Share your experience of BOB Cards application process

[Gaurav]

Applied on 2 march
Vkyc done on 14 march
Now when I will get message of approval?
Hlp pls

 

[Manoj Pant]

I think No March Target for BOB cc department...the whole process is so frustrating...no status update...no agent call for home/office verification .. typical public sector bank.

 

[Patil007]

I think No March Target for BOB cc department...the whole process is so frustrating...no status update...no agent call for home/office verification .. typical public sector bank.

Same here 🤣 .

Govt me, target complete ho na ho, as per rule increment, promotion milta he fixed, so why hardwork 🤣

 

[rogerthat]

Applied on 13th March, vkyc done on same dat, still showing in progress.

No Home verification done yet.

Same here. Applied on 11th, VKYC done on same date as you (13th) no progress since. I did get a call asking about my company though.

 

[Patil007]

Same here. Applied on 11th, VKYC done on same date as you (13th) no progress since. I did get a call asking about my company though.

Exact Same for me.

 

[drshenoy]

simple n fast

 

[Manoj Pant]

@Patil007 looks like BOB will take atleast one month to approve/decline this cc application, meanwhile on same day I applied for my 3rd ICICI credit card which is also in process.So 2 enquiries have done in my CIBIL.Can I apply for PNB card right now without waiting for previous 2 cc application results?

 

[jack333]

yes they have done without your knowledge.

Today person called me before coming for office verification 2 days after home verification

 

[Patil007]

Today person called me before coming for office verification 2 days after home verification

Oh, for my last 8 cards, no one called me for office verification 😅 .

BOB just called me and took my office details, don't know he went there or not.

 

[Patil007]

@Patil007 looks like BOB will take atleast one month to approve/decline this cc application, meanwhile on same day I applied for my 3rd ICICI credit card which is also in process.So 2 enquiries have done in my CIBIL.Can I apply for PNB card right now without waiting for previous 2 cc application results?

Let them take time but just approve and it must be LTF 😉.

I applied for my 3rd ICICI credit card which is also in process.So 2 enquiries have done in my CIBIL.Can I apply for PNB card right now without waiting for previous 2 cc application results?

Main kya batau bhai, I have applied for BOB on 13th March and SC on 20th march I think and I am also planning to apply third card now 🤣, either AU or Axis.

But as per good practice, we should not, because multiple CIBIL enquiry means, we are credit hungry.

 

[Manoj Pant]

Just received my BOB cc approval sms...7 days wait looks like months.
Applied & VKYC : 18th March
19th March: Sunday but status was reflecting VKYC pending
From 20th to 24 th March showing status..
Application in process.
25th March- Card approved
No agent call, No Home & Office verification done for me....may be because of 10 year old saving account with them.
Card Variant (Rupay or Visa) & LTF or not yet to be confirmed.

 

[Patil007]

Just received my BOB cc approval sms...7 days wait looks like months.
Applied & VKYC : 18th March
19th March: Sunday but status was reflecting VKYC pending
From 20th to 24 th March showing status..
Application in process.
25th March- Card approved
No agent call, No Home & Office verification done for me....may be because of 10 year old saving account with them.
Card Variant (Rupay or Visa) & LTF or not yet to be confirmed.

10 year old account is + point.

 

[BUDHRAJ]

Just received my BOB cc approval sms...7 days wait looks like months.
Applied & VKYC : 18th March
19th March: Sunday but status was reflecting VKYC pending
From 20th to 24 th March showing status..
Application in process.
25th March- Card approved
No agent call, No Home & Office verification done for me....may be because of 10 year old saving account with them.
Card Variant (Rupay or Visa) & LTF or not yet to be confirmed.

call ivr helpline no then proceed to reset pin, you will get your last 4 digits then with the last 4 digit register on bobcards app, you can get all details there...

 

[Manoj Pant]

10 year old account is + point.

Yes bro...but I use this account just for UPI purposes and never keep balance more than 5K in it.
Now how can I confirm it is LTF or not? I wanna Rupay card only what if they send Visa?

 

[Bhaskar]

Just received my BOB cc approval sms...7 days wait looks like months.
Applied & VKYC : 18th March
19th March: Sunday but status was reflecting VKYC pending
From 20th to 24 th March showing status..
Application in process.
25th March- Card approved
No agent call, No Home & Office verification done for me....may be because of 10 year old saving account with them.
Card Variant (Rupay or Visa) & LTF or not yet to be confirmed.

Same happened to me last year July. No call visit nothing. Directly approved after vkyc. I have no previous relationship with them.

 

[Patil007]

Yes bro...but I use this account just for UPI purposes and never keep balance more than 5K in it.
Now how can I confirm it is LTF or not? I wanna Rupay card only what if they send Visa?

LTF can be confirmed by sending mail to custome care.


Payment network we cannot select I guess, they will send as per their polic.

 

[rogerthat]

Yay I received a message on Friday around midnight that my card is approved! 🥳



There was no physical home or office verification. All I got was a call from the local branch asking about my workplace.

There is no tracking details or anything given. Do they do that or does the card just suddenly show up one day?

Sorry for the late update as I was travelling.

 

[rockyBalboa]

Yay I received a message on Friday around midnight that my card is approved! 🥳

View attachment 12771

There was no physical home or office verification. All I got was a call from the local branch asking about my workplace.

There is no tracking details or anything given. Do they do that or does the card just suddenly show up one day?

Sorry for the late update as I was travelling.

You will receive sms in 2-3 days with tracking details.

 

[Manoj Pant]

You will receive sms in 2-3 days with tracking details.

Bro have you received your BOB card? If not r u using this from BOB card app? I am trying to call IVR but that call keep saying try to call with registered number .

 

[rockyBalboa]

Bro have you received your BOB card? If not r u using this from BOB card app? I am trying to call IVR but that call keep saying try to call with registered number .

Yes, I received my card. But yes from the time i got approval message until card delivered same thing kept happening with me on IVR saying my number is not registered. I received card and then registered using on BoB financial website. So just wait you will receive your card in 3-4 days.

 

[Manoj Pant]

Yes, I received my card. But yes from the time i got approval message until card delivered same thing kept happening with me on IVR saying my number is not registered. I received card and then registered using on BoB financial website. So just wait you will receive your card in 3-4 days.

What they currently using for delivery...Speed post or courior like Bluedart etc? I haven't got any massage regarding dispatch. Today I talked to a stupid cc officer...he was telling he couldn't found any details regarding card, then told Jb card approve ho gya h to itna jldi kya h use krne ka?