Hey everyone,
I currently own multiple HDFC cc as mentioned below with combined limit of 2.5L -
Millennia LTF
Swiggy FTF (with next years fee waiver limit achieved)
Neu Infinity FTF (with next years fee waiver limit achieved)
I have these cards issued 2-3 years back when I had lesser salary, at that time I got millennia LTF.
Now, i have better salary 32L+ and I read somewhere(plus suggested by an agent) if I close all my HDFC cc now, then after few months I will be able to get c2c LTF cc from HDFC which can be regalia, diner privilege, or may be DCB (i dont think so, but agent assured).
Need suggestions that should I go ahead with above approach because ultimate aim is Infinia and for that 10L limit is needed which I am not able to get on above cards, i have tried multiple times. Want to make sure, above closing all HDFC cc wont have any negative impact on my relation with HDFC for future cc, loan or cibil.
Till that time I have other good cards which I am using primary which are Axis Select LTF(6L limit) , AU Zenith LTF (8L limit). So, it wont affect me much except for swiggy and big basket benefits.
TIA
I currently own multiple HDFC cc as mentioned below with combined limit of 2.5L -
Millennia LTF
Swiggy FTF (with next years fee waiver limit achieved)
Neu Infinity FTF (with next years fee waiver limit achieved)
I have these cards issued 2-3 years back when I had lesser salary, at that time I got millennia LTF.
Now, i have better salary 32L+ and I read somewhere(plus suggested by an agent) if I close all my HDFC cc now, then after few months I will be able to get c2c LTF cc from HDFC which can be regalia, diner privilege, or may be DCB (i dont think so, but agent assured).
Need suggestions that should I go ahead with above approach because ultimate aim is Infinia and for that 10L limit is needed which I am not able to get on above cards, i have tried multiple times. Want to make sure, above closing all HDFC cc wont have any negative impact on my relation with HDFC for future cc, loan or cibil.
Till that time I have other good cards which I am using primary which are Axis Select LTF(6L limit) , AU Zenith LTF (8L limit). So, it wont affect me much except for swiggy and big basket benefits.
TIA