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SBI Club Vistara Prime Credit Card tentative limit

rockking1994

TF Ace
VIP Lounge
Hi
I have been approved of sbi club vistara prime credit card with a tentative limit of 76000 and 95000
any idea on what is the usal limit approved is it in upward or downward range of tentative limit i was planing to buy a two wheeler (online from TVS website) but might fall short of the limit
(i was going in for cash anyway from dealer)
any idea on overlimit spends is it worth it? i can actuly pre pay entire amount
i have other CC such as Airtel Axis with limit of 170000
amex smart earn with 180000
amazon icici 100000
HDFC millenia 57000
BOB snapdeal 32500
 
Hi
I have been approved of sbi club vistara prime credit card with a tentative limit of 76000 and 95000
any idea on what is the usal limit approved is it in upward or downward range of tentative limit i was planing to buy a two wheeler (online from TVS website) but might fall short of the limit
(i was going in for cash anyway from dealer)
any idea on overlimit spends is it worth it? i can actuly pre pay entire amount
i have other CC such as Airtel Axis with limit of 170000
amex smart earn with 180000
amazon icici 100000
HDFC millenia 57000
BOB snapdeal 32500
How did you receive a tentative limit with SBI, please?

Was it a pre-qualified/pre-approved card or based on some documents, etc.? It would really be helpful if you could kindly share the criteria and your application details, since I too have been trying to get a tentative limit from SBI.

Thank you @rockking1994 @aswathsm
 
How did you receive a tentative limit with SBI, please?

Was it a pre-qualified/pre-approved card or based on some documents, etc.? It would really be helpful if you could kindly share the criteria and your application details, since I too have been trying to get a tentative limit from SBI.

Thank you @rockking1994 @aswathsm
tentative limit is just an range in which you card actual limit will be it is given to you just to give you an idea of what your actual limit will be once you receive your card but after you application is approved
 
After 3-4 months of usage you can request for LE. If your spend is good with no late payments you will get LE.
I have multiple cards for me to get high spends on one card i have to rely on wallet transfers such has uber to paytm and airtel wallet to rotate money
Most of my spend are utility and mobile recharges which goes on my axis Airtel card as it has the best cash back easily 300 - 500 cb each month next is amazon and flipkart purchase here rather than cb we have to factor in the discount as recently I bought laptop from flipkart for my brother the best offer was on bob snapdeal card 10% discount + no cost emi + bob snapdeal got 2.5% cb on emi purchase as well
 
I have multiple cards for me to get high spends on one card i have to rely on wallet transfers such has uber to paytm and airtel wallet to rotate money
Most of my spend are utility and mobile recharges which goes on my axis Airtel card as it has the best cash back easily 300 - 500 cb each month next is amazon and flipkart purchase here rather than cb we have to factor in the discount as recently I bought laptop from flipkart for my brother the best offer was on bob snapdeal card 10% discount + no cost emi + bob snapdeal got 2.5% cb on emi purchase as well
If you are happy with the current limit, and dont intend to use SBI card as your goto card its still fine as long as you are happy paying the annual fees. I dont think this variant has fee reversal on reaching certain milestone. Correct me if I am wrong
 
If you are happy with the current limit, and dont intend to use SBI card as your goto card its still fine as long as you are happy paying the annual fees. I dont think this variant has fee reversal on reaching certain milestone. Correct me if I am wrong
yup it dosent have fee reversal my goal is to spend 75k and get 3000 points and book tickets for a vaction pretty much it for every year and may be use the priort pass once in a while if i try bit hard i can get 1.5L milestone for another ticket but just one ticket is fine if you ready my initial post i am planing to buy a scooty for my wife with card
 
yup it dosent have fee reversal my goal is to spend 75k and get 3000 points and book tickets for a vaction pretty much it for every year and may be use the priort pass once in a while if i try bit hard i can get 1.5L milestone for another ticket but just one ticket is fine if you ready my initial post i am planing to buy a scooty for my wife with card
Sounds like a plan.
 
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