Sbi Cashback query

[Wealth is my birth right!]

Hi guys received last month statement today for my cb card and since it’s Sunday got time to scroll down and read the full statement
Observation is that annual fee is 9999 not 999 as mentioned in their website
Does anyone have clarity?
Actually in April first week the charges will take place wherever applicable
Fyf till March 31st ending this month

 

[iamabhisekagar]

Question:

I had applied for a cashback card and it got approved...but SBI Card ppl are saying that I will not get a Seperate limit but the credit limit for the card (i.e. 10K) will be taken from my existing Simply Click CC (existing limit of Rs 20k) ...for that they are asking me pay out the entire outstanding amount (billed as well as unbilled) despite the fact that credit limit of more than 10K is already available in my simply click CC...what should I do?

 

[paresh22]

This happened with many people including me. My existing credit card limit decreased by 10k and assigned to SBI Cashback card and card issued to me. I then transferred some of the credit limit from existing SBI card to Cashback card.
I think you should be okay with what SBI is asking to you.

 

[iamabhisekagar]

This happened with many people including me. My existing credit card limit decreased by 10k and assigned to SBI Cashback card and card issued to me. I then transferred some of the credit limit from existing SBI card to Cashback card.
I think you should be okay with what SBI is asking to you.

Why should I pay for unbilled transaction done 5 days ago right now if 10k is already available in my Simply Click CC?

 

[Wealth is my birth right!]

Does sbi cb card provide 5% on irctc app?
And does it provide 5% If used to pay exam form fee on govt website?

Being online category u may get 5% but purely depends upon mcc
Govt gateway may be treated as utility so 1% only possible

 

[SpiesCan'tCatchMe]

Being online category u may get 5% but purely depends upon mcc
Govt gateway may be treated as utility so 1% only possible

Ohh 😔

 

[pprakash11]

Does sbi cb card provide 5% on irctc app?
And does it provide 5% If used to pay exam form fee on govt website?

On IRCTC website, it gives 5%.
Their app is so slow, I prefer using website.

 

[Wealth is my birth right!]

On IRCTC website, it gives 5%.
Their app is so slow, I prefer using website.

That’s great Reg irctc but is there extra % for cc in their gateway?

 

[pprakash11]

That’s great Reg irctc but is there extra % for cc in their gateway?

Yes, they charge 1%+GST.
Now it's common, every website charges in one way or the other. Smartbuy charges 1%, amazon added 20₹ service fee, rest take PG charges.

 

[Wealth is my birth right!]

Yes, they charge 1%+GST.
Now it's common, every website charges in one way or the other. Smartbuy charges 1%, amazon added 20₹ service fee, rest take PG charges.

So 3.87% still our profit in sbi cb card for irctc site
Great deal I say

 

[paresh22]

Why should I pay for unbilled transaction done 5 days ago right now if 10k is already available in my Simply Click CC?

You should not need to pay unbilled transaction. I thought they asked for billed amount to be cleared first.

 

[pprakash11]

So 3.87% still our profit in sbi cb card for irctc site
Great deal I say

Exactly.
I have left now all 3rd party bookings, only doing on IRCTC website.
and for Tatkal, one needs to stick only on IRCTC website/app, so better skip 3rd Party.

 

[Wealth is my birth right!]

Exactly.
I have left now all 3rd party bookings, only doing on IRCTC website.
and for Tatkal, one needs to stick only on IRCTC website/app, so better skip 3rd Party.

Nice learning
Let’s all follow this
Btw what max amount u used sbi cb card in irctc just wanted to know if we book more than 10k worth tickets at a time will it be flagged

 

[pprakash11]

Nice learning
Let’s all follow this
Btw what max amount u used sbi cb card in irctc just wanted to know if we book more than 10k worth tickets at a time will it be flagged

Max I have booked 6k tickets on IRCTC, not flagged or no blocking.. instead got 300 cb positively.

 

[Wealth is my birth right!]

Max I have booked 6k tickets on IRCTC, not flagged or no blocking.. instead got 300 cb positively.

Yes more or less 2 tier class AC to and fro will end with 10k for ppl at home

 

[pprakash11]

Yes more or less 2 tier class AC to and fro will end with 10k for ppl at home

Yeah, but you will do separately na.. to 5k one side it will be, no issue, no flagging will be there

 

[Seth]

In old payzapp , add money in payzapp via credit card , then add money via uber in paytm and then paytm to bank.

Is this correct step or any changes?

@Wealth is my birth right! @SiddharthR @Abhishek012 @Chaitanya-a

Game ho gaya!🥲

I added in payzapp wallet 2000 and then tried adding in paytm using Uber , it reach to hdfc payment page and I enter transaction pin then it loads and return to uber app.

No debit happens even after entering pin and can't add money to paytm.

Zomato, blinkit also not working for adding money in paytm.

Any other way left ?

 

[Chaitanya-a]

@Wealth is my birth right! @SiddharthR @Abhishek012 @Chaitanya-a

Game ho gaya!🥲

I added in payzapp wallet 2000 and then tried adding in paytm using Uber , it reach to hdfc payment page and I enter transaction pin then it loads and return to uber app.

No debit happens even after entering pin and can't add money to paytm.

Zomato, blinkit also not working for adding money in paytm.

Any other way left ?

Try again. Nothing to worry about. Amount is in your wallet only. If not working, try after 24 hrs.
And next time first send message to add money and when otp comes, then add money on Payzapp wallet and enter the OTP on uber page.

 

[Seth]

Try again. Nothing to worry about. Amount is in your wallet only. If not working, try after 24 hrs.
And next time first send message to add money and when otp comes, then add money on Payzapp wallet and enter the OTP on uber page.

Yes but I'm in old payzapp , it's only ask for pin , no otp.
Let me again try tommorrow if works otherwise they may stopped this trick in old payzapp.

 

[Chaitanya-a]

Yes but I'm in old payzapp , it's only ask for pin , no otp.
Let me again try tommorrow if works.

Then too before entering pin, load your wallet with the amount and then complete the transaction. That way your money won't get stuck in wallet unnecessarily.

 

[Seth]

Then too before entering pin, load your wallet with the amount and then complete the transaction. That way your money won't get stuck in wallet unnecessarily.

Yep got it👍