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share your icici card LE journey

Alex292929

TF Premier
Please share you icici credit card limit enhancement journey & your utilization pattern.
Also please mention if you have a bank account with icici
Thanks in advance.
 
Got APay card approved in March of this year. No prior relationship with ICICI. Got 3.4 limit at the time of card approval. Was just checking this forum and checked my manage limit option in ipay app and i was offered 40000 limit increase 🙂. Now my limit got increased to 3.8 lakhs. I also checked another sub forum here were users posted that Apay card users were pre-approved Coral Rupay LTF. I was planning to get platinum as core card, but wanted rupay card as i don't have any other bank rupay credit cards. But i thought chances of getting platinum was higher compared when compared to Coral rupay. But when i checked in the ipay app under cards, i saw the option to generate Coral rupay as pre-approved LTF. Now have generated card and can use it for offers in flipkart, myntra and other website were Apay offer is not applicable 🙂
 
When I log in on ICICI Internet Banking, and go to Manage Credit Cards section -> Manage Credit Card limits, I see "Existing Credit limit" as 3L and "Maximum Available Credit limit" as 4.8L. Does that mean I have an LE available? 🤩
 
Took the LE. I did that selecting the Coral Rupay, but they'll put it on all cards, right?

Anyway, I got Platinum in May-June, with 1.1L limit. Then in June-July, I came across the Sapphiro Alumn programme, and took it - they hard-inquired, but enhanced to 3L. Then in Aug, I took the Coral RuPay. Now I just took 4.8L from the net banking portal. If they'd made it 5L, I'd have started applying to get LTF AU Zenith. 😉 Hopefully woh bhi jald hi ho jayega.
 
Took the LE. I did that selecting the Coral Rupay, but they'll put it on all cards, right?

Anyway, I got Platinum in May-June, with 1.1L limit. Then in June-July, I came across the Sapphiro Alumn programme, and took it - they hard-inquired, but enhanced to 3L. Then in Aug, I took the Coral RuPay. Now I just took 4.8L from the net banking portal. If they'd made it 5L, I'd have started applying to get LTF AU Zenith. 😉 Hopefully woh bhi jald hi ho jayega.
Itni khushi ICICI ka 5L ke sath? AU bank isn't offering Zenith in lieu of ICICI bad luck boyyy
 
Received ICICI Amazon Pay Card in July 2023 (based on fellow forum member's recommendation) with a limit of INR 11L.

This week (October 2, 2023) Applied for ICICI cards online for ICICI specific discounts (which APAY card is ineligible). On the online application I was offered LTF Sapphiro. There were multiple cards offered on LTF basis. I also saw Emeralde cards.

October 4th I could see the Sapphiro card on mobile app with limit of INR 25.90L


TL'DR;
ICICI APAY card (July 2023) = INR 11L
ICICI Sapphiro LTF (October 4, 2023) = INR 25.9L
 
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