Shall I close Tata Neu to get core HDFC Card?

[minhazuddin]

Since 2 years, my HDFC Tata Neu Plus limit is same. No expectation from HDFC for the limit increase. Whenever I apply for HDFC core cards like Millennia, MoneyBack Plus, Regalia Gold, they just reject the application citing no clear reason. So, Is it a fact that HDFC don't issue core cards when one have co-branded card.

 

[maneesh]

I have been offered millenia credit card as FYF card. I have placed a request to upgrade my Tata neu infinity credit card FYF via email.

 

[OptiCard]

I have been offered millenia credit card as FYF card. I have placed a request to upgrade my Tata neu infinity credit card FYF via email.

I hold millenia diners club credit card from around 7 years I guess as LTF.

I raised closer request for my Tata Neu Infinity card 3 days back. --> It's not worth if you do only UPI transactions.

If you use Tata apps then go for it.

 

[maneesh]

I hold millenia diners club credit card from around 7 years I guess as LTF.

I raised closer request for my Tata Neu Infinity card 3 days back. --> It's not worth if you do only UPI transactions.

If you use Tata apps then go for it.

My tata neu infinity card charges are high and I cannot complete their spending criteria to reverse my fee, so I have planned to upgrade my card to core credit card and If in future, I will try to get the neu card as ltf if they offer me.

 

[OptiCard]

My tata neu infinity card charges are high and I cannot complete their spending criteria to reverse my fee, so I have planned to upgrade my card to core credit card and If in future, I will try to get the neu card as ltf if they offer me.

We're in same boat 🤣

I spent 1.60L+ & got around 2000 points

In that if you pay annual charge i.e. 1768.82 then your return will be Rs.231.18 --> that you can use only over Tata Neu app & again if you use you won't get points on that money. --> So I can say this Rs.231.18 will go further down to Rs.220 something.

Bro, if we use PNB or BOB LTF cards which give 2 points per 100 then that will give more return.
Example:
Let say doing 1.60L transaction on UPI --> will get in return Rs.800 (note: PNB & BOB won't charge any redemption fee so purely Rs.800 cashback)

 

[maneesh]

We're in same boat 🤣

I spent 1.60L+ & got around 2000 points

In that if you pay annual charge i.e. 1768.82 then your return will be Rs.231.18 --> that you can use only over Tata Neu app & again if you use you won't get points on that money. --> So I can say this Rs.231.18 will go further down to Rs.220 something.

Bro, if we use PNB or BOB LTF cards which give 2 points per 100 then that will give more return.
Example:
Let say doing 1.60L transaction on UPI --> will get in return Rs.800 (note: PNB & BOB won't charge any redemption fee so purely Rs.800 cashback)

Yes, whatever cashback we will get will be consumed by annual fee and we will be left will very few or none.

 

[paxauquabriba-4876]

My tata neu infinity card charges are high and I cannot complete their spending criteria to reverse my fee, so I have planned to upgrade my card to core credit card and If in future, I will try to get the neu card as ltf if they offer me.

whats the proceess get ltf core card w/o min spent waive ?

 

[maneesh]

whats the proceess get ltf core card w/o min spent waive ?

Usually they offer FYF card and you need to send a mail to upgrade your card.

 

[HumorSimpson]

Does Tata Nue Infinity has lounge access ? Whats the TnC for this ?

 

[Chacha_vidhayak]

I’m also frustrated with no LE past 2 yrs … stuck with 65k on hdfc tata neu … being an imperia customer too nothing helps … planning to close today only … bhad me jaye hdfc .