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- Thread starter SSV
- Start date
You are right few months back, SBI wasn't doing limit split for any of their cc's (No way restricted to SBI CB cc). I had tried SBI CB to SC. Even though they were doing it last year, I had done irctc to cb. Recently 2 months back I had done CB to SC and did confirm that vice versa is doable.
Dr. Drake
TF Ace
Ik tried once for cashback card but they said not for gareebs
shivkumar
TF Select
We had this offer on two accounts in family since January.. We took the simplysave rupay offer last week for both accounts.. the limit was split between the cards..
We haven't used the SBI card (about year old) total spent around 1000 rupees since the card was issued.
I have selected low value for the simplysave rupay card, as we plan to use this for UPI app.. and we will have default max limit protection..
this card is fyf and than 499 + gst next year onwards.. the other card we have also has annual fee of 499 + gst.. but I don't mind as I needed rupay card exclusively to use with UPI app..
We haven't used the SBI card (about year old) total spent around 1000 rupees since the card was issued.
I have selected low value for the simplysave rupay card, as we plan to use this for UPI app.. and we will have default max limit protection..
this card is fyf and than 499 + gst next year onwards.. the other card we have also has annual fee of 499 + gst.. but I don't mind as I needed rupay card exclusively to use with UPI app..
MARUMUGANAINAR
TF Buzz
Me too, Blacklisted for past one year.
My card limit reduced and also I don't get any LE and additional card offer
That is life, In life we don't understand everything..this applies ro myself as well.
Putting these " Sookthi"s aside ,
If you tell your relationship details with SBI, we may try to find answers to your "why" ...
This sookthi refers to my own words in my reply, not yours...
Okay, coming back to the subject..
6 months is very early. 12 months is ideal time for LE and additional card offers
cryoengine
TF Premier
Just received LE on my card, from 40k to 64k. Whopping 60% increase.
The card was issued 7 months ago and the current CIBIL is 776.
It depends on your existing card usage usually u get offers for every 6 months
vine
TF Legend
Am going offtopic here:
Is there a logic to the CL given by SBI Cards. As a general rule, some banks follow monthly salary x2 or x3.
Any idea what's that rule to arrive at the CL from SBI Cards.
As of now, I have 1.5L as CL for cashback card, and it's enough. But not enough if I split it with simplysave rupay cc.
Am not sure how much to split with the next new Simplysave rupay cc, if I take it.
Is there a logic to the CL given by SBI Cards. As a general rule, some banks follow monthly salary x2 or x3.
Any idea what's that rule to arrive at the CL from SBI Cards.
As of now, I have 1.5L as CL for cashback card, and it's enough. But not enough if I split it with simplysave rupay cc.
Am not sure how much to split with the next new Simplysave rupay cc, if I take it.
HumorSimpson
TF Prestige
No logic, mostly they are doing like this
Even if you send your income docs or ITR, they won't
Just yesterday got a LE offer of 3X on My SBI simplyclick. From 3.5 to 10.5L now. I wanted it for Cashback card but as it is new, have to wait for any LE. Using it 75% now. I will take this LE on SimplyClick frist and then ask for limit transfer by calling CC.
What's the % of utilization on ur simplyclick cc ?
Less than 20%. Card started with 2L in 2019. This is 4th time LE is offered. Past ones were very low. Now after updating profile in June and yearly inccome and other info. completely, I first get cashback approved and now this LE. Seems like SBI cards is finally following customer's profile on SBI Bank closely. But not sure.
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