SBI Cashback Card - Converted to LTF (Jan 2025)

[Rishabh]

Hello Folks,

FYI I have recently managed to get my SBI Cashback credit card converted to LTF through an email request 🙂

I have been using the card now from more than 2 years with last 2 years spends crossing 2lacs & have got fee waiver against the same.
Few days back just thought of writing email to SBI team requesting them to consider converting my Cashback card to LTF basis my past spend records without having strong expectation of getting any success.

As a first response got a call from SBI executive mentioning about no such offer available at present on the card to convert it to LTF. And asked me to wait to get offer in future.
But just before the end of the call he asked me if I will continue making similar amount spends on the card if converted to LTF. After confirmation he raised a request for me to change PCTID (for LTF conversion) for the card without giving any assurance that it will be approved.

And after 4-5 days, I got another update on the ticket about successful closure and card converted to LTF.
Something good to cheer about during this devaluation days of Credit cards & also having this as 3rd LTF card from SBI now 🙂

 

[Ekavya]

20

20 months. Spend would be upwards of 15 lacs.

At this point I believe it's a hit or miss situation. Spending and card age doon't matter.

 

[Exewhyzee]

At this point I believe it's a hit or miss situation. Spending and card age doon't matter.

Right. Just tried my luck.

 

[harsh_ujjwal]

I tried one month back. They politely denied😂

 

[shu_sha]

Tried for SBI CB card they simply denied it.
Spends are around 1L PM so ideally no need to have this LTF for now.

But will make a request for SBI Simply Click card in Feb let's see 🤣

 

[galamonic]

sent d mail lets c. Anyways i get fee reversed every year coz of spend.

I tried asking for fee waivers sbi simply, they denied. Also told them i will close the card, they said no & closed my card 2 years ago