SBI Virtual DC Rewards - Query & Discussion

[rajarancho]

N

Any extra convenience fees or charges for paying utility bills/mobile recharge?

No extra charge

 

[liza10o]

use rupay dc on any platform for cc payment like phonepe, paytm, mobikwik etc take into consideration 75k daily limit split payment accordingly to pay off 1.5L bill. Also till 1L you will get 0.5% return (base+ milestone) after 1L 0.25% (only base rewards)

I did 2 txn of 75k and 62,436 respectively and after 10 days today, i have received 944 reward points, i did not understand how did i get 944, it should have been 1374 atleast, and then extra 1k for the 1L milestone, can anyone explain logic behind 944 points

when i did 75k payment, 1 txn failef but amt got debited (i got refund later) , so maybe by mistake they sometimes send rp for failed txn as well , but then also 944 rp calculation does not make sense

I had done this txn on paytm for cc payment using my physical sbi select rhodium rupay debit card