Seeking Guidance: Choosing the Best UPI App in 2024

[VibhavBilgoji]

Choosing the Best UPI App in 2024​

I'm writing to seek your assistance in choosing the best UPI app for my needs in 2024. With the vast array of options available, making an informed decision can be overwhelming.


I'm primarily looking for an app that excels in the following aspects:

• User Interface: A clean, intuitive, and user-friendly interface that allows for quick and effortless navigation.
• Offers: Attractive cashback, discounts, and rewards on UPI transactions, bill payments, recharges, etc.
• Wallet Features: Robust wallet functionality with features like expense tracking, budget management, and investment options (if available).
• Card Facilities: Seamless integration with credit and debit cards for payments, recharges, and bill payments.
• App Performance: Smooth and lag-free experience with appealing animations (if used tastefully).
• Overall Experience: A positive and enjoyable experience that exceeds expectations across all features mentioned above.

To provide some context, I typically use Payzapp for UPI payments. However, I'm open to exploring new options that offer a better overall experience.
Additionally, if you could share any specific insights or tips on features, functionality, or hidden gems I may have missed, it would be incredibly helpful.

 

[iamdhamo]

Fi is good. You get 2% cashback on UPI spends.

Only if inifite or salary acc customer

 

[cardio_guy]

Google Pay
Pros

• Simple ui
• Clean and neat
• Fast and no issues
• Tracking and history is easy
• Easy to add multiple bank accounts

Cons

• No rewards
• Useless copouns
• No cashback

Amazon pay
Pros

• Cashback ok ok
• Rewards
• Loyalty benefits
• Retention offers

Cons

• Complicated UI
• Not easily accessible

 

[hackreveal]

Choosing the Best UPI App in 2024​

I'm writing to seek your assistance in choosing the best UPI app for my needs in 2024. With the vast array of options available, making an informed decision can be overwhelming.


I'm primarily looking for an app that excels in the following aspects:

• User Interface: A clean, intuitive, and user-friendly interface that allows for quick and effortless navigation.
• Offers: Attractive cashback, discounts, and rewards on UPI transactions, bill payments, recharges, etc.
• Wallet Features: Robust wallet functionality with features like expense tracking, budget management, and investment options (if available).
• Card Facilities: Seamless integration with credit and debit cards for payments, recharges, and bill payments.
• App Performance: Smooth and lag-free experience with appealing animations (if used tastefully).
• Overall Experience: A positive and enjoyable experience that exceeds expectations across all features mentioned above.

To provide some context, I typically use Payzapp for UPI payments. However, I'm open to exploring new options that offer a better overall experience.
Additionally, if you could share any specific insights or tips on features, functionality, or hidden gems I may have missed, it would be incredibly helpful.

1. 1. PhonePe
2. 2. Google Pay
3. 3. Paytm
4. 4. Amazon Pay
5. 5. CRED

Choosing the best UPI app for cashback can significantly enhance your savings on everyday transactions. Whether it’s Google Pay, PhonePe, Paytm, or any of the other apps mentioned, each offers unique benefits that can make your payment experience rewarding. By understanding the features and cashback offers of these apps, you can make an informed choice and enjoy the financial perks they provide.

 

[TheTrickySid]

Anyone still using / having old version of yes pay next (before June or May release) please DM me.
It's urgent. I just want to customise the UPI ID
As they are now giving only limited options.
It's a humble request do help out.

 

[RAMESH BABU N]

Anyone still using / having old version of yes pay next (before June or May release) please DM me.
It's urgent. I just want to customise the UPI ID
As they are now giving only limited options.
It's a humble request do help out.

Why post the same request in 3 threads.... Avoid such things in future....

Try here...

YES PAY old version

Download older versions for YES PAY APK

bhim-yes-pay.en.aptoide.com

 

[ritwik2000]

Mentioned above are the steps to deregister profile in yes pay next account.
Do note that when you reregister, the same upi id will be allocated to you. (at least that happened in my case)

 

[Aniket]

View attachment 61109

Mentioned above are the steps to deregister profile in yes pay next account.
Do note that when you reregister, the same upi id will be allocated to you. (at least that happened in my case)

Same UPI ID was allocated?😑

Irritating; it sends SMS related to same features again and again.

 

[ritwik2000]

Same UPI ID was allocated?😑

Ya bhai. I would have used this app if they had allowed me to change the UPI ID.

 

[Aniket]

Ya bhai. I would have used this app if they had allowed me to change the UPI ID.

I felt BHIM>>>Yes Pay Next.

So, have your raised your concern to their team? If yes, what was the response?

 

[ritwik2000]

I felt BHIM>>>Yes Pay Next.

So, have your raised your concern to their team? If yes, what was the response?

A customer can't delete or edit their upi ids

 

[STONE_MAN]

I am now fed up with paytm. Is there any UPI app, that tracks and shows you the location at which you were present while making the UPI payment.
Paytm used to shows location, but now no longer showing it.

 

[SpaceBar]

I use slice wallet, haven't linked any bank acc. After every txn it asks to play a game similar to fruit ninja🤣🤣. I 've received upto Rs 8🤑/txn

Slice Wallet means slice account right? The left option. Or something else?

 

[varun__goel_]

Slice Wallet means slice account right? The left option. Or something else?

Did not understand what you're trying to say.

 

[SpaceBar]

Did not understand what you're trying to say.

I open Slice app. Now the middle scan option telling me to link bank account. The left option telling me to activate account (which will give seemless UPI transaction), the right option is just borrow.

Which option should I go (to use debit card to reload wallet and use for UPI)?

 

[varun__goel_]

I open Slice app. Now the middle scan option telling me to link bank account. The left option telling me to activate account (which will give seemless UPI transaction), the right option is just borrow.

Which option should I go (to use debit card to reload wallet and use for UPI)?

Left option if you want to use wallet for UPI, and not being dependent on bank account.

 

[Aniket]

A customer can't delete or edit their upi ids

No, I meant they can atleast assure that their team are working on this, if not, will share this feedback to take it seriously to bring it in next update.

 

[soleja1]

Gpay in my opinion

 

[phoenix1386]

No, I meant they can atleast assure that their team are working on this, if not, will share this feedback to take it seriously to bring it in next update.

I see what you did there.

 

[Pikachu.]

Choosing the Best UPI App in 2024​

1. Amazon Pay - quite good Interface, offers on upi and wallet spends.
2. Newly launched Jio Finance - Expense tracking in association with OneMoney.
3. Paytm - Still gives good offers and decent amount of cashback.
4. GPay - Smooth and super clean interface.

 

[Aniket]

I see what you did there.

Clarify:
I didn't understand what are you referring. 🤔