SBI Credit card cooling period.

[mvsaikrishna666]

I've applied for SBI Credit card in May-2022 and got SBI SimplyClick card. But I got very less credit limit than my other credit cards. So I rejected SBI Card at delivery. When Can I again apply for SBI Credit card?

 

[Batmanbaba]

No cooling period... You can apply 100 times a day....

 

[Kamal]

Take a Higher varient of card so that they have to provide the minimum limit of that higher varient card..
And after six month downgrade your card to simply clik of simplysave.
one disadvantage will be that you have to pay higher varient card charges for First year.

BTW what card limit you are getting ?

 

[Kamal]

No cooling period... You can apply 100 times a day....

Yes, but for each application they will be doing 2 cibil enquiries.

 

[Kamal]

No hard enquiries

it will be hard enquiries. They have done 2 hard enquiries both the time i have applied for SBI cards.

This type of enquiry will be visible in your cibil report.

 

[mvsaikrishna666]

Take a Higher varient of card so that they have to provide the minimum limit of that higher varient card..
And after six month downgrade your card to simply clik of simplysave.
one disadvantage will be that you have to pay higher varient card charges for First year.

BTW what card limit you are getting ?

34K. It's less than half of my Monthly income.

 

[Ranger]

No cooling period... You can apply 100 times a day....

You sure?. I am trying to apply again, but getting redirected here.

 

[Batmanbaba]

View attachment 2276
You sure?. I am trying to apply again, but getting redirected here.

You can apply from website or agent again..normal website not sprint website . Agent can apply n number of times

 

[Ranger]

You can apply from website or agent again..normal website not sprint website . Agent can apply n number of times

Is it possible to get virtual card in the normal website. In sprint if approved, virtual card will be shown.

 

[ashwinkashwink is verified member.]

Is it possible to get virtual card in the normal website. In sprint if approved, virtual card will be shown.

Only few guys got virtual card instantly..
Rest of others with regular sbi procedure

 

[Ranger]

Only few guys got virtual card instantly..
Rest of others with regular sbi procedure

From e-apply website?.

 

[ashwinkashwink is verified member.]

From e-apply website?.

Sprint..

 

[Ranger]

Any idea when i can reapply from sprint website?

 

[ashwinkashwink is verified member.]

Any idea when i can reapply from sprint website?

Mail sbi card or try offline for better ..

 

[Batmanbaba]

Is it possible to get virtual card in the normal website. In sprint if approved, virtual card will be shown.

Yes.... If your card is approved then it will show.... Its does nit depends from where u apply

 

[Ranger]

You can apply from website or agent again..normal website not sprint website . Agent can apply n number of times

I got a call from sbi guy who says that my card is approved with limit 2.5 lacs. Truecaller says that it's a spam number. Dude even shared his id photo on whatsapp. How to verify that's its legit?

 

[Ranger]

Tell him to send mail from official ID

Legit?

 

[Krish]

View attachment 2287View attachment 2288
Legit?

The photo in ID card looks edited

 

[ashwinkashwink is verified member.]

The photo in ID card looks edited

Haan..

 

[Batmanbaba]

I got a call from sbi guy who says that my card is approved with limit 2.5 lacs. Truecaller says that it's a spam number. Dude even shared his id photo on whatsapp. How to verify that's its legit?

Dont share anything.... Very less chance of card approval.. Plus every week u will receive whatsapp message of ramdom agents from yes bank, indusind bank for cc.. They share the data....