Seeking Guidance: Choosing the Best UPI App in 2024

[VibhavBilgoji]

Choosing the Best UPI App in 2024​

I'm writing to seek your assistance in choosing the best UPI app for my needs in 2024. With the vast array of options available, making an informed decision can be overwhelming.


I'm primarily looking for an app that excels in the following aspects:

• User Interface: A clean, intuitive, and user-friendly interface that allows for quick and effortless navigation.
• Offers: Attractive cashback, discounts, and rewards on UPI transactions, bill payments, recharges, etc.
• Wallet Features: Robust wallet functionality with features like expense tracking, budget management, and investment options (if available).
• Card Facilities: Seamless integration with credit and debit cards for payments, recharges, and bill payments.
• App Performance: Smooth and lag-free experience with appealing animations (if used tastefully).
• Overall Experience: A positive and enjoyable experience that exceeds expectations across all features mentioned above.

To provide some context, I typically use Payzapp for UPI payments. However, I'm open to exploring new options that offer a better overall experience.
Additionally, if you could share any specific insights or tips on features, functionality, or hidden gems I may have missed, it would be incredibly helpful.

 

[Aniket]

Does Kiwi 🥝 give rewards on UPI transactions made via Savings account?
or do i have to have an kiwi credit card?

Click on this to view their reward policy completely.

 

[panchabhut]

Like it will just save from spamming your bank statement who is fully dependent on upi for 5-10rs payments to. So it will be single debit to upi lite and then it will be debiting from their not from bank account.

same thing can be equally achieved through Slice without the corresponding risks.

 

[panchabhut]

but prepaid cards aren't accepted as much as debit and credit cards.
please correct me if i am wrong.
but on many sites i tried to add my FamX prepaid card, but it gave me errors.

True.
PepperMoney cards n Junio cards are having severe acceptance issues - both online n offline.

Prepaid cards will not work with any online wallet and sites that does not accept credit card. Pepper card has worked for me at all physical merchant POS so far and given cashback. And Slice UPI has also worked fine at all QR, including those which refused UPI-CC.
Do not have FamX or Junio.

 

[SSV]

Ever played fruit ninja? Similar to that

You just have to slice those shooting stars and dodge the bombs. Random amount.

Max I've recd is Rs 13

After learning it do let me know if I should install this app.

its similar to fruit ninja. but requires dexterity of hand. there is no minimum guaranteed amt and can be zero also.

Received ₹499 CB on 59k payment…
Kaching …!!!

 

[zomato]

yes, incl P2P

can mobikwik wallet be used for same? slice does not allow amex for loading wallet

 

[SSV]

can mobikwik wallet be used for same? slice does not allow amex for loading wallet

You want to load MobiKwik wallet using Amex card , right?
If so… gladly it accepts …YES

 

[zomato]

You want to load MobiKwik wallet using Amex card , right?
If so… gladly it accepts …YES

no I wanted to know that can I use that wallet balance for normal merchant and p2p qr codes? or just bill payments

 

[varun__goel_]

Received ₹499 CB on 59k payment…
Kaching …!!!

View attachment 43444

Welcome sir ....😝

 

[SSV]

no I wanted to know that can I use that wallet balance for normal merchant and p2p qr codes? or just bill payments

Slice wallet I used it for Paytm merchant QR code successfully..

 

[varun__goel_]

no I wanted to know that can I use that wallet balance for normal merchant and p2p qr codes? or just bill payments

Y e s

 

[zomato]

Slice wallet I used it for Paytm merchant QR code successfully..

yeah tried that but had query about mobikwik wallet

 

[zomato]

Y e s

okay thanks, any way to reduce that 2.5% charge 🫣

 

[SSV]

yeah tried that but had query about mobikwik wallet

Please ask your question in full…
MobiKwik can also be scanned for merchant QRs.
I had done so many times

 

[zomato]

Please ask your question in full…
MobiKwik can also be scanned for merchant QRs.
I had done so many times

will keep in mind next time but I thought replying to mobikwik's question made it clear

 

[varun__goel_]

okay thanks, any way to reduce that 2.5% charge 🫣

Nope, but first 1000 is free every month🤣🤣

 

[zomato]

Nope, but first 1000 is free every month🤣🤣

automatically? or some code?

 

[SSV]

Welcome sir ....😝

I am loading Slice via CC @2.05 % only. Last time you had shown me @2.5 %..
Not sure why the difference??

 

[varun__goel_]

I am loading Slice via CC @2.05 % only. Last time you had shown @2.5 %..
Not sure why the difference??

Now I am used to discrimination in banking☠️🤣

 

[varun__goel_]

automatically? or some code?

Auto ma tically

 

[SSV]

Now I am used to discrimination in banking☠️🤣

Have you done any bank transfers?