Bro, 12500? SBI has love for multiples of 200. So 12600 or 12400.@desiviru has mentioned virtual calculation already. Since, we are not getting bonus points lately (some users are getting though).
If anyone wants to be ultra safe or they are physical DC users. Just do a single ₹12500 payment using your physical DC.
For ₹12500, you will get 125 (1x) points + 500 (4x) points. Total points will be 625 which equals to ₹156.25/-
That's around 1.25%. This amount will 100% save you, in case you use virtual DC and you don't get bonus points.
