-
Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.
SBI Rewardz: Upto 5X*/10X* RP under October Carnival Campaign
I think you missed a point/dot between two ones. Is it 1.1L? I had Rs. 3.7L to pay cumulatively for me and family and paid SBI bill in advance before bill generation from 4 different accs.
P.S: Millennia 64K done with 16Kx4 acc. as usual on Day 1 of new month. Now on bills won't cross 50-75K every month. Sab khatam ho gaya babu bhaiya, ab banno ka cashback nahi aayega kyunki bill hi nahi hai bharney ko.
I missed only one bonus pts credits for 10K txn which was credited on Oct 28. Check your statement throughly. It is so messed up that even I start doubting as to where are points but if you access App/mobile site, it is all fine there. Else share screenshot here and I will analyze it. 🙂
It's very simple. I spent total 63K but received reward points of 1180 only instead of 1260. Need to check with customer care.
Buttman
TF Premier
Bhai a friend uses my cards for various offers during sale as he is a phone seller. Used each of my card to order a total of 5 iPhone 16 Pro Max in the month of September for which statements were generated in Oct.
Sab milake and gharke b thode big ticket purchases milake cross kar gaya ab 😂
I’m your average middle class person. It’s just that during sale season many of my friend’s and family use my cards so purchases add up!
Now for the remainder of this year and first 6-7 months of next year my card usage will remain minimal
Buttman
TF Premier
It’s actually above 10L. Gpay shows total inward txn of 11 plus and monthly limit breached on Sbi rewards portal which only happens after crossing 10L so I’m basing my calculations on these factors.I think you missed a point/dot between two ones. Is it 1.1L? I had Rs. 3.7L to pay cumulatively for me and family and paid SBI bill in advance before bill generation from 4 different accs.
P.S: Millennia 64K done with 16Kx4 acc. as usual on Day 1 of new month. Now on bills won't cross 50-75K every month. Sab khatam ho gaya babu bhaiya, ab banno ka cashback nahi aayega kyunki bill hi nahi hai bharney ko.
pinki
TF Legend
Are u even aware of IT notices or not ? 🙂
Buttman
TF Premier
Non of my single bank card has crossed 10lakh threshold yet. Report in AIS and Notice is triggered only after txns from a single bank cc/ccs ( say ICICI) has breached 10 lakhs. Am I missing something?
pinki
TF Legend
No one knows the scenario after the implementation of BBPS at every bank level.
I hope BBPS don't consolidate all of them who belongs to same person.
Rest good .
agar AIS mein kuch mention hojaye..toh batana bhai..your scenario might be case study for all of us 😛
Buttman
TF Premier
What do you mean? Care to elaborate? Has there been any news on BBPS consolidation in regards to cumilative spends on all cards?
Buttman
TF Premier
Bhai G mat fado! 😂 2 month me total hogaya iska matlab ye nai k saal bhar me iska 2x 4x hojaye 🥲
daara nahi re bhai.. main abhi tak bass suna hai..agar 10L or cross ho jaye annual credit card statement toh AIS mein mention hota hai..toh may be.. next year tak tum confirm kardo
pinki
TF Legend
There's no any specific news abt it rather a speculation by many and they solidify their saying by mentioning that
Why the hell RBI imposed strict rules for implementation of BBPS max by certain deadline !
Dhire dhire banks wese bhi BBPS pr aa hi rhe the fir bhi itni jldi kyu !
RBI may have found this loophole , since all the banks were specifically tracking the bill payments at their level, and when they use to cross 10L , they use to report. This allowed users to spend not more than 10L at every bank level.
But in real this is not the rule ! ( U know)
See all this is speculation, no one knows the answer for now i think!
Buttman
TF Premier
Ye maine b suna hai but ek single bank k card/cards ka hota hai aisa suna tha. Sare banks ka combined nai sun hai aisa. 500k Axis and 500K sbi raha to nai hoga but 1000k axis ka akele ka hua cross to hojayega report is what I’ve read!
Buttman
TF Premier
Could you point me towards the sources which have more info on these discussions? If this is the case then I might need to keep a track of all txns in case i need to provide them proof. At the moment, every transaction is trackable and transparent so i would be able to maintain an excel sheet for when I have to justify my cc txns!
pinki
TF Legend
These were of july - aug times.
Hard to search tbh ,
Whatever i read, i told u .
Would advise you to maintain sheet from now on.
Buttman
TF Premier
Yeah brother! Would definitely track everything just in case! Or else all the cashback and rewards will go away as CA fees!
AlgoTrader
TF Ace
I definitely remember the discussion, should be part of bbps thread