Snapay

[Deathsnatcher]

Please share your experience with this app
is it safe to make payments for 50-70k?
i made a transaction of 1k just to check and it went smooth [of course took 4 days]
but i am unable to find the transactions in the history of the app, any idea where can i look for?

 

[Harry1]

One card will also charge you additional (i faced for T+2 payment)

They consider utilities as "Transfers"?

 

[MJN]

Is making payment through snapay T+4, utility with credit card counts as:-
1. Towards spend criteria for annual spends/welcome benefits
2. 5% cashback, for credit card which offer cashback on utility payments.

Like HDFC IOCL and ICICI HPCL Super Saver which gives 5% on Utility; Can anyone confirm?

 

[Anil_Singh]

Yes sadly RBL Duet excludes Utility MCC 4900+charges, OneCard 1% as you said, IndusInd Legend gives 0.7% on utility MCC. Kotak Zen’s base reward rate is 0.8% so probably it gives that - will have to test if it gives on this MCC. IDFC on Utility will give 1X so 0.16%=useless. I was getting an offer on Snapay for many days: 0.9% for T+4 days that's why I was curious because even if it's 1% on some card, it's net 0 profit on the card itself but the card sees some use and we still get 1% for paying that CC’s bill. But no card from my portfolio has a RR high enough to go to that much trouble.

1. Its .99%+GST. So charges will be more than 1%.
2. IndusInd Legend reward points has been downgraded to 0.5% value. But during weekends, 2x reward points. So, its 1% value back during weekends. But, 2.5% charges for using twidpay.

 

[Anil_Singh]

They consider utilities as "Transfers"?

I guess, merchant name 'Snapay' is getting considered as 'cash transfer' in every app.

 

[s1t2y3a3m6]

1. Its .99%+GST. So charges will be more than 1%.
2. IndusInd Legend reward points has been downgraded to 0.5% value. But during weekends, 2x reward points. So, its 1% value back during weekends. But, 2.5% charges for using twidpay.

IndusInd rewards @ 0.5% correct but utility didn't consider for 2x reward for legend card

 

[Anil_Singh]

IndusInd rewards @ 0.5% correct but utility didn't consider for 2x reward for legend card

Didn't knew that. Then its totally waste.

 

[anonymuos]

1. Its .99%+GST. So charges will be more than 1%.
2. IndusInd Legend reward points has been downgraded to 0.5% value. But during weekends, 2x reward points. So, its 1% value back during weekends. But, 2.5% charges for using twidpay.

Yep with GST I calculated it to be 1.17%. Axis Ace was so good for this but now they stopped

 

[Anil_Singh]

Yep with GST I calculated it to be 1.17%. Axis Ace was so good for this but now they stopped

Maine to sirf 4 mahine hi use kiya Ace ko.. then it got devalued

 

[anonymuos]

Maine to sirf 4 mahine hi use kiya Ace ko.. then it got devalued

I used for 2 months! I win in bad luck. 😂 Or rather you win (in looting more)! My Zone also last year I took and immediately Axis raised Minimum order value to ₹500. 🤦🏻‍♂️

 

[SurendraB]

One of the most stable app unlike others like Bharat next, maya money, paylpay, fortum etc.

Just ensure that ur kyc is complete with aadhar and pan.

BEWARE this APP IS A SCAM. They are holding credit card payments on hold and not processing even after 2 weeks. My credit card bill due date is also over now and still they didn't process. Even after contacting the customer care for several times, they say 5-7 business days but it's been 10 business days, if I ask that they say "we don't know when it will process" When I ask about details on call with customer care, THEY DISCONNECT THE CALL.

 

[Harry1]

BEWARE this APP IS A SCAM. They are holding credit card payments on hold and not processing even after 2 weeks. My credit card bill due date is also over now and still they didn't process. Even after contacting the customer care for several times, they say 5-7 business days but it's been 10 business days, if I ask that they say "we don't know when it will process" When I ask about details on call with customer care, THEY DISCONNECT THE CALL.

I am using since 3 years without any issues.

 

[pinki]

I am using since 3 years without any issues.

Me too from 2 yrs . No issue

 

[MJN]

Me too from 2 yrs . No issue

Me too.. No issues.. 3 years..

Can anyone confirm snapay's MCC?

TATA NEU INFINITY given me 1.5% neu coins on Dec'23

Will I get the same now?

Also
Will I get for RP / CB below cards
HSBC Cashback
Airtel Axis

 

[MJN]

Me too.. No issues.. 3 years..

Can anyone confirm snapay's MCC?

TATA NEU INFINITY given me 1.5% neu coins on Dec'23

Will I get the same now?

Also
Will I get for RP / CB below cards
HSBC Cashback
Airtel Axis

MCC is
4900

 

[drdaga]

does dcb works on snapay ??
i want for vendor payments to use with blackbiz card ?

 

[CardTox]

Do we have to do video kyc or simple aadhar and PAN kyc? What is SBI CB Phonepe method?

 

[Card_Crafter]

HDFC has blacklisted Snapay Merchant. Try it and let us know if it works.

does dcb works on snapay ??
i want for vendor payments to use with blackbiz card ?

 

[drdaga]

HDFC has blacklisted Snapay Merchant. Try it and let us know if it works.

oh is it ??
let me install n update 😂👍

 

[shenoyanil98]

Iam trying to pay credit card bills with idfc debit card and it is failing since many days, anyone has done this transaction in May? Please reply if you know the solution.

 

[shenoyanil98]

jst transaction on sbiunipay of 35k on idfc wealth dc…

I was talking about Snapay payment not SBIunipay