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(Solved)IDFC Debit Card Query: Reward Points Not Received via sbi unipay (IDFC CC Bill Paid)

vaibhav111

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so on 29th april i paid idfc cc bill via sbiunipay using my idfc wealth dc and received 2.67 RP but on 74,000 trnx i received no RP yet. i paid 74k something on 3rd May 2024.
so earlier i thought i paid my infinia bill using idfc dc but i didn't paid using that i paid using hdfc dc though. so hence that 2.67 Point is for IDFC CC Payment but why didn't i receive no RP yet on 3rd May 2024? is it IDFC Credit Point After a month?
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Does the Indus Select/Exclusive Debit MasterCard work on SBI UniPay? If not, are there any other platforms that offer rewards? Please mention them.
Thank you.
 
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vaibhav111 said:
so on 29th april i paid idfc cc bill via sbiunipay using my idfc wealth dc and received 2.67 RP but on 74,000 trnx i received no RP yet. i paid 74k something on 3rd May 2024.
so earlier i thought i paid my infinia bill using idfc dc but i didn't paid using that i paid using hdfc dc though. so hence that 2.67 Point is for IDFC CC Payment but why didn't i receive no RP yet on 3rd May 2024? is it IDFC Credit Point After a month?
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So, can we get reward points on CC bill payments via IDFC Select/Wealth Debit Card like HDFC Platinum Cards?
I read in their T&C, CC Bill payment has been excluded, so can someone please confirm if we can still receive reward points on paying CC bills?

If yes, which apps/platforms can be used for CC bill payment?
 
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kishan007 said:
So, can we get reward points on CC bill payments via IDFC Select/Wealth Debit Card like HDFC Platinum Cards?
I read in their T&C, CC Bill payment has been excluded, so can someone please confirm if we can still receive reward points on paying CC bills?

If yes, which apps/platforms can be used for CC bill payment?
Click to expand...
Do a small payment n check.
 
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I made a payment for 80k using my IDFC Wealth Debit Card and got the FR points the next day.
However, the points are quite low.

While I got 8k points for the welcome rewards, I only received 3k and 1.3k points for the actual payment.
Is that expected? Should I wait for receiving the remaining FR points?

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Thanks for confirming.

It seem the sweet spot is for payments between 50k-4.8L as they yield 2.5% in points.
So, I should try to aggregate payments (and even pay in advance) as long as I am in that range. Correct?

Also, there is a bonus of 8000 points (=2000rs) for the first 1k payment - weird but happy to take that free 2k bonus by making a payment for 1k every month.
This does sound too good to be true though. Am I missing anything?
 
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Purnima said:
Thanks for confirming.

It seem the sweet spot is for payments between 50k-4.8L as they yield 2.5% in points.
So, I should try to aggregate payments (and even pay in advance) as long as I am in that range. Correct?

Also, there is a bonus of 8000 points (=2000rs) for the first 1k payment - weird but happy to take that free 2k bonus by making a payment for 1k every month.
This does sound too good to be true though. Am I missing anything?
Click to expand...
Every month? This is welcome benefit applicable only once.
 
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Purnima said:
Thanks for confirming.

It seem the sweet spot is for payments between 50k-4.8L as they yield 2.5% in points.
So, I should try to aggregate payments (and even pay in advance) as long as I am in that range. Correct?

Also, there is a bonus of 8000 points (=2000rs) for the first 1k payment - weird but happy to take that free 2k bonus by making a payment for 1k every month.
This does sound too good to be true though. Am I missing anything?
Click to expand...
first 50k - base poins
from 50k to 5.36L - 10 x

8000 welcome bonus is one time only

hidden 250 points u get every month if u make bill payments via savings accout (no min amount required

i paid 100rs and received 250 points
 
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thanks everyone for the help.

It seems that I can not pay more than the billed amount for HDFC cards.
Is there any trick to pay more and still get the bonus this month?
 
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Kumar93196 said:
I HAVE 10K IDFC MAB ACCOUNT AND I GOT BASIC DC WILL IT GIVE ME RP IF I PAY MY AXIS BILL VIA JIO FINANCE OR PAYTM.???
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yes upto 8000 points in a month. = 2000 rupee value

0.33% rewards till 50k (online spends). post 50k 1.67% rewards value (max around Rs.1.6L transactions can be done.)
 
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In my case, No points get credited automatically for using IDFC Wealth DC and each time manual request needs to be done. Will card replacement resolve this issue?

didn't had any problem with IDFC select debit card in which points were credited automatically.

thanks.
 
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I made the payment on 17th August & the points are not credited yet. I made payments in multiple of 50k & 75k.
I think this is not working anymore. Can someone please confirm if they received points?

I paid using SBI UniPay as well as jio payments bank .
 
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