• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

SBM Visa Signature Debit Card - Free Domestic Lounge, golf access

lazyman

TF Buzz
Open SBM Bank Savings Account Online and get a SBM bank Visa Signature Debit Card. It is a zero balance account with no MAB and free debit card as well.

Benefits of the Card:
  • Domestic Lounge Access ( 3 times per quarter, all the visa supported lounges are eligible).
  • 2 International Lounge Access through LoungeKey(Currently, this benefit is not available as RBI restricted International remittances for SBM Bank Debit Cards, hence, international lounge access is not available, This will not work as international transactions won't work with debit card).
  • Free Golf (https://teepassindia.thriwe.com/):
    • 4 complimentary rounds of green fees per quarter
    • 12 complimentary golf lessons per calendar year Screenshot 2023-04-21 at 9.34.03 AM.png

How to Open Account Online:
  • Open https://www.sbmbank.co.in/# and in top right, Open Savings Account button.
  • Register and fill all the details, there will be Video KYC, after that your account will be opened.
  • Once you got the card, you need to set your card PIN and manage card usage(Enable Ecom, POS etc) through SBM Net Banking or SBM Mobile Banking(Because their ATM presence is very low and offline branches are very less)

I applied and got my card in 5 days.
 
I applied for savings account online in August, after vkyc got rejection mail.

Mid September I called customer care and asked why I was rejected, they said it might be some technical reason and I was asked to apply again, so I did. Again after vkyc with 1 hour got rejection mail.

Called up Kolkata branch and asked for reason. The person who picked up asked my name and then searched for the application in their syatem and said it was showing "profiling error" as the reason. He asked me my age, occupation, annual income and interestingly cibil score, and said "everything seems alright, there is no reason for rejection".

Then came the usual sales pitch. That day as far as I remember was Friday. He said, "from Monday zero balance facility will not be there anymore and some charges will be coming, you better open an account ASAP. Usually our IP is 5 lakhs but we can do it for 3 lakhs. I can go to your home to collect docs and cheque"

I gave it a pass. I think guys at Kolkata branch purposely rejecting applications in order to collect IP.
 
I applied for savings account online in August, after vkyc got rejection mail.

Mid September I called customer care and asked why I was rejected, they said it might be some technical reason and I was asked to apply again, so I did. Again after vkyc with 1 hour got rejection mail.

Called up Kolkata branch and asked for reason. The person who picked up asked my name and then searched for the application in their syatem and said it was showing "profiling error" as the reason. He asked me my age, occupation, annual income and interestingly cibil score, and said "everything seems alright, there is no reason for rejection".

Then came the usual sales pitch. That day as far as I remember was Friday. He said, "from Monday zero balance facility will not be there anymore and some charges will be coming, you better open an account ASAP. Usually our IP is 5 lakhs but we can do it for 3 lakhs. I can go to your home to collect docs and cheque"

I gave it a pass. I think guys at Kolkata branch purposely rejecting applications in order to collect IP.
All online account open in Mumbai branch.. (their customers care told me).

Try to do vkyc again if you have time 😊
 
Back
Top