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secured card help
- Thread starter Thor04
- Start date
in how much time will i get apay
if I get apay unsecured, I promise I will give u 3000 rupees
@Thor04 @manzparty @doraemon @Vasuki I kindly request that we refrain from engaging in name-shaming, especially with political inclinations. This behavior constitutes cyberbullying and is unacceptable both in real life and on the internet. I'm confident that we can all work towards improving our communication ethics.
bro I didnt do anything, this @manzparty is bullying me
Just take it sit tight .
In 3-6 month u can expect pre approved offer in Amazon app
Or try Twitter way after 6 month
thanks bro and yes it's a promise if I get the apay unsecured, I will gift u 3000.. its a promise
bro so my credit history age is 1.8 years. cibil is 744. experian is 640. no current loan or credit card. I had one card, kotak dream different and paisabazaar card (all 3 secured), I closed them all. I had paytm postpaid but due to a glitch it marked 50 rupees default in my cibil for 90 days+. after that I contacted aditya birla finance and paid 50 dues pending plus 100 late fees plus taxes after which they gave me NOC. how can I improve my cibil score because I really want the best cards and I realised sbi prime is shit(if paid) and apay is worth it.
Don't do anything.
Just take icici card and don't apply anything.
For few month forget about ccs
All my cc I got was accidental.
Be it
Hdfc
Sbi
Kotak
Idfc
Axis
Most of them pre approved 🤪 fall on lap kinda thing
I only applied for kotak and got it
& Sbi BPCL octane
Axis was pre approved out of no where
Idfc was pre approved out of blue
Hdfc gave me first cc when I hated this bank the most
So yeah just take a card and don't do anything.
VISHESH_BANSAL
TF Pioneer
bro what sh
bro just went to icici bank and the rm there told me that if I get a secured card then I need to use more than 60 percent of it monthly in order to get apay in 6 months... if I get a fd of 1 lakh, then I will have to use 60k every month which is not possible.... so should I do fd of 50k so I have to spend only 30k monthly
DO NOT listen to them, they are self centered folks.
Only use as you should be using a CC as per your needs nothing more. CC is a luxury not a boundation.
bro I want the apay..... will i get apay after having secured platinum icici cc
Wait for 10 days I will answer all your query
You will get APay, use ICICI Debit Card and Secured Card for transactions at Amazon in 6 months you should get if not in 8 months.
That doesn't mean you will need to make artificial purchases and keep using 60% each month.
Take it slow you will get there, these RMs and other folks are not customer empathizers but bank product sellers (Remember this)!!
thanks bro... god bless u
4 days left to re apply
how much is ur icici secured limit and fd amount... also is it platinum or coral? how much u used ur card every month and how much balance u keep? also do lemme know if u get the card... all the best to u and I hope u get the card
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