SC Ultimate (Standard Chartered Ultimate) Upgrade Suggestion

[anish1516]

Hello!!!

Recently I have been receiving calls to upgrade my Manhattan Card to Ultimate card. My Manhattan card is free and the Ultimate would cost Rs. 5000 plus taxes every year. Here they are offering 5000 reward points on every renewal without any conditions. So effectively the card costs me Rs. 900 approx. Now my query is should I go for it? Right now I have decent number of cards. Don't have too much utility expenses. Use my Infinia for offline shopping and SBI Cashback for Online. Please suggest if it's worth to pay fee for SC Ultimate?

 

[Zacobite]

Ya i know you had warned me 😛 but Agent pressurize me to go 🙁

use it.. its a gd card.. especially if u don't have dcb / infinia / axis premium or marquee

 

[PavanPavan is verified member.]

use it.. its a gd card.. especially if u don't have dcb / infinia / axis premium or marquee

I have infinia 😛 thats where i was not kneen on taking

@helloworld and @SSV said i can avoid 😛

I will use it now for few days

 

[Zacobite]

I have infinia 😛 thats where i was not kneen on taking

@helloworld and @SSV said i can avoid 😛

I will use it now for few days

its a gd card.. i have hugely benefitted from the scb relationship.. loans, upgrade, LE.. banking.. so the relationship value can be derived..keep it.. its technically free with reward points in fees

 

[PavanPavan is verified member.]

its a gd card.. i have hugely benefitted from the scb relationship.. loans, upgrade, LE.. banking.. so the relationship value can be derived..keep it.. its technically free with reward points in fees

Yup for now..hope they revamp there vouchers soon 🙁

 

[imdjay]

I have infinia 😛 thats where i was not kneen on taking

@helloworld and @SSV said i can avoid 😛

I will use it now for few days

I have seen you saying- "I have infinia" several times in this week.
You seem very happy after getting Infinia. 🤣

 

[PavanPavan is verified member.]

I have seen you saying- "I have infinia" several times in this week.
You seem very happy after getting Infinia. 🤣

No and yes both 😛 😛

 

[Rajat94]

Levis option it's still there 😛

Levi’s is minimum 10K available.

I’ll wait for few more days for Uber/Firstcry vouchers otherwise will redeem for Urban Ladder and LP, and close the card.

I have just posted a trick for Levi's to get Rs. 500 for Free

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[runzone]

Sala kuch bhi bacha hi nahi redeem karne ko

 

[Prarthit]

Not a bad card if u can use the points as shopping vouchers and occasional SC offers...Of Course they have 16 domestic lounge in a year and one in international lounge access per quarter.

Hi,
As per the recent Ultimate upgrade calls from SC; the person told me that if u go for Supplementary card, the lounge access feature also get added for each.
i.e. 16 for Primary in a year. So 16*3 in total for Primary+ 2 Supp Cards.

Is this true ?
If someone can plz confirm..

 

[Trio]

Hi,
As per the recent Ultimate upgrade calls from SC; the person told me that if u go for Supplementary card, the lounge access feature also get added for each.
i.e. 16 for Primary in a year. So 16*3 in total for Primary+ 2 Supp Cards.

Is this true ?
If someone can plz confirm..

Yes it is true.Even you get an additional priority pass for the add on card holder,but u have to spend 20k on the add on card to avail one international lounge access for the cards holder for the next month.

 

[Cashif]

Got an upgrade message and I approved without checking in here. Checked the Rewards section and I don't find anything useful.

What will happen if I don't activate the card for 30 days; I know the card will get canceled. In such a scenario, what happens to the joining fee, can anyone please clarify?

And will it impact CIBIL?

 

[Wealth is my birth right!]

Got an upgrade message and I approved without checking in here. Checked the Rewards section and I don't find anything useful.

What will happen if I don't activate the card for 30 days; I know the card will get canceled. In such a scenario, what happens to the joining fee, can anyone please clarify?

And will it impact CIBIL?

If card not activated no charges applicable thats rule
CIBIL no impact much maybe post 3 months history show that card closed with scb

 

[Shubham330]

I submitted request to get additional card SC Smart card in Bank on my SC EMTcard. 2 days later I got sms that credit card upgrade request has been registered. Isn't upgrade close my exisitng card? How can I gt to keep both cards?

 

[helloworld]

I submitted request to get additional card SC Smart card in Bank on my SC EMTcard. 2 days later I got sms that credit card upgrade request has been registered. Isn't upgrade close my exisitng card? How can I gt to keep both cards?

that depends on what option you tick on appln form. why do you applied through branch, 1Rs. method not working for you?

 

[pprakash11]

@helloworld do you hold SC Ultimate ? Is it worth taking it now ?
Currently hold Rewards Platinum LTF with CL 4.53L

 

[helloworld]

@helloworld do you hold SC Ultimate ?

I closed it during renewal and redeemed points.

Is it worth taking it now ?
Currently hold Rewards Platinum LTF with CL 4.53L

If you want to redeem for 'marriott' or ITC (note: ITC works only on 5* hotels/resorts) and able to accumulate 10k points within a year (= apprx. 3L spends), go for it. Useful for a day or 2 night rooms in odd times. If you take more time to accumulate points, things might change and prepare for it when you apply.

 

[Shubham330]

that depends on what option you tick on appln form. why do you applied through branch, 1Rs. method not working for you?

Yes. There the authetication not happening. Getting error as per screenshot

 

[lonewolf]

I have sc Platinum how I can get other cards free

 

[Wealth is my birth right!]

I submitted request to get additional card SC Smart card in Bank on my SC EMTcard. 2 days later I got sms that credit card upgrade request has been registered. Isn't upgrade close my exisitng card? How can I gt to keep both cards?

In scb u cant keep the old card after upgrade
Two times i did upgrades and in my experience the old card will get closed within 35 days of new card activation
That 35 days frame is to get bill paid and redeem rewards if any

 

[Shubham330]

In scb u cant keep the old card after upgrade
Two times i did upgrades and in my experience the old card will get closed within 35 days of new card activation
That 35 days frame is to get bill paid and redeem rewards if any

I requested cancellation of upgrade request as I never asked for upgrade by calling cc. CCE mentioned that it will be closed in 7 working days without upgrade. But any idea of any cooling period to get 2nd scb cc after the 1st one delivered. The 1 rupee authentication is not working for me as mentioned in previous comment