SBI Cashback credit card official benefits revised w.e.f. 1st May 2023

[BhaiyaJi]

REVISION OF BENEFITS ON CASHBACK SBI CARD:

With effect from 01 May 2023, following changes will be applicable on your CASHBACK SBI Card:

A. Below categories will not be eligible for Cashback benefit, apart from existing exclusions:

Category	Merchant Category Code (MCC)
Jewelry	5051, 5094, 5944, 7631
School & Educational Services	5111, 5192, 5942, 5943, 8211, 8220, 8241, 8244, 8249, 8299, 8351
Utilities	4814, 4900, 9399, 4816, 4899
Insurance Services	5960, 6300, 6381
Card, Gift, Novelty & Souvenir Shops	5947
Member Financial Institution/Quasi Cash	6011, 6012, 6051
Railways	4011, 4112

The Merchant Category Codes are defined by the Networks and are subjected to change basis their discretion and such changes shall be implemented basis communication from the Networks without any requirement for intimation/information to the customers.

B. Maximum Cashback that can be earned on online & offline spends in a statement cycle will be capped at `5000.

C. Complimentary Domestic Airport Lounge benefit will be discontinued.

https://www.sbicard.com/sbi-card-en/assets/docs/pdf/tnc/tnc-Cashback-Card-Revision.pdf

 

[Deleted member 16965]

Sadly na 10X mila bhai na hi 5% !!😭 Sare SBI cards se try kr lia jo ghar me the. BPCL gave 1X 🤣

 

[sylar]

How to check MCC ?

Sbi card app - more - mailbox - compose - statement related issues - statement calculation/clarification

Send them the details of merchant name, transaction date, amount and mention that you want to know MCC of those transaction.

 

[zeenab]

Hi Guys, I am seeing incorrect cashback being credited in my sbi cc statement for this month. Are they not giving 5% cb for urban company payments? Totally confused.

 

[4uziaul]

Hi Guys, I am seeing incorrect cashback being credited in my sbi cc statement for this month. Are they not giving 5% cb for urban company payments? Totally confused.

First, try to identify the MCC and compare it against the exclusion list. This will help you find your answer.

 

[zeenab]

Does anybody know if sbi cc is giving 5% on cleartrip payments or does anyone know the MCC for this?

 

[4uziaul]

Does anybody know if sbi cc is giving 5% on cleartrip payments or does anyone know the MCC for this?

Better to test it out with a small transaction yourself. Even if someone tells you right now that they have got it and you go ahead with the transaction, it might happen that you won't be eligible for any cashback. 😂

Also, take a look at this thread here:

Bad news for SBI Cashback card Travel spend Reported MCC 4112 (no cashback on this MCC)

Bad news for SBI Cashback card Travel spend Reported MCC 4112 (no cashback on this MCC): MCC 4112 is Railway category. When we book Airline tickets on Cleartrip, Makemytrip, Yatra, Easymytrip websites/app. These merchant transactions reported MCC is 4112 and we will not get any cashback...

www.technofino.in

There are too many similar cases.

 

[pprakash11]

Does anybody know if sbi cc is giving 5% on cleartrip payments or does anyone know the MCC for this?

Not getting. Tried and tested using 3 SBI Credit Cards.
Simply CLICK: 5X instead of 10X.🤣
Cashback: 0% instead of 5% 🤣
BPCL: as usual 1X 🤣

 

[WhoU]

What about advance tax payments using Canara portal? Has anyone tried that?

 

[iamabhisekagar]

Too much hassle...seems this card is not worth it anymore!

 

[Abhishek012]

Too much hassle...seems this card is not worth it anymore!

Buy Amazon gift card using SBI Cashback Credit Card and then use for your Utility, Insurance, 3rd party merchant payment like Cleartrip, makemytrip etc -

DM me for flat 5% Amazon gift card cashback website name using SBI Cashback Credit Card.

@zeenab
@WhoU

 

[VISHESH_BANSAL]

Buy Amazon gift card using SBI Cashback Credit Card and then use for your Utility, Insurance, 3rd party merchant payment like Cleartrip, makemytrip etc -

DM me for flat 5% Amazon gift card cashback website name using SBI Cashback Credit Card.

@zeenab
@WhoU

Yeh DM me wala Precaution kab se lena chalu kar diya ?

 

[Abhishek012]

Trying out something using Bliqcrat A*is CC, if not successful then will DM you

Tumse jada mujhe batane ki jaldi hai. mai he DM kar deta hu tumhe 🤣🤣

 

[iamabhisekagar]

Tumse jada mujhe batane ki jaldi hai. mai he DM kar deta hu tumhe 🤣🤣

Le @Abhishek012 :

 

[bhaveshS]

Is dmart ready online order for grocery is eligible for 5% cashback?

 

[harsh42s]

View attachment 22439
Experiment Successful

Can you explain?

 

[iamabhisekagar]

Can you explain?

Check DM

 

[VISHESH_BANSAL]

View attachment 22439
Experiment Successful

Achha yeh 5% as Card feature cashback credit ho raha hai.

Mujhe lga Seperate entry m aata hai Grabdeals ke naam se😕🫤

 

[John Since]

View attachment 22439
Experiment Successful

this is the statement of which card?

 

[Chaitanya-a]

Achha yeh 5% as Card feature cashback credit ho raha hai.

Mujhe lga Seperate entry m aata hai Grabdeals ke naam se😕🫤

Wo alg se aata jb offer chlta

 

[VISHESH_BANSAL]

Bliqcard Azis

Bhaaiya itna Code word kyu use ho raha hai ?