Devaluation Smartbuy 5% Cashback on train booking is gone ,Is there any other alternative ?

[chaubvk]

Team please help if there is any other alternative to smartbuy with similar benefits of 5% cashback on train tickets.

Smartbuy devalued it's 5% cashback to 1% cashback on train booking now.

 

[TechnoFi]

Very shocking and sad news.

 

[nh124001]

khatam tata bye bye.. thank god they haven't devalue train booking for regalia gold

 

[HumorSimpson]

 

[dexter_greycells]

Because of the devaluations over the past couple of years you've probably used this image more than you must have signed your name 😅

 

[HumorSimpson]

Because of the devaluations over the past couple of years you've probably used this image more than you must have signed your name 😅

The only gif that can explain our pain is only that.

 

[dexter_greycells]

Reward Points cards like Infinia, Diners and Regalia aren't affected as they still get you 3X Reward Points. For others, booking directly on IRCTC and paying via Amazon Pay (with a 1.8% + GST surcharge) might be a better idea if the Amazon Pay balance is loaded using 5% discounted GVs via SBI Cashback Card. If that is not an option then HDFC Smartbuy is still better than IRCTC as you won't be charged the 1.8% card surcharge plus you'll get 1% cashback.

 

[nh124001]

Reward Points cards like Infinia, Diners and Regalia aren't affected as they still get you 3X Reward Points. For others, booking directly on IRCTC and paying via Amazon Pay might be a better idea if the Amazon Pay balance is loaded using 5% discounted GVs via SBI Cashback Card. If that is not an option then HDFC Smartbuy is still better than IRCTC as you won't be charged the 1.8% card surcharge plus you'll get 1% cashback.

check with amazon pay properly, i think now amazon charges extra as agent fees 🤣

 

[phronimos]

check with amazon pay properly, i think now amazon charges extra as agent fees 🤣

Booking through irctc and paying via amazon wallet has a 1.8% charge for Wallte user. No agent fee.

 

[nh124001]

Booking through irctc and paying via amazon wallet has a 1.8% charge for Wallte user. No agent fee.

still a bad deal, if you good usage on irctc, then i think better to go for irctc co branded credit cards

 

[Sriim]

Booking through irctc and paying via amazon wallet has a 1.8% charge for Wallte user. No agent fee.

1.8% + GST*

 

[parthpandey]

Paying via tata neu cards you can get 2%

 

[sudoabhi]

Team please help if there is any other alternative to smartbuy with similar benefits of 5% cashback on train tickets.

Smartbuy devalued it's 5% cashback to 1% cashback on train booking now.View attachment 73831

 

[navdeep22]

Team please help if there is any other alternative to smartbuy with similar benefits of 5% cashback on train tickets.

Smartbuy devalued it's 5% cashback to 1% cashback on train booking now.View attachment 73831

It's gone on debit card as well?

 

[RajeshV]

Do Millennia cards still get their 5%?

 

[Daunt]

Do Millennia cards still get their 5%?

Millennia cc gets 1% on smartbuy.

 

[kgaurav00]

Reward Points cards like Infinia, Diners and Regalia aren't affected as they still get you 3X Reward Points. For others, booking directly on IRCTC and paying via Amazon Pay might be a better idea if the Amazon Pay balance is loaded using 5% discounted GVs via SBI Cashback Card. If that is not an option then HDFC Smartbuy is still better than IRCTC as you won't be charged the 1.8% card surcharge plus you'll get 1% cashback.

if Customers spread specific card for specific purchase then one day not too far, when we read Cashback card also devaluated.

 

[Kumar93196]

Its still 6% of millenia dc


I have rupay free dom cc whenever i use it on smartbuy it says enter a valid hdfc card how to reslove it anyone facing same?

 

[PavanPavan is verified member.]

Seems a isse even for IRCTC it is saying its 1% where t&c on websire says 5% through smart buy

 

[chaubvk]

It's gone on debit card as well?

Sadly yes gone for debit card ,payzapp wallet as well