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SBI card swap/change period

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Patil007

Patil007

TF Legend
Hi, I got SBI simply click card on dec 2022, As it is paid card and I want SBI card only for offers, so thinking of taking SBI BPCL card by swapping my simply click card.
I always wanted SBI BPCL card as it is eligible for SBI instant discount offer and fee reversal spend is only 50K,
but in office there was SBI desk was offering simply click on CIBIL without documents so I applied and got.

After how many days, I can swap that card with BPCL. Can I call customer care and swap?

Please suggest.
 
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AsishB said:
Mereko toh mana kar diya SBi ne. They said, they cannot issue Rupay card. I need to apply fresh card. No swap from VISA to RuPay is allowed either.
Click to expand...
New users are getting Rupay Platinum and my friend asked to change card network from Rupay to VISA but they refused to do it.
 
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AsishB said:
How many enquiries in CIBIL do you have, in the
1) Last 3 months
2) last 12 months?
Click to expand...
Doesn’t matter in last 6 months I took total 8 credit cards and 1 got rejected. Total enquiries in 6 months is 13 🤣.

Still got SBI simply click approval in December 2022. Applied via Agent on Tab.
 
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BPCL card is eligible on all SBI instant discount offers right?

Although I read in this forum and that’s why I swapped. Also fee reversal condition is 50K.
 
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Apply for card closure from app , and they will swap it to WHATEVER YOU LIKE !!!

I applied to close my Prime card 15 days ago , on request of retention team i swapped it to BPCL visa.

I didn't liked it either so i again applied to close. Today retention team called and i swapped it to Simply click 😜

My main SBI card is pulse that is fortunately LTF , so experimenting with other cards till the fee is charged in August.
 
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Rahul92 said:
Apply for card closure from app , and they will swap it to WHATEVER YOU LIKE !!!

I applied to close my Prime card 15 days ago , on request of retention team i swapped it to BPCL visa.

I didn't liked it either so i again applied to close. Today retention team called and i swapped it to Simply click 😜

My main SBI card is pulse that is fortunately LTF , so experimenting with other cards till the fee is charged in August.
Click to expand...
Aren't they creating new accounts in your cibil report for every new card you got?
 
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Rahul92 said:
Apply for card closure from app , and they will swap it to WHATEVER YOU LIKE !!!

I applied to close my Prime card 15 days ago , on request of retention team i swapped it to BPCL visa.

I didn't liked it either so i again applied to close. Today retention team called and i swapped it to Simply click 😜

My main SBI card is pulse that is fortunately LTF , so experimenting with other cards till the fee is charged in August.
Click to expand...
SBI card LTF milte kaise he logo ko 😂.

4-5 branch ghuma main, salary account open karne option diya still they said no LTF 😅
 
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Patil007 said:
Doesn’t matter in last 6 months I took total 8 credit cards and 1 got rejected. Total enquiries in 6 months is 13 🤣.

Still got SBI simply click approval in December 2022. Applied via Agent on Tab.
Click to expand...
No. I know it does not matter much, but if the number of rejected cards in the last 3 months is more, then it is extremely likely that the new card will be rejected. But, only 5 enquiries does not matter much.
 
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AsishB said:
No. I know it does not matter much, but if the number of rejected cards in the last 3 months is more, then it is extremely likely that the new card will be rejected. But, only 5 enquiries does not matter much.
Click to expand...
I think type of card also matters.
Cashback cards are often rejected while others like simply click are given like candy.

Last 10 days - sbi rejected me for cashback while approved for vistara signature and yes Finbooster both with 2.8L limits
 
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Rahul92 said:
I think type of card also matters.
Cashback cards are often rejected while others like simply click are given like candy.

Last 10 days - sbi rejected me for cashback while approved for vistara signature and yes Finbooster both with 2.8L limits
Click to expand...
Co-branded cards are given like candies. Co branded cards from Airlines are approved even more easily. That is why, I asked Batman to apply for Ola card, as it is one of the least favourite card for co branded segment.
Cashback cards have 50-50 chances.
 
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Patil007 said:
That’s good news. My simply click is on Visa so hope will get BPCL visa only.
Click to expand...
Hope you will get BPCL RuPay. SBI discount offer now also working on all merchants specially Flipkart/Amazon.

SBI RuPay CC also supported EMI on Flipkart but only Amazon is not supported yet.

NPCI also announced after March 2023, SBI RuPay CC will linked with UPI.

@Strange
 
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