SBI Debit Card: Reward FAQs Updated

[Manishg]

Is there any way to use a RuPay debit card for UPI payments? I am not talking about a credit card.

Wallet load using debit card

 

[ankit ojha]

The maximum limit is 10,000 reward point per month. Does it include 1000 bonus reward point of 1lakh spending . Suppose I spend 4,00,000 in a month so normal reward point 4,000 and virtual debit card bonus 4,000 and (4,000 +4,000 )bonus for 4,00,000 spend . So what I will get in a month total .
A. 10,000 reward ( capped )
B. 16,000 reward [(4000+4000)+(4000+4000)]
C. 12,000 reward [ (4000+4000)+ 4000 only as per lakh spend]

 

[vivekshah]

Wallet load using debit card

Which wallet allow UPI payments using wallet balance ? Cred not allowing. My balance is stuck there unless i pay bills.

 

[vivekshah]

Y E S
use your respective bank's upi service!!

I have SBI Rupay card, Yono allow debit for UPI payments ? Will try on next payment

 

[cleverpappu]

The maximum limit is 10,000 reward point per month. Does it include 1000 bonus reward point of 1lakh spending . Suppose I spend 4,00,000 in a month so normal reward point 4,000 and virtual debit card bonus 4,000 and (4,000 +4,000 )bonus for 4,00,000 spend . So what I will get in a month total .
A. 10,000 reward ( capped )
B. 16,000 reward [(4000+4000)+(4000+4000)]
C. 12,000 reward [ (4000+4000)+ 4000 only as per lakh spend]

I think correct answer is option B.
Sbi calculations are is somewhat that i can’t understand.
What if we spend 6L using virtual debit card?
We are going to get total 21000 pts? Coz 10k points is capped but milestone bonus is not capped. Do we keeps getting points for milestone even if we breached monthly 10k capping?