SBI home loan Fraud by branch

[j_s]

Some people are born to be doomed.

Is this necessary?

 

[percolate]

In most of the HL cases, what I found was these prospective customers DO NOT study the HL market at all - BEFORE they are ready to sign the dox.

By the time the customers get the HL agreement to read and sign, they would already be in the middle of a deal and builders would have been forcing the customers to make more payments.
At that point, the customer won't have time to find another bank to get the HL with better terms and conditions.

In my case, the HL agreement with HDFC was very vague about the Pre-payment rules. When enquired about the branch employees, they lied about the prepayment rules.

Once the agreement is signed and when I tried to make prepayment, I found 3 rules which stopped me pre-paying the HL as I wanted. I complained about it upto RBIO, but the case was closed in favour of HDFC.

 

[RAMESH BABU N]

READING is a must.

Once, it saved me 1 lakh. Yes, 1 lakh.

I read all manuals, including the hugely bulky manual of my Xylo - besides the concise abridged version - a quick manual.

When I gave my Xylo for 1lakh KM servicing in HYD - the so-called reliable n trustworthy dealer billed me for 1.5L.
They gave me a detailed bill - and took 2 days to do a decent n detailed job. I am happy with their job - but not the billing part of it.

As per the manual, most of the tests, inspections, repairs, n replacements to be done compulsorily on 1L KM servicing are INCLUDED in one listed item. And, I need to pay ONLY for that one billed item.

But, that dealer had billed for double the amount - one combined item and again for individual jobs.

I fought with them, approached M&M's technical staff at Nashik and their Zonal Head. Called the local media.

Finally, I paid only 40K+ - instead of their near 1.5L+.

A technician thereat - a friend of mine - says NONE of the OWNERS ever go thru the given bills, leave alone scrutinize and find fault.

99% of the time, they pay without even asking what they have billed.

ABSOLUTE FOOLISHNESS by educated, moneyed, knowledgeable n
Intelligent people.

Spending is perfectly OK. But, getting decieved is certaintly NOT OK.

 

[panchabhut]

READING is a must.

Once, it saved me 1 lakh. Yes, 1 lakh.

I read all manuals, including the hugely bulky manual of my Xylo - besides the concise abridged version - a quick manual.

When I gave my Xylo for 1lakh KM servicing in HYD - the so-called reliable n trustworthy dealer billed me for 1.5L.
They gave me a detailed bill - and took 2 days to do a decent n detailed job. I am happy with their job - but not the billing part of it.

As per the manual, most of the tests, inspections, repairs, n replacements to be done compulsorily on 1L KM servicing are INCLUDED in one listed item. And, I need to pay ONLY for that one billed item.

But, that dealer had billed for double the amount - one combined item and again for individual jobs.

I fought with them, approached M&M's technical staff at Nashik and their Zonal Head. Called the local media.

Finally, I paid only 40K+ - instead of their near 1.5L+.

A technician thereat - a friend of mine - says NONE of the OWNERS ever go thru the given bills, leave alone scrutinize and find fault.

99% of the time, they pay without even asking what they have billed.

ABSOLUTE FOOLISHNESS by educated, moneyed, knowledgeable n
Intelligent people.

Spending is perfectly OK. But, getting decieved is certaintly NOT OK.

Did you file an FIR against the workshop for fraud?

 

[RAMESH BABU N]

Did you file an FIR against the workshop for fraud?

No, I have no intention of that as I have got to get back to my town (Tirupati in AP). Got better things to do....

 

[RAMESH BABU N]

My job is NOT to reform every tom, dick n harry in the town.

I gave a complaint against them to M&M. It's upto them to take care of such malpractices done by their dealers n ASCs.

I shall remain vigilant n guard myself against such frauds. And, avoid such cheaters by being well read n well informed.

 

[prash1161]

READING is a must.

Once, it saved me 1 lakh. Yes, 1 lakh.

I read all manuals, including the hugely bulky manual of my Xylo - besides the concise abridged version - a quick manual.

When I gave my Xylo for 1lakh KM servicing in HYD - the so-called reliable n trustworthy dealer billed me for 1.5L.
They gave me a detailed bill - and took 2 days to do a decent n detailed job. I am happy with their job - but not the billing part of it.

As per the manual, most of the tests, inspections, repairs, n replacements to be done compulsorily on 1L KM servicing are INCLUDED in one listed item. And, I need to pay ONLY for that one billed item.

But, that dealer had billed for double the amount - one combined item and again for individual jobs.

I fought with them, approached M&M's technical staff at Nashik and their Zonal Head. Called the local media.

Finally, I paid only 40K+ - instead of their near 1.5L+.

A technician thereat - a friend of mine - says NONE of the OWNERS ever go thru the given bills, leave alone scrutinize and find fault.

99% of the time, they pay without even asking what they have billed.

ABSOLUTE FOOLISHNESS by educated, moneyed, knowledgeable n
Intelligent people.

Spending is perfectly OK. But, getting decieved is certaintly NOT OK.

That more than 10% of the car value