SBI Cashback credit card official benefits revised w.e.f. 1st May 2023

[BhaiyaJi]

REVISION OF BENEFITS ON CASHBACK SBI CARD:

With effect from 01 May 2023, following changes will be applicable on your CASHBACK SBI Card:

A. Below categories will not be eligible for Cashback benefit, apart from existing exclusions:

Category	Merchant Category Code (MCC)
Jewelry	5051, 5094, 5944, 7631
School & Educational Services	5111, 5192, 5942, 5943, 8211, 8220, 8241, 8244, 8249, 8299, 8351
Utilities	4814, 4900, 9399, 4816, 4899
Insurance Services	5960, 6300, 6381
Card, Gift, Novelty & Souvenir Shops	5947
Member Financial Institution/Quasi Cash	6011, 6012, 6051
Railways	4011, 4112

The Merchant Category Codes are defined by the Networks and are subjected to change basis their discretion and such changes shall be implemented basis communication from the Networks without any requirement for intimation/information to the customers.

B. Maximum Cashback that can be earned on online & offline spends in a statement cycle will be capped at `5000.

C. Complimentary Domestic Airport Lounge benefit will be discontinued.

https://www.sbicard.com/sbi-card-en/assets/docs/pdf/tnc/tnc-Cashback-Card-Revision.pdf

 

[Rahul Gupta]

I always used pharmeasy before.. but last 2 months I had very bad experience.. they delayed order by 5 days.. I had to buy from offline Apollo pharmacy store and reject pharmeasy order.. I uninstalled their app after getting refund

Is netmeds cheaper compared to 1mg?

Everthing is cheaper compared to 1mg lol. Btw i have never faced order delays with pharmeasy still i order a month in advance to avoid such delays.

 

[Rahul Gupta]

Anyone tried zeelabs. It sells generic medicine. Damn cheap

I only prefer branded medicine prescribed by a doctor. Going for generic one is like playing catch ball with your health. You miss your catch and boom.

 

[Sriim]

I always used pharmeasy before.. but last 2 months I had very bad experience.. they delayed order by 5 days.. I had to buy from offline Apollo pharmacy store and reject pharmeasy order.. I uninstalled their app after getting refund

Is netmeds cheaper compared to 1mg?

Yes. Offers better discounts too

 

[RohitSah]

Does SBI cashback card giving 5% cashback for flight tickets booking like from cleartrip or makemytrip?

 

[SSV]

Does SBI cashback card giving 5% cashback for flight tickets booking like from cleartrip or makemytrip?

I think so, there used to be a problem before.. but last time I read , it was fixed.

 

[RohitSah]

I think so, there used to be a problem before.. but last time I read , it was fixed.

So which one would be better to use swiggy or cashback card for 5%. I don’t want headache for the cashback😅

 

[SSV]

So which one would be better to use swiggy or cashback card for 5%. I don’t want headache for the cashback😅

SBI CB card

 

[Abhishek012]

Does SBI cashback card giving 5% cashback for flight tickets booking like from cleartrip or makemytrip?

50-50 chance.

Better to booking flight from other websites and get 5% SBI Cashback credit card.

 

[RohitSah]

50-50 chance.

Better to booking flight from other websites and get 5% SBI Cashback credit card.

Other websites like?

 

[sm9811911]

Other websites like?

Mmt and goibibo do give.

 

[Abhishek012]

Mmt and goibibo do give.

Amazon, Paytm, Flipkart Flights, Indigo official website also give 5% cashback on SBI cashback credit card.

@RohitSah

 

[NewPlayer]

Yes. Offers better discounts too

Have a look at Truemeds also. Flat minimum 20% off with no minimum order limit and goes around ~23-25% with min spend criteria 1500. On top of that SBI Cashback gives 5% cashback on transaction value.

 

[Sriim]

Have a look at Truemeds also. Flat minimum 20% off with no minimum order limit and goes around ~23-25% with min spend criteria 1500. On top of that SBI Cashback gives 5% cashback on transaction value.

Used it in 4 accounts for 30% off on first order. Then didn't use😅

 

[RohitSah]

Amazon, Paytm, Flipkart Flights, Indigo official website also give 5% cashback on SBI cashback credit card.

@RohitSah

Thanks for the reply.
Searched many apps and sites and found the cheapest flight on cleartrip and paid through axis flipkart for 4% cashback.

 

[ThriftyPlasticPundit]

anyone used https://www.indiegala.com/ with sbi ?

 

[ThriftyPlasticPundit]

ok i can confirm that indie gala does provide 5% cash back. rejoice gamers

the merchant seems to be outside India but the amount was in inr so I'll update in case sbi will charge Forex mark up

 

[chatenrk]

I am planning to book tickets on Makemytrip using SBI Cashback CC. Have the following questions. If any one can please help.
1. MMT has a offer of 10% off using SBI Cards. I hope this includes SBI Cashback card
2. If I go ahead and book using this, does it count for 5% online cashback for using the cashback card.

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

1. MMT has a offer of 10% off using SBI Cards. I hope this includes SBI Cashback card

won't but maybe you can try.

2. If I go ahead and book using this, does it count for 5% online cashback for using the cashback card.

 

[seekndestroy99]

Last time I got merchant name "Payu Payments Pvt ltd" in First Week June and MCC was 4722

What is the MCC rn for the same merchant?

 

[KLB@96]

How to identify MCC for SBI Card transaction?

1. Send an email to customercare@sbicard.com
2. If you are sending email from SBI card app then choose category as "statement related issues/statement calculation/clarification"
3. Add details about transaction like date and amount
4. They will respond back with more details of txn and it will have MCC
5. This will work only for settled txn, for unsettled MCC will be 0000
6. Cashback SBI card is issued on Visa, so refer this PDF for MCC details https://usa.visa.com/content/dam/VCOM/download/merchants/visa-merchant-data-standards-manual.pdf

Interesting point: Recently I purchased 50K amazon GC on my proprietary company portal and it has MCC as 5817. It refers to "Merchants classified with this MCC sell applications or software (excludes games) that are delivered in electronic format." So I am saved as of now with devaluation 🤑🤑

Now you all flood SBI Card with your request to know MCC.

Hello, 5817 is digital payment right ? This is not exempted right in CB card ? Also which other cards should I use ?