SBI Virtual DC Rewards - Query & Discussion

[rajarancho]

N

Any extra convenience fees or charges for paying utility bills/mobile recharge?

No extra charge

 

[liza10o]

use rupay dc on any platform for cc payment like phonepe, paytm, mobikwik etc take into consideration 75k daily limit split payment accordingly to pay off 1.5L bill. Also till 1L you will get 0.5% return (base+ milestone) after 1L 0.25% (only base rewards)

I did 2 txn of 75k and 62,436 respectively and after 10 days today, i have received 944 reward points, i did not understand how did i get 944, it should have been 1374 atleast, and then extra 1k for the 1L milestone, can anyone explain logic behind 944 points

when i did 75k payment, 1 txn failef but amt got debited (i got refund later) , so maybe by mistake they sometimes send rp for failed txn as well , but then also 944 rp calculation does not make sense

I had done this txn on paytm for cc payment using my physical sbi select rhodium rupay debit card

 

[mobsol2017]

I did 2 txn of 75k and 62,436 respectively and after 10 days today, i have received 944 reward points, i did not understand how did i get 944, it should have been 1374 atleast, and then extra 1k for the 1L milestone, can anyone explain logic behind 944 points

when i did 75k payment, 1 txn failef but amt got debited (i got refund later) , so maybe by mistake they sometimes send rp for failed txn as well , but then also 944 rp calculation does not make sense

I had done this txn on paytm for cc payment using my physical sbi select rhodium rupay debit card

Sometime point take time to reflect in rewards have patience , you will get 2124 reward points for your total spends (75K+75k+62436) + milestone benefit 1000 rewards = total 3124 rewards equivalent to RS781

 

[liza10o]

Sometime point take time to reflect in rewards have patience , you will get 2124 reward points for your total spends (75K+75k+62436) + milestone benefit 1000 rewards = total 3124 rewards equivalent to RS781

I was going through the thread, i have a few quedtions:

1. Is it common that points come in phases for a single txn amount also? I thought they send points per txn so if theres a delay that it be missing for 1 full txn.
2. The milestone benefit will be credited at the end of financial year in june 2026?
3. The 75k failed txn points will also come even after refund? And they will not take it back realizing it was for failed txn?