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SBI Cashback Credit Card Application Process 2025

harsha1

TF Premier
Hi Team, anyone recently ( in 2025) applied this SBI cashback credit card?

Which platform you have used to application?

What was your overall credit card total limit from other cc cards?

Do we get immediate approval or decline on screen while application?

I have total other cc limits around 24L

Will I be eligible to apply? 🥶

Please guide...
 
SBI has somehow tagged me as unworthy of sbi cashback card.
I have Savings account ( since 15+ years) and Credit Card (10+ years) with them and decent cibil score (800+).
Still whenever I apply a cashback card, it results in a CIBIL hit and rejection.
Wife ke cashback card se kaam chala raha hoon.
"आप दयालु हो। You are kind." , They are giving to someone who really is in NEED.
"Quote of the day ☝️"
 
Sometimes an error occurs try after some time using the " Resume Application " option in Sprint and invite code manually if you have the choice.
I was able to complete the application. Now it says they need more info from me and a rep from their side will contact me for them.
Let's see how long they'll take to either reject or approve this.
After almost 10 days, now they have rejected my application. Can I do something or now there's nothing i can do about it for 90 days.
 
After almost 10 days, now they have rejected my application. Can I do something or now there's nothing i can do about it for 90 days.
So we're you seeing the following when checking the status of your Card?

"Thank You.
Your online application has been completed.

An SBI Card representative will reach out to you soon to verify your details".
 

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Anyway to know the CVV code of the SBI card (Virtual Card) on SBI Cards App??
There is one way, check there will be a SMS from SBI cards to check the status of your application, just click on it and check the status. As it will show approved and then it will take count down to 100% to show the virtual card. After 100% the virtual card will be generated maybe you will also receive OTP to see it. And then there you can click on show CVV to see it.

Note: you can also go directly to sbicards website and enter your application no. to check the status and see the virtual card. That's how I seen my virtual card CVV.
 
There is one way, check there will be a SMS from SBI cards to check the status of your application, just click on it and check the status. As it will show approved and then it will take count down to 100% to show the virtual card. After 100% the virtual card will be generated maybe you will also receive OTP to see it. And then there you can click on show CVV to see it.

Note: you can also go directly to sbicards website and enter your application no. to check the status and see the virtual card. That's how I seen my virtual card CVV.
Unfortunately mine is a Upgrade. How does that work for Upgrades?
 
So, after vkyc, then anumati portal.. a day later 2 verificaiton calls. And in the call they said my card is approved, and i can download the virtual card.
Now my status showing as application rejected due to internal policies. Idiots. 😁

I don't understand why they need this much of scrutiny for existing sbi card holders. They are not even giving new credit limit, just splitting the existing one.

How can i ask them for the exact reason? where to mail them?
 
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