secured card help

[Shin-Chan]

Bro... Even I had the alumni LTF DCB... They NEVER GAVE IT below 5L. I don't have internal policy proof but below link lists FLOOR limit of card (under which they don't issue it)

Credit Limits on Top 12 HDFC Bank Credit Cards

Last Updated: April 2019 Just applied for HDFC credit card and wondering what Credit limit you're likely to get? see below for the list of popular HDFC credit cards with expected credit limits in 2019. Beginner & Premium HDFC Credit Card Limits: HDFC Moneyback Credit Card Limit: Rs.25,000

www.cardexpert.in

When I personally wrote to PNO, they told me if my CL falls below 8.5L, they would downgrade infinia to DCB. Assuming same would be for DCB to regalia gold.

Let me DM you !!

 

[Firewing224]

Let me DM you !!

O k .

 

[Vasuki]

im 21 right now... applied for platinum and icici amazon pay card before and both were rejected.. If I get icici platinum on fd basis, will I still get amazon pay card in a few months

If u 21 get icici platinum chip ..no question asked .in 1 year u will have atleast
4-5 bank cc
So just take it and stay calm

 

[Vasuki]

5 and 8L are discontinued.

I was just saying base limit of those card not for fd only ..
Thanks for update

 

[Thor04]

If u 21 get icici platinum chip ..no question asked .in 1 year u will have atleast
4-5 bank cc
So just take it and stay calm

ok I am going to do this as u said.... any advice on how much to use the card like how much percent

 

[Vasuki]

ok I am going to do this as u said.... any advice on how much to use the card like how much percent

No need to use
As cur or something

Just use it on Amazon..
For recharge bill,etc etc .

Once updated on cibil check cibil via Amazon app.

 

[Thor04]

No need to use
As cur or something

Just use it on Amazon..
For recharge bill,etc etc .

Once updated on cibil check cibil via Amazon app.

what do u mean. by no need to use as cur or something

 

[Vasuki]

what do u mean. by no need to use as cur or something

Less spending or more doesn't matter
What matters is amazon algorithm identify you as existing icici bank credit card holder and
Gives you pre approved card .
Or you apply after 3 month vis icici x team to refresh the application for you where u just have to enter the 16 digit of the existing card number

 

[Thor04]

okay if I get the amazon pay card, will I get shared limit with my secured card? also will I be able to convert my secured platinum to unsecured afterwards? if not will i be able to close the secured platinum card and keep the amazon pay card? and if yes can I close my icici savings account afterwards and still have the amazon pay card?

 

[Vasuki]

okay if I get the amazon pay card, will I get shared limit with my secured card? also will I be able to convert my secured platinum to unsecured afterwards? if not will i be able to close the secured platinum card and keep the amazon pay card? and if yes can I close my icici savings account afterwards and still have the amazon pay card?

Same limit but unsecured.
U can close the fd card next moment

 

[Thor04]

Less spending or more doesn't matter
What matters is amazon algorithm identify you as existing icici bank credit card holder and
Gives you pre approved card .
Or you apply after 3 month vis icici x team to refresh the application for you where u just have to enter the 16 digit of the existing card number

what do u mean icici x team?

 

[Thor04]

Same limit but unsecured.
U can close the fd card next moment

oh I was thinking of doing fd of 50k but u said I will get same limit, so now i am doing fd of 2 lakhs, also will my apay card get increase credit limit after some time?also if i close y secured card will I be able to apply for coral card or platinum unsecured anytime?

 

[Odugu Narasimha Rao]

I am using sbi simplyclick creditcard I am applying creditcard via sbi website but application getting declined so I want to apply via fd route can I get vistara prime card via fd?

 

[Shin-Chan]

what do u mean icici x team?

X == Twitter


you have to tweet tagging ICICI/ICICI_Care
they will get in touch with yoo

 

[Thor04]

Same limit but unsecured.
U can close the fd card next moment

oh I was thinking of doing fd of 50k but u said I will get same limit, so now i am doing fd of 2 lakhs, also will my apay card get increase credit limit after some time?also if i close my secured card will I be able to apply for coral card or platinum unsecured anytime?

 

[Vasuki]

oh I was thinking of doing fd of 50k but u said I will get same limit, so now i am doing fd of 2 lakhs, also will my apay card get increase credit limit after some time?also if i close my secured card will I be able to apply for coral card or platinum unsecured anytime?

Yes ✋ .
Taka Tak taka tak

 

[Thor04]

is there any chance my apay card will get rejected cause im seeing lots of people on here whose apay was rejected after having secured card too...

 

[doraemon]

To Issey accha to mera cc hai
5k fd kotak card

I believe u bro, even I have HDFC infinia of 10k limit and axis magnus with 5k limit. My icici emralde is 4k limit and my amex platiinum is 500 rupees limit only

 

[doraemon]

German shepherd University ✅

Dhruv Rathee University

 

[doraemon]

@manzparty hey bro so what rupay based cc u decided on basis of fd then?