintaining around 25k mab?

 

[Wealth is my birth right!]

Is there any bank that gives it completely free for maintaining around 25k mab?

For 50k ltf rupay select with IOB

 

[technonifo]

Best and cheapest Rupay Select with less AMB/AQB:
Let me know if I am wrong:

1. BOB - Super Savings account - AQB - 20K
Charges - 500 + GST or 750 + GST - please confirm

2. Canara - Any account
Charges - 1000 + GST - is it LTF if maintained 2000 AQB as said above?

3. Jana SFB - offline ac opening - 5k AQB/AMB
Charges - 499 + GST - twice for 1st year
499 + GST - 2nd year onwards.

 

[technonifo]

FYF and from second year onwards there would be a fee..The branch staff has given me this info

How much is the fees from 2nd year onwards?
500 + GST or 750 + GST?

 

[Pack_of_Cards]

For real you just need to maintain 1k MAB in canera bank to wave off debit card fee ( including rupay select debit card ) does matter your account type

. . . Really?

 

[Sanskar]

+1 MAB for 0 fees in Canara bank for Rupay Select debit card?

Could you please share source link?

 

[Pack_of_Cards]

Could you please share source link?

I was asking a question dude, that what is the MAB to be maintained for 0 fee Rupay select debit card. What has source to do with it?

 

[insight]

In Uco Bank all savings account can get Rupay Select including BSBDA

Is this confirmed by your experience or some more people here?

 

[adi654]

Is this confirmed by your experience or some more people here?

U can find the same in apply card section mobile banking..Rupay select with charges or any other variant like visa signature Uco offers..
Any A/c variant can apply...

 

[Wealth is my birth right!]

Best and cheapest Rupay Select with less AMB/AQB:
Let me know if I am wrong:

1. BOB - Super Savings account - AQB - 20K
Charges - 500 + GST or 750 + GST - please confirm

2. Canara - Any account
Charges - 1000 + GST - is it LTF if maintained 2000 AQB as said above?

3. Jana SFB - offline ac opening - 5k AQB/AMB
Charges - 499 + GST - twice for 1st year
499 + GST - 2nd year onwards.

Anyone pls confirm if option 2 stands good and if yes whether canara bank offer online account open option?

 

[Sanskar]

Anyone pls confirm if option 2 stands good and if yes whether canara bank offer online account open option?

I have tried to check Canara bank website. I couldn’t find out anything like this.

 

[Wealth is my birth right!]

I have tried to check Canara bank website. I couldn’t find out anything like this.

So offline only possible
Only doubt whether rupay select dc free for which account variant

 

[vine]

No, that is not correct
I have my Amazon Prime, courtesy BOB, from November 2023



See above

Thanks for confirmation.
Yesterday only I requested for a select DC from Bob world app. 😁

 

[adi654]

So offline only possible
Only doubt whether rupay select dc free for which account variant

Canara bank very well has online opening of account...go to canara bank website...
Deposits option ..under that online account opening..click on that proced further