SBI Card Application Status as "Soft Decision - Referred"

[Lordkk]

I applied SBI cashback card through yono. On the last page it showed that application is approved in principle.

However the application status is showing as "Soft Decision - Referred".

What this means? Is my card approved?

Thanks

 

[NickQ]

I applied SBI cashback card through yono. On the last page it showed that application is approved in principle.

However the application status is showing as "Soft Decision - Referred".

What this means? Is my card approved?

Thanks

View attachment 46314View attachment 46313

How did you apply? For me it shows “we are unable to process your request, please try again later.”

 

[Lordkk]

Do kyc
Sbi cards & sbi bank is different entities

Just got a call from SBI card. After confirming my name he said sorry sir there is something wrong in the system so I can't see your details. I will forward it and you will again get a call tomorrow.

I said "Gajab beizzati hai yar, phone kar ke kahte ho bad me karta hun".....

He started laughing an said have a nice day 🤣

 

[Vasuki]

Just got a call from SBI card. After confirming my name he said sorry sir there is something wrong in the system so I can't see your details. I will forward it and you will again get a call tomorrow.

I said "Gajab beizzati hai yar, phone kar ke kahte ho bad me karta hun".....

He started laughing an said have a nice day 🤣

This happened to me .. they will call u

 

[Lordkk]

This happened to me .. they will call u

When they called you, did they send you link for vkyc or was it physical

 

[HumorSimpson]

I said "Gajab beizzati hai yar, phone kar ke kahte ho bad me karta hun".....

He started laughing an said have a nice day 🤣

Effects of TF

 

[Lordkk]

How did you apply? For me it shows “we are unable to process your request, please try again later.”

Through Yono. try applying in working hours

 

[NickQ]

Through Yono. try applying in working hou

Through Yono. try applying in working hours

I’ve tried through app itself, says the same thing during working hours too

 

[HumorSimpson]

Through Yono. try applying in working hours

Working hour definition ? 10AM - 4PM or the lucky hour which it will work ?

 

[Lordkk]

I’ve tried through app itself, says the same thing during working hours too

Have you applied any SBI card in last 6 months?

 

[Lordkk]

Working hour definition ? 10AM - 4PM or the lucky hour which it will work ?

For SBI working hours mostly means 8am to 6pm

 

[Vasuki]

When they called you, did they send you link for vkyc or was it physical

No just this part

After confirming my name he said sorry sir there is something wrong in the system so I can't see your details. I will forward it and you will again get a call tomorrow.

I applied offline .. don't have sbi account 🥸

 

[iM23]

Please someone confirm, if I have a bill generation date of 15th and suppose if today is 15th. The bill hasn't generated yet as it will reflect on 16th. If I perform a transaction on 15th, will it settle in the same bill or the next month upcoming bill?

If this is regarding SBI card, I'd like to inform you that the said transaction would get reflected in the next bill as SBI card always takes at least 2 days to settle a transaction as per my experience. But if you make a payment to the card on 15th, it would be settled on the very next day and get reflected in the same bill (as I have seen in case of SBI card in most cases.)

Same bill, postpone transaction if possible.

 

[RAMESH BABU N]

voila! Me too @techt 😀 Guess we're amongst the 1st 100 card receivers.

I too got our own SBI CB from the very first lot. I was already having SBI Employee Gold card and SBI SimplySave cards....

Surprised to see a Violet colored, odd-shape vertical card.

 

[Deepak_Shetty]

If this is regarding SBI card, I'd like to inform you that the said transaction would get reflected in the next bill as SBI card always takes at least 2 days to settle a transaction as per my experience. But if you make a payment to the card on 15th, it would be settled on the very next day and get reflected in the same bill (as I have seen in case of SBI card in most cases.)

If your billing dateis on 15th, actually 15th date transaction settlement and cash back update will happen only on 17th early morning. (Flipkart and few other merchant may take more time for settlement). After that only you can see statement due in app. You will receive email after few hours.
In short, In most of the cases if transaction date is 15th then that will be included in the statement.

 

[RadioactiveTabela]

I'm the the process of applying and received 2 options for KYC: Penny drop (receive 1 rupee and refund it) and vKYC.

Which one is faster or have better approval rate?

I could pennydrop into my SBI savings account itself, both same address given for savings account and CC application.

 

[Deepak_Shetty]

I'm the the process of applying and received 2 options for KYC: Penny drop (receive 1 rupee and refund it) and vKYC.

Which one is faster or have better approval rate?

I could pennydrop into my SBI savings account itself, both same address given for savings account and CC application.

Go with 1st option

 

[HumorSimpson]

I'm the the process of applying and received 2 options for KYC: Penny drop (receive 1 rupee and refund it) and vKYC.

Which one is faster or have better approval rate?

I could pennydrop into my SBI savings account itself, both same address given for savings account and CC application.

 

[prashhant]

I’ve tried through app itself, says the same thing during working hours too

Did you get your card?

 

[Lordkk]

So, they declined to give me the card. They said my pin code is not serviceable for online services.

 

[prashhant]

So, they declined to give me the card. They said my pin code is not serviceable for online services.

Text me your application number. Will look