Devaluation Smartbuy 5% Cashback on train booking is gone ,Is there any other alternative ?

[chaubvk]

Team please help if there is any other alternative to smartbuy with similar benefits of 5% cashback on train tickets.

Smartbuy devalued it's 5% cashback to 1% cashback on train booking now.

 

[hellobois]

SBI IRCTC platinum card lelo bhai.. 10% cashback aata h. Only 500 rs

wo cashback nai cashpoints hain. pls correct me if im wrong ...

 

[hellobois]

Yeah. If you are travelling with a family of four in peak times your return will be a little less than 1% with the SBI IRCTC Platinum after including all IRCTC inconvenience fees.

Suddenly we have a use case for Standard Chartered Smart card. Use it to get flat 2% off.

Use SbI cashback to load amazon and pay using amazon balance. best ase for now.

 

[huehuehue]

If you don't need accelerated RP's like if you have Millennia or Swiggy, you can directly buy Amazon GV using Amazon app itself which will give you 5%. And the wallet balance can then be used to book tickets.

 

[ccent]

Buy Amazon pay voucher with 12% discount

but does IRCTC have an option to pay using Amazon pay wallet?

 

[dexter_greycells]

but does IRCTC have an option to pay using Amazon pay wallet?

Yes, it does.

 

[Batmanbaba]

If u have swiggy card...... It will still give 6%...earlier it used to be 10%....swiggy card 5% and smartbuy 5%....

 

[chaubvk]

If u have swiggy card...... It will still give 6%...earlier it used to be 10%....swiggy card 5% and smartbuy 5%....

Didn't get it ,you mean by direct ticket booking on irctc or by using Amazon gift card method ?

 

[BAHVENDERRANA]

I have been trying to get train tickets through smart buy portal from last a month but every time it failed. Does any one have the same issue?

 

[Abhishek012]

Use SbI cashback to load amazon and pay using amazon balance. best ase for now.

Aur 2.36% pay karo and sath me no cashback. Kya logic hai yeh ? 🙄🙄

Better hai Amazon gv buy karo using 5% SBI Cashback credit card and then use Amazon gv anywhere.

 

[Batmanbaba]

Didn't get it ,you mean by direct ticket booking on irctc or by using Amazon gift card method ?

Using Smartbuy..... And using hdfc swiggy card on it

 

[chaubvk]

Using Smartbuy..... And using hdfc swiggy card on it

Really ? What MCC is smartbuy train booking tagged to, Please share the info if you can.

 

[Daunt]

Using Smartbuy..... And using hdfc swiggy card on it

I have used it. Gave me 1% only in Swiggy.

 

[Pack_of_Cards]

'UPTO' 10% that too in base fare for AC coaches. In peak seasons it offers 4% and only for card holder. Not family. Not friends. Go only if you're solo traveller.

plus these IRCTC co-branded cards do not provide any cashpoints on recently introduced 3E - Economy AC coaches although fare difference between 3AC and 3E is negligible and availability in 3E is better than 3AC, its just illogical to exclude one AC class out of IRCTC reward points.

 

[Pack_of_Cards]

Bob also has irctc card, though no practical experience with bob. Not to disappoint you but from this year SBI card should not take this much time, cards are approved in a week.

No IRCTC cards for both BOB and SBI takes time, the 1 week you are talking about is for other normal SBI cards some even show up in app in 5 days but IRCTC cards takes 2 good months, applied for my wife was delivered after 68 days, and no proper update from cust. care guys

 

[Daunt]

No IRCTC cards for both BOB and SBI takes time, the 1 week you are talking about is for other normal SBI cards some even show up in app in 5 days but IRCTC cards takes 2 good months, applied for my wife was delivered after 68 days, and no proper update from cust. care guys

Agreed. Both have tons of stupid TnCs. Better in the category is HDFC IRCTC

 

[Sahil_07]

As someone who has had an SBI IRCTC Platinum CC for nearly 6 years I highly recommend against it unless the card is in your name and you travel solo multiple times a year. The card rewards regular reward points for co-passengers (1 pt / Rs 125) and the integration between SBI and IRCTC often breaks leaving you with missing points or points that cannot be used. The only reason I have kept that credit card is because it is the cheapest SBI card (annual fees of Rs 300 + GST) that works for 10% eCom discounts unlike the SBI Cashback card. The HDFC IRCTC CC looks much better on paper but I have no real-life experience with it.

I am using the hdfc one.
It is much better than any other irctc credit card.
Only negative point is hdfc recently stopped giving discount in co-branded credit cards

 

[rogerthat]

I am using the hdfc one.
It is much better than any other irctc credit card.
Only negative point is hdfc recently stopped giving discount in co-branded credit cards

How did you manage to get it?

 

[TakeNoFineOh]

I have been trying to get train tickets through smart buy portal from last a month but every time it failed. Does any one have the same issue?

I have the solution for this, don't use saved card for payment, enter card details freshly while booking and it won't fail. Same happened for me everytime I used saved Rupay Regalia, not when I reentered card details freshly.
Since Payzapp and smartbuy portal are rewarding the same 3X , I prefer booking through hdfc smartbuy

 

[Sahil_07]

How did you manage to get it?

Check inbox,you can apply directly

 

[chaubvk]

Check inbox,you can apply directly

Share with me too sir,if there is any special link