SBI Cashback credit card official benefits revised w.e.f. 1st May 2023

[BhaiyaJi]

REVISION OF BENEFITS ON CASHBACK SBI CARD:

With effect from 01 May 2023, following changes will be applicable on your CASHBACK SBI Card:

A. Below categories will not be eligible for Cashback benefit, apart from existing exclusions:

Category	Merchant Category Code (MCC)
Jewelry	5051, 5094, 5944, 7631
School & Educational Services	5111, 5192, 5942, 5943, 8211, 8220, 8241, 8244, 8249, 8299, 8351
Utilities	4814, 4900, 9399, 4816, 4899
Insurance Services	5960, 6300, 6381
Card, Gift, Novelty & Souvenir Shops	5947
Member Financial Institution/Quasi Cash	6011, 6012, 6051
Railways	4011, 4112

The Merchant Category Codes are defined by the Networks and are subjected to change basis their discretion and such changes shall be implemented basis communication from the Networks without any requirement for intimation/information to the customers.

B. Maximum Cashback that can be earned on online & offline spends in a statement cycle will be capped at `5000.

C. Complimentary Domestic Airport Lounge benefit will be discontinued.

https://www.sbicard.com/sbi-card-en/assets/docs/pdf/tnc/tnc-Cashback-Card-Revision.pdf

 

[4uziaul]

As of now Magicpin is the only option, for getting 5% on AGV via Cashback SBI

Do not know why I am only getting multiple payment modes on Magicpin and others are getting only UPI.
Check with different Magicpin Accounts or with Freinds Magicpin Accounts

Since you are a Bamboo specialist and your name is renowned everywhere, they are scared that you might poke them with your Bamboo. 🤣

 

[Swann]

As of now Magicpin is the only option, for getting 5% on AGV via Cashback SBI

Do not know why I am only getting multiple payment modes on Magicpin and others are getting only UPI.
Check with different Magicpin Accounts or with Freinds Magicpin

Mujhe bhi aa rh hai
Bhai bhai🤣🤣

 

[Harry1]

Try Magicpin. If you are lucky, you will get Pay with Rewards(Twid) as a Payment mode.
When you use Cashback SBI on Twid you will get 5% CashBack as well as Payback points which are Bonus

Twid pay on magicpin gives 5947 merchant code and is not eligible for cb.

When did u try it last time and got cb?

 

[VISHESH_BANSAL]

Twid pay on magicpin gives 5947 merchant code and is not eligible for cb.

When did u try it last time and got cb?

Last time I got merchant name "Payu Payments Pvt ltd" in First Week June and MCC was 4722

 

[Swann]

Twid pay on magicpin gives 5947 merchant code and is not eligible for cb.

When did u try it last time and got cb?

What merchant name you get?

 

[Harry1]

What merchant name you get?

Twid rewards, 14th june

 

[Harry1]

Last time I got merchant name "Payu Payments Pvt ltd" in First Week June and MCC was 4722

What does it show in twid pay site?

For me, it says magicpin gift card.
Mine was 14th Jun transaction and I bought swiggy voucher. OTP page said twid rewards as merchant name. And customer care told 5947 mcc.

twid - Rewards Portfolio Login

merchant.twidpay.com

 

[VISHESH_BANSAL]

What does it show in twid pay site?

For me, it says magicpin gift card.
Mine was 14th Jun transaction and I bought swiggy voucher. OTP page said twid rewards as merchant name. And customer care told 5947 mcc.

twid - Rewards Portfolio Login

merchant.twidpay.com

Same but In my case Merchant name on OTP page is different as I mentioned in previous Comment

 

[Swann]

Twid rewards, 14th june

Twid rewards global bangalore- mcc 4900
Utility electricity and gas

 

[karankayastha]

What is mcc of amazon pay india pvt lim bangalore? It shows category of apparel on sbi cards

 

[sylar]

Geniune Amazon purchases worth Rs. 5703.25 have been categorised as utilities (MCC 4899) where as Rs. 2900 GV from Amazon has been categorised as miscellaneous apparels (MCC 5699)

 

[pprakash11]

Paytm_CLEARTRIPPRIVATE this is tagged as MCC 4112 Railways I guess.

So neither SBI Cashback is giving 5%, rather 0%.
Nor
SBI Simply CLICK giving 10X, rather only 5X points.

Shitty SBI 😦

 

[Deleted member 16965]

Paytm_CLEARTRIPPRIVATE this is tagged as MCC 4112 Railways I guess.

So neither SBI Cashback is giving 5%, rather 0%.
Nor
SBI Simply CLICK giving 10X, rather only 5X points.

Shitty SBI 😦

SBI Cashback card ka lunch break chal raha hai 😆

 

[pprakash11]

SBI Cashback card ka lunch break chal raha hai 😆

Sadly na 10X mila bhai na hi 5% !!😭 Sare SBI cards se try kr lia jo ghar me the. BPCL gave 1X 🤣

 

[Deleted member 16965]

Sadly na 10X mila bhai na hi 5% !!😭 Sare SBI cards se try kr lia jo ghar me the. BPCL gave 1X 🤣

Sadly pehle logon ne SBI ko loota ab SBI ki baari hai lootne ki (Newton's law of reaction) 😢

 

[Abhishek012]

Geniune Amazon purchases worth Rs. 5703.25 have been categorised as utilities (MCC 4899) where as Rs. 2900 GV from Amazon has been categorised as miscellaneous apparels (MCC 5699)

Amazon gv buy karlo phir Amazon se shopping karo or Recharge, Utility billpay, insurance payment etc.

PM me for 5% cashback website name, you can buy unlimited Amazon gv, no limit and 5% cashback for SBI Cashback credit card.

 

[sylar]

Amazon gv buy karlo phir Amazon se shopping karo or Recharge, Utility bill pay, insurance payment etc.

PM me for 5% cashback website name, you can buy unlimited Amazon gv, no limit and 5% cashback for SBI Cashback credit card.

Check your PM

 

[VISHESH_BANSAL]

Sadly na 10X mila bhai na hi 5% !!😭 Sare SBI cards se try kr lia jo ghar me the. BPCL gave 1X 🤣

Out of all I like BPCL 1X🤣

 

[Deleted member 16965]

Out of all I like BPCL 1X🤣

Woh SBI ne cashback ka prasad diya hai

 

[lks999]

Geniune Amazon purchases worth Rs. 5703.25 have been categorised as utilities (MCC 4899) where as Rs. 2900 GV from Amazon has been categorised as miscellaneous apparels (MCC 5699)

How to check MCC ?