• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Sbi cashback credit card application process 2025

Apply For Lifetime Free IDFC First Credit Card
harsha1

harsha1

TF Premier
Hi Team, anyone recently ( in 2025) applied this SBI cashback credit card?

Which platform you have used to application?

What was your overall credit card total limit from other cc cards?

Do we get immediate approval or decline on screen while application?

I have total other cc limits around 24L

Will I be eligible to apply? 🥶

Please guide...
 
Apply For LTF AU LIT Credit Card
Sort by date Sort by votes
harsha1 said:
Hi Team, anyone recently ( in 2025) applied this SBI cashback credit card?

Which platform you have used to application?

What was your overall credit card total limit from other cc cards?

Do we get immediate approval or decline on screen while application?

I have total other cc limits around 24L

Will I be eligible to apply? 🥶

Please guide...
Click to expand...
I think eligibility is depending on your CIBIL. I have applied in Dec 2024 by using the SBI Website. They initially gave the card with very low credit limit of 20K. Approval was immediate.
Since I had another SBI Card, i called up customer care and gave a request for increasing the limit for CB card by knocking off some limit off the other card. They did that too.
 
Upvote 0 Downvote
Hey guys 👋

My Transunion cibil was = 776
Experian score was = 807
As of 8/03/2025

Currently using only three credit cards
1= induslnd Legend credit card (1,00,000)
2= Idfc First Millenia (45,000)
3= Idfc First power plus Hp ( limit shared)
Credit history = 1 year 5 months as of 8/03/2025

Will applying SBI cashback card have any chances for approval..
I Don't have any banking relation with SBI

I want this card anyhow is there any trick or anyone help me for, how to get it easily.. ❓ ❓
 
Last edited:
Apply For LTF HDFC Swiggy Credit Card
Upvote 0 Downvote
Piyush Yadav said:
Will applying SBI cashback card have any chances for approval..
I Don't have any banking relation with SBI
Click to expand...
Just apply the card, you have higher chances of approval. No overleverage issue with your existing card limits.
Piyush Yadav said:
I want this card anyhow is there any trick or anyone help me for, how to get it easily.. ❓ ❓
Click to expand...
No trick is required, apply the card normally, put all the details properly, and verify using a bank account which you regularly use. They might not do any verification and issue you the card.
 
Upvote 0 Downvote
Anindya98 said:
Just apply the card, you have higher chances of approval. No overleverage issue with your existing card limits.

No trick is required, apply the card normally, put all the details properly, and verify using a bank account which you regularly use. They might not do any verification and issue you the card.
Click to expand...
But I don't have any salary slip and Itr...
Is there any method for applying C2C basis
 
Upvote 0 Downvote
Piyush Yadav said:
I'll do All verification,,, but only issue with Itr or salary slip.. I don't have both ☹️
Click to expand...
If you have relationship with SBI then they will not ask you for income proof in most of the cases. If they ask then submit the last 3 months statement of your highest limit card and a bank statement which you use regularly(MAB will be high).
Note: For C2C card must be minimum 1 yr old with 1L limit
 
Upvote 0 Downvote
Anindya98 said:
If you have relationship with SBI then they will not ask you for income proof in most of the cases. If they ask then submit the last 3 months statement of your highest limit card and a bank statement which you use regularly(MAB will be high).
Note: For C2C card must be minimum 1 yr old with 1L limit
Click to expand...
I have limit of 1 lakh...
But time period is only 6 month 😔 😔
 
Upvote 0 Downvote
Piyush Yadav said:
Currently not applied for it.. so don't know whether they ask or not ⁉️
Click to expand...
March is FY ending, so the chance of approval is highest.
Piyush Yadav said:
I have limit of 1 lakh...
But time period is only 6 month 😔 😔
Click to expand...
Apply as usual, no need for C2C. The only downside is that the limit will be below 1L.
BeingIncog said:
Just apply for it with all the correct details.
Click to expand...
yes
Piyush Yadav said:
Is that effect my cibil score... Cz about 1 month ago.. I. Applied another credit card that was rejected...
Click to expand...
Nothing to worry about if it is 1
 
Upvote 1 Downvote
You must log in or register to reply here.

Similar threads

Dudul123#
  • Question Question
SBI CASHBACK CREDIT CARD CUSTOMER
Replies
2
Views
191
Piyush Yadav
Piyush Yadav
S
  • Question Question
Issue with SBI Cashback Credit Card Bill Payment Process
Replies
15
Views
427
singh.hasit23
S
Master Chief 117
  • Question Question
Query - SBI Cashback Credit Card Double Dip Possible ?
Replies
7
Views
412
manideep77
manideep77
Piyush Yadav
  • Question Question
How to get SBI Cashback Credit Card?
2
Replies
31
Views
912
Piyush Yadav
Piyush Yadav
Arshdeep singh
  • Solved
Want to buy 1000 usd currency cash using sbi cashback credit card
Replies
9
Views
341
S9100
S
Back
Top