SBI Cashback Card - Converted to LTF (Jan 2025)

[Rishabh]

Hello Folks,

FYI I have recently managed to get my SBI Cashback credit card converted to LTF through an email request 🙂

I have been using the card now from more than 2 years with last 2 years spends crossing 2lacs & have got fee waiver against the same.
Few days back just thought of writing email to SBI team requesting them to consider converting my Cashback card to LTF basis my past spend records without having strong expectation of getting any success.

As a first response got a call from SBI executive mentioning about no such offer available at present on the card to convert it to LTF. And asked me to wait to get offer in future.
But just before the end of the call he asked me if I will continue making similar amount spends on the card if converted to LTF. After confirmation he raised a request for me to change PCTID (for LTF conversion) for the card without giving any assurance that it will be approved.

And after 4-5 days, I got another update on the ticket about successful closure and card converted to LTF.
Something good to cheer about during this devaluation days of Credit cards & also having this as 3rd LTF card from SBI now 🙂

 

[Ekavya]

20

20 months. Spend would be upwards of 15 lacs.

At this point I believe it's a hit or miss situation. Spending and card age doon't matter.

 

[Exewhyzee]

At this point I believe it's a hit or miss situation. Spending and card age doon't matter.

Right. Just tried my luck.

 

[harsh_ujjwal]

I tried one month back. They politely denied😂

 

[shu_sha]

Tried for SBI CB card they simply denied it.
Spends are around 1L PM so ideally no need to have this LTF for now.

But will make a request for SBI Simply Click card in Feb let's see 🤣

 

[galamonic]

sent d mail lets c. Anyways i get fee reversed every year coz of spend.

I tried asking for fee waivers sbi simply, they denied. Also told them i will close the card, they said no & closed my card 2 years ago

 

[FinanceBaBa]

Sbi rejected my request to waive annual fees of cashback card this year.. Spend around 1l last year..

 

[drvirag]

My card converted to ltf. Although i ws never charged for it. Bt having ltf card is bonus. Thanks op. I wud hv never asked for it.

 

[Fini7777]

My card converted to ltf. Although i ws never charged for it. Bt having ltf card is bonus. Thanks op. I wud hv never asked for it.

how much did u spend and age of card?

 

[drvirag]

how much did u spend and age of card?

3 yr old. Don't know spend bt I always get annual fee waiver.

 

[Sagar56794]

Done. Check messages

Can you send me also? I want to try my luck also.

 

[hks789]

Do let us know if it gets converted to LTF.

They rejected the request 🫠

 

[gamersgzb]

My card converted to ltf. Although i ws never charged for it. Bt having ltf card is bonus. Thanks op. I wud hv never asked for it.

Which card was it?

 

[drvirag]

Which card was it?

Cashback (+3 word)

 

[wolfdalalstreet]

My SBI cashback card got converted to LTF. Cheers!
Was having spend based waiver since two years.

 

[satty]

They denied my request too. Though I did receive a spend-based fee waiver in the last two years, it was still worth a try.
At least SBI denies requests quickly, unlike HDFC, which takes seven days and multiple tickets to process.

 

[shu_sha]

They denied my request too. Though I did receive a spend-based fee waiver in the last two years, it was still worth a try.
At least SBI denies requests quickly, unlike HDFC, which takes seven days and multiple tickets to process.

View attachment 82666

Keep trying month on month 😁
Eventually they have to do it 😂

 

[Imanojchoudhari]

Need Email Content

It would be a great help if you could provide the email format that you had sent to SBI.

 

[Z_S]

Y

Congratulations 🎊


Even if they didn't convert ltf, you can ask for fee waiver whenever it gets charged, i am getting fee waiver from 5 years on SBI simplyclick and from 2 years on SBI cashback

You are requesting for fee waiver after it gets reflected in your statement or before that??@aniketkr.sharma

 

[aniketkr.sharma]

Y

You are requesting for fee waiver after it gets reflected in your statement or before that??@aniketkr.sharma

After its getting reflected in card unbilled statement

 

[spanmarc]

My SBI cashback card also got converted to LTF

hi... please dm the template of the email sent to sbi