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(Solved)IDFC Debit Card Query: Reward Points Not Received via sbi unipay (IDFC CC Bill Paid)

vaibhav111

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so on 29th april i paid idfc cc bill via sbiunipay using my idfc wealth dc and received 2.67 RP but on 74,000 trnx i received no RP yet. i paid 74k something on 3rd May 2024.
so earlier i thought i paid my infinia bill using idfc dc but i didn't paid using that i paid using hdfc dc though. so hence that 2.67 Point is for IDFC CC Payment but why didn't i receive no RP yet on 3rd May 2024? is it IDFC Credit Point After a month?
Screenshot 2024-05-10 124424.png Screenshot 2024-05-22 173826.png Screenshot 2024-05-22 172737.png
 
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codenerd said:
I always get 250 points equal to 62.5 rs everytime I make a cc bill payment of 100rs via idfc first wealth debit card 😂

When they don't credit the point, I tweet, get response in a day and the points get credited or else it's automatic. Best use of idfc first wealth debit card.

This is applicable only once a month on 2st bill payment. I pay via net banking of idfc itself.
Click to expand...
They have clearly mentioned in their First Rewards Tnc. Are you still getting points for cc bill payment?

https://www.firstrewards.com/user/earn

Payment to Mutual Funds, Insurance, Financial Institutions, Security Brokers, Dealers, Wallet Uploads, Quasi Cash, ATM Withdrawals, Credit Card Payments and Account Transfers transactions are not a part of FIRST Rewards program, Please refer to the TnC page for specific Merchant Codes that are excluded.​

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codenerd said:
Yes. I got it yesterday only 😂 250 points for payment of 100rs.
Click to expand...
Also, I have a joint account with mom. Since this bill pay benefit is tied to an account and not a debit card, you will get 250 points only once per month even if you do transactions from different apps of join account holders. Ultimately they are tied to same account number.

The same thing isn't true in case of 8000 welcome reward points which you get on first transaction of above 1000 via debit card.

In my case, my mom and my cards were both given 8k points separately as welcome rewards😂.

I have 3 wealth accounts shared between 5 family members. Hence, total 5 times we got 8k reward points by just making 1k transaction from each first wealth debit card.
 
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AllThatStuff said:
One last query:
Once a/c gets updated to Select, will Select DC gets generated automatically of we have to raise request manually?
Also, once Select DC is generated after account upgrade, will the normal DC get cancelled automatically or it will be still active??

Sorry, it became 2 queries !!😛
Click to expand...
Yes old dc will be cancelled
New will pop up

If you have ever opened another account in idfc
They might not send you welcome kit

Once you are upgraded to select confirmed by customer service

Permanent block normal dc & request for new
 
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#aniket said:
Aascharya manne waali bat nahi hai, 250 pts milta hai sabhi ko jo 1st bill & recharge payment in a mth. IDFC ke through...kitna bhi amount ka pay kar skatein hain...
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Wo toh mujhe bhi pata hai.. Mai bas bata raha tha ki even with payment as low as 100, you can get that 250 points. I think u may get that by even paying a bill of say 10 20 rs. I usually pay all cc bills via indusind debit card but just for the sake of these 250 points, i make a transaction of 100.
 
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Vasuki said:
Yes old dc will be cancelled
New will pop up

If you have ever opened another account in idfc
They might not send you welcome kit

Once you are upgraded to select confirmed by customer service

Permanent block normal dc & request for new
Click to expand...
Oh...is it so??
Actually I'll be receiving my Welcome kit with Normal DC today. For Select Upgrade, it may take another 1 week and another 1 week for Select DC to come, after upgrade.
Since most of my bill due dates are within 6th June, I was thinking to use IDFC Normal DC as its return rate (1.25% I guess) is still better than my other payment methods!!
Suppose I had made payment using normal DC and it gets cancelled before points get credit, I'll be loosing a lot!!!

Now, I'll have to think what to do...any suggestions ??
 
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update - got additional Points -


Rs. 1XXX.00 spent online using your debit card -SBIUNIPAYDBCardMumbaiIN​

27 May, 2024
2XX Pts
Rs. 1XXX00 spent online using your debit card -SBIUNIPAYDBCardMumbaiIN

Rs. 7XXXX.00 spent online using your debit card -SBIUNIPAYDBCard Mumbai IN​

01 May, 2024
1,XXXX Pts
Rs. 7XXXX spent online using your debit card -SBIUNIPAYDBCard Mumbai IN

10X Bonus points for Rs. 7XXXX.00 spent on debit card -SBIUNIPAYDBCard Mumbai IN​

01 May, 2024
2,5XXXX Pts
now trnx did on 27th may i have received today which was shocking it was cause CS said next time you don't have call us it will tracked automatically so 14 days before i got the credit that amazing so i wished my earlier trnx didn't failed.
 
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codenerd said:
I always get 250 points equal to 62.5 rs everytime I make a cc bill payment of 100rs via idfc first wealth debit card 😂

When they don't credit the point, I tweet, get response in a day and the points get credited or else it's automatic. Best use of idfc first wealth debit card.

This is applicable only once a month on 2st bill payment. I pay via net banking of idfc itself.
Click to expand...
I am not getting the option of paying CC bills with DC in both IDFC netbanking and app. Only 'Pay from account' option is available.

Can you please elaborate?
 
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AllThatStuff said:
Oh...is it so??
Actually I'll be receiving my Welcome kit with Normal DC today. For Select Upgrade, it may take another 1 week and another 1 week for Select DC to come, after upgrade.
Since most of my bill due dates are within 6th June, I was thinking to use IDFC Normal DC as its return rate (1.25% I guess) is still better than my other payment methods!!
Suppose I had made payment using normal DC and it gets cancelled before points get credit, I'll be loosing a lot!!!

Now, I'll have to think what to do...any suggestions ??
Click to expand...
Use it till 50k
U will also receive additional 2k.point
For first transaction of more than 1k

50k bcz later in month u will use select in June it will be 10x direct
 
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Vasuki said:
Use it till 50k
U will also receive additional 2k.point
For first transaction of more than 1k

50k bcz later in month u will use select in June it will be 10x direct
Click to expand...
Use it till 50k.....in May or June??
If I use the card today i.e 30th May, will it be counted as May spend or June spend (since the points may get credited in June)?

50k bcz later in month u will use select in June it will be 10x direct
Click to expand...
can the spends of Normal card be clubbed with spends on Select card??
 
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