Sbi credit limit.

[don123]

I had applied for the sbi credit but today I received the message in WhatsApp that credit limit of credit card is 40k(tentative).

Will I get 40k limit in my sbi card if approved?

I have other cards with more than 2L+ limit .
So what should I do any idea?

 

[don123]

I had applied for the sbi credit but today I received the message in WhatsApp that credit limit of credit card is 40k(tentative).

Will I get 40k limit in my sbi card if approved?

I have other cards with more than 2L+ limit .
So what should I do any idea?

@tajo any idea?

 

[arun4455]

SBI offer as low as 10k limit. Wait for final approval for the card. You can't enhance the limit for first 6 months, you need to wait for that period.

 

[Kumar93196]

@tajo any idea?

@Tejo 😂

 

[Tejo]

I had applied for the sbi credit but today I received the message in WhatsApp that credit limit of credit card is 40k(tentative).

Will I get 40k limit in my sbi card if approved?

I have other cards with more than 2L+ limit .
So what should I do any idea?

You will get the limit what they mention or low ...

Not high.

If you have other bank cards with high limit then the bank's like SBI, hdfc, axis. ..... will not provide or give high limit to you unless you are hardcore customer of the bank.

 

[don123]

You will get the limit what they mention or low ...

Not high.

If you have other bank cards with high limit then the bank's like SBI, hdfc, axis. ..... will not provide or give high limit to you unless you are hardcore customer of the bank.

If I send the other bank cc statement then will they increase limit?

If not will this effect my cibil score because of low limit credit card and in cibil I already have high limit cc?

 

[Tejo]

If I send the other bank cc statement then will they increase limit?

Nope

If not will this effect my cibil score because of low limit credit card and in cibil I already have high limit cc?

N O .... will not effect at all

 

[TheCreditCardGuy]

You will get the limit what they mention or low ...

Not high.

If you have other bank cards with high limit then the bank's like SBI, hdfc, axis. ..... will not provide or give high limit to you unless you are hardcore customer of the bank.

hey buddy i already hold sbi prime credit card its been almost an year now so i decided to apply for another card from sbi which is sbi simplysave rupay card.
yesterday was my verification call so before the call i got the msg from sbi in whatsapp showing that my tentative limit is 0. what does that mean please help

 

[Tejo]

hey buddy i already hold sbi prime credit card its been almost an year now so i decided to apply for another card from sbi which is sbi simplysave rupay card.
yesterday was my verification call so before the call i got the msg from sbi in whatsapp showing that my tentative limit is 0. what does that mean please help

I don't know

May be your not getting credit limit increase against your profile

So they will ask you to split or they split the existing limit.

Sbi is not interested to give high credit limit, if they already holds high credit limit from any of the bank's.

 

[TheCreditCardGuy]

I don't know

May be your not getting credit limit increase against your profile

So they will ask you to split or they split the existing limit.

Sbi is not interested to give high credit limit, if they already holds high credit limit from any of the bank's.

ohh okay

 

[TheCreditCardGuy]

I don't know

May be your not getting credit limit increase against your profile

So they will ask you to split or they split the existing limit.

Sbi is not interested to give high credit limit, if they already holds high credit limit from any of the bank's.

actually my 1st sbi card limit is only 98000 i dont think its considered as high limit

 

[TheCreditCardGuy]

I don't know

May be your not getting credit limit increase against your profile

So they will ask you to split or they split the existing limit.

Sbi is not interested to give high credit limit, if they already holds high credit limit from any of the bank's.

nvm i just got a call from sbi
they said they cannot provide seperate limit

 

[Tejo]

actually my 1st sbi card limit is only 98000 i dont think its considered as high limit

They consider Combined Credit limit from all banks as per credit bureau

More than 10 lakhs considered as over leverage.

Best to have sbi cc in the beginning if ones to hold all other bank cc's