Should I apply for the swiggy ltf card now or wait ?

[ereh]

I just received the ltf Swiggy offer in the app. I have been holding hdfc Shoppers Stop LTF card for a year and recently requested an upgrade to the Millennia card, which they agreed but only for the fyf, the upgrade is still pending as they’ve been delaying the process. Also a month ago, I applied for the Tata Neu Plus card but was rejected due to internal policy, and I chose not to follow up via email. Should I apply for this Swiggy card now, or wait for another two months as there is a high chance of rejection now? Will the LTF offer still be available by then?

 

[akshayhs]

First make sure you have an evidence that the card you are applying is indeed LTF. Don't use anybody else's screenshots. If you get caught, they will reject your LTF claim.

Next thing, if you are OK with getting another hard enquiry, then no harm in trying.