Spends required to max out NueCoins limit for Tata Nue Infinity card

[jeevanreddy58]

I only aware about below limits. I have recently got this card. So thought to create a thread to get what are all the threshold we have for new coins for Infinity card.
I have seen few posts where it is mentioned that threshold is there for Utility bills like in two ways. where we do not get CC option on bills or there is limit on coins.

• Nue pass 5% having a limit on Croma upto 2000 coins only​

• UPI Spends (only RuPay Cards) (Including partner Tata Brands) 1.5% Max of 500 NeuCoins per calendar month. So threshold for UPI is 33.3k​

• Reward points 5% earned on Utilities transactions via Tata Neu app will be capped to 2,500 per month. So threshold for Utilities is 50k

• Reward points 5% earned on Insurance Spends will be capped at 2,000 NeuCoins per day. So threshold for Utilities is 50k but any monthly cap? or any unique bills limit? or where we are not seeing CC option if bill exceeds certain limit in single transaction?​

• Reward points earned on Grocery transactions will be capped to 2,000 per month for Tata Neu Infinity HDFC Bank Credit card. So threshold for Grocery is 50k. Means even if we use other app like swiggy insta for grocery also it gets counted in grocery.. ​

• No limit on rewards earned on other online/offline transactions where we receive 1.5% Neu coins​

• Merchant EMI Spends (Any Brand) : 1.5% back as NeuCoins. No limit?​

• BRAND	MAX MONTHLY SPENDS ELIGIBLE FOR 5% NEUCOINS	MAX ANNUAL SPENDS ELIGIBLE FOR 5% NEUCOINS
  Croma	Rs 6 Lakh	Rs 18 Lakh
  Tata CLiQ, Westside	Rs 3 Lakh	Rs 18 Lakh
  IHCL, Qmin, Air Asia	Rs 8 Lakh	Rs 30 Lakh
  1MG, Cult, Tata Play	Rs 2 Lakh	Rs 15 Lakh
  Bill Payments – Tata Pay	Rs 50000	Rs 6 Lakh
  Big Basket	Rs 1 Lakh	Rs 12 Lakh
  Titan, Tanishq	Rs 6 Lakh	Rs 18 Lakh

Exclusions:​

• NeuCoins will not be accrued for the following spends/transactions on the card o Fuel Spends o Wallet loads / Gift or Prepaid Card load/ Voucher purchase o Cash Advances o Payment of Outstanding Balances o Payment of card fees and other charges o Smart EMI / Dial an EMI transaction o With effect from 1st Jan 2023 ▪ NeuCoins will not be accrued for Rental and Government related transactions ​

• *A cardholder will not be eligible for NeuCoins on prepaid card/gift Card/ wallet load and / or voucher purchases. i.e., the transactions carried out through the Merchant Category Code (MCC) of 6540 (as defined by card networks Visa, MasterCard and RuPay) will be not considered for NeuCoins even if it is from these merchants​

• Fuel Spends ,
  Wallet loads / Gift or Prepaid Card load/ Voucher purchase**
  Cash Advances
  Payment of Outstanding Balances
  Payment of card fees and other charges
  Smart EMI / Dial an EMI transaction
  With effect from 1st Jan 2023, NeuCoins will not be accrued for Rental and Government related transactions
  

  
  
  Please add any other spends​

• When does the Threshold rewards(UPI/Grocery/Insurance/Utility etc) reset ? ​

  calendar month change..means 1st of month​

 

[helloworld]

Do banks have to show and explain them?

NuePass not related to Nue Credit Card variants, both are different and limits are different, not applicable to each other.

per month = per calendar month

Rewards on utility, grocery, and insurance limits based on MCC, so no matter where you use that MCC limit to that amount. Above that value doesn't provide any cashback, its 0% after that limit.

If they didn't mentioned any specific limit means, no limit.

 

[moneyMaker]

Do banks have to show and explain them?

What do you mean?

 

[Jatin Kumar]

I only aware about below limits. I have recently got this card. So thought to create a thread to get what are all the threshold we have for new coins for Infinity card.
I have seen few posts where it is mentioned that threshold is there for Utility bills like in two ways. where we do not get CC option on bills or there is limit on coins.

• Nue pass 5% having a limit on Croma upto 2000 coins only​

• UPI Spends (only RuPay Cards) (Including partner Tata Brands) 1.5% Max of 500 NeuCoins per calendar month. So threshold for UPI is 33.3k​

• Reward points 5% earned on Utilities transactions via Tata Neu app will be capped to 2,500 per month. So threshold for Utilities is 50k

• Reward points 5% earned on Insurance Spends will be capped at 2,000 NeuCoins per day. So threshold for Utilities is 50k but any monthly cap? or any unique bills limit? or where we are not seeing CC option if bill exceeds certain limit in single transaction?​

• Reward points earned on Grocery transactions will be capped to 2,000 per month for Tata Neu Infinity HDFC Bank Credit card. So threshold for Grocery is 50k. Means even if we use other app like swiggy insta for grocery also it gets counted in grocery.. ​

• No limit on rewards earned on other online/offline transactions where we receive 1.5% Neu coins​

• Merchant EMI Spends (Any Brand) : 1.5% back as NeuCoins. No limit?​

• BRAND	MAX MONTHLY SPENDS ELIGIBLE FOR 5% NEUCOINS	MAX ANNUAL SPENDS ELIGIBLE FOR 5% NEUCOINS
  Croma	Rs 6 Lakh	Rs 18 Lakh
  Tata CLiQ, Westside	Rs 3 Lakh	Rs 18 Lakh
  IHCL, Qmin, Air Asia	Rs 8 Lakh	Rs 30 Lakh
  1MG, Cult, Tata Play	Rs 2 Lakh	Rs 15 Lakh
  Bill Payments – Tata Pay	Rs 50000	Rs 6 Lakh
  Big Basket	Rs 1 Lakh	Rs 12 Lakh
  Titan, Tanishq	Rs 6 Lakh	Rs 18 Lakh

Exclusions:​

• NeuCoins will not be accrued for the following spends/transactions on the card o Fuel Spends o Wallet loads / Gift or Prepaid Card load/ Voucher purchase o Cash Advances o Payment of Outstanding Balances o Payment of card fees and other charges o Smart EMI / Dial an EMI transaction o With effect from 1st Jan 2023 ▪ NeuCoins will not be accrued for Rental and Government related transactions ​

• *A cardholder will not be eligible for NeuCoins on prepaid card/gift Card/ wallet load and / or voucher purchases. i.e., the transactions carried out through the Merchant Category Code (MCC) of 6540 (as defined by card networks Visa, MasterCard and RuPay) will be not considered for NeuCoins even if it is from these merchants​

• Fuel Spends ,
  Wallet loads / Gift or Prepaid Card load/ Voucher purchase**
  Cash Advances
  Payment of Outstanding Balances
  Payment of card fees and other charges
  Smart EMI / Dial an EMI transaction
  With effect from 1st Jan 2023, NeuCoins will not be accrued for Rental and Government related transactions
  

  
  
  Please add any other spends​

• When does the Threshold rewards(UPI/Grocery/Insurance/Utility etc) reset ? ​

  calendar month change..means 1st of month​

In above post, you have mentioned that Reward points earned on Grocery transactions will be capped to 2,000 per month. So How Threshold is 50000₹



It should be 40000₹ .





40000 ₹ x 5% = 2000₹



And second doubt- in Table you have mentioned that, MAX MONTHLY SPENDS ELIGIBLE FOR 5% NEUCOINS on Big basket is 1 lakh. Pls Clarify it.

 

[Sriim]

Under utilities, there are certain limits on each transaction and number of transactions. See this post

Post in thread 'What is The Utility Payments Cashback Cap in Tata Neu Infinity Card?' https://www.technofino.in/community...p-in-tata-neu-infinity-card.22334/post-553356