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RuPay Select Debit Card Portfolio

Prestige Debit Card hai kya ?
New to list ..KARUR vysya bank ..
Accounts segment:MAB 50K
DC:rupay select DC..

Not available in website but bank manager has internal account segment circular.

Also anybody incase has cult 🤪plz DM..
Arey tumlogo ne bataya he nahi KARUR vysya bank ka RuPay Select DC, Prestige Debit Card hai kya ?

@adi635
 
I opned normal Pnb acc in online mode on 18th March, funded 1k initially .
on 1st April I added 50k in my acc.
went to branch on 4th April, and successfully applied the card
Have you received your debit card? I too applied on April 4, Issuance charges got debited ok the same day but till to date I have not received any communication regarding the debit card.
 
I’m sharing my RuPay Select Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], as well as how I opened these accounts.

I have 12 RSDCs from 11 banks.

This is the cheapest possible way to get RSDCs.

This could be useful for anyone planning to acquire RuPay Select cards from different banks.

View attachment 79542

Notes:

1. Union Bank of India: Free Virtual RSDC. Logically 5000 MAB with 236 AMC.
2. Indian Overseas Bank: Downgraded from SB HNI to SB MAX. Don't know whether the cancel or not in future. Update soon.

Will write separate threads for each bank account opening experience.
PSU Banks I Haven’t Considered for My Debit Card Portfolio:

Punjab National Bank: 50,000 MAB(High) with AMC charges.
Bank of Maharashtra: 25,000 MAB (High). Bank confirm as of now FREE. Not LTF.
Punjab and Sind Bank: No RSDC

I’m sharing my RuPay Select Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], as well as how I opened these accounts.

I have 12 RSDCs from 11 banks.

This is the cheapest possible way to get RSDCs.

This could be useful for anyone planning to acquire RuPay Select cards from different banks.

View attachment 79542

Notes:

1. Union Bank of India: Free Virtual RSDC. Logically 5000 MAB with 236 AMC.
2. Indian Overseas Bank: Downgraded from SB HNI to SB MAX. Don't know whether the cancel or not in future. Update soon.

Will write separate threads for each bank account opening experience.
PSU Banks I Haven’t Considered for My Debit Card Portfolio:

Punjab National Bank: 50,000 MAB(High) with AMC charges.
Bank of Maharashtra: 25,000 MAB (High). Bank confirm as of now FREE. Not LTF.
Punjab and Sind Bank: No RSDC.
I have union bank rsdc in hni account, can i avail virtual dc as well and if yes, how ??
 
I’m sharing my RuPay Select Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], as well as how I opened these accounts.

I have 12 RSDCs from 11 banks.

This is the cheapest possible way to get RSDCs.

This could be useful for anyone planning to acquire RuPay Select cards from different banks.

View attachment 79542

Notes:

1. Union Bank of India: Free Virtual RSDC. Logically 5000 MAB with 236 AMC.
2. Indian Overseas Bank: Downgraded from SB HNI to SB MAX. Don't know whether the cancel or not in future. Update soon.

Will write separate threads for each bank account opening experience.
PSU Banks I Haven’t Considered for My Debit Card Portfolio:

Punjab National Bank: 50,000 MAB(High) with AMC charges.
Bank of Maharashtra: 25,000 MAB (High). Bank confirm as of now FREE. Not LTF.
Punjab and Sind Bank: No RSDC.
Can someone point me to "Bank of India" bank opening - getting Ruapy sel
Yes pnb downgrade is the offline process. 1 primary debit card and 2 add on debit card.
I just tried from app, it has option for add on debit card, it asked for name - gave wife`s name, was hoping it would type of debit card but directly got success message!

Not sure if they will deliver RSDC 🙁
 
As features vary for each bank/RSDC, has anyone done any comparison between different RSDCs? If yes please share link, unable to find any through search.
As far as I remember, all RSDC have almost similar offerings. Discrepancies are reported in following...
1. SBI
2. Karnataka
3. Union metal
4. CUB?
5. ICICI Sapphiro?
6. (Add bank name that I have missed)
 
Last edited:
Can someone point me to "Bank of India" bank opening - getting Ruapy sel

I just tried from app, it has option for add on debit card, it asked for name - gave wife`s name, was hoping it would type of debit card but directly got success message!

Not sure if they will deliver RSDC 🙁
Primary card variant will be delivered
 
Why did you had to complicate this. You should have just wait for the primary card to arrive and then visit branch or apply from mobile app. Nowadays nobody has patience with them.
I already have the card, received last month.... I was asking - if applied from mobile what do we get
 
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