Standard chartered savings a/c

[irohitpragya]

Hello,

I thinking to open a standard chartered Bank account.

1. Credit card offer
2. Cashback Debit Card

But don't want to maintain 25k because it is better to go with idfc or hdfc at this AMB.

I saw digital savings a/c and 2 in 1 account in their SoC but branch refused.

Anyone have more information.

 

[ksen13]

Mere pass CC already hai before savings account

Tumhare pass kon sa variant ka credit card hya?? Aur tumhne kaise apply Kiya by agent or online?

 

[pprakash11]

Tumhare pass kon sa variant ka credit card hya?? Aur tumhne kaise apply Kiya by agent or online?

REWARDS Platinum LTF

Online

 

[ksen13]

REWARDS Platinum LTF

Online

Wow approved kaisa hua?? Main jabi bhi online apply karta huin tabhi instant reject cibil wagera sab kuch thik hain and only 25% utilisation...but phir bhi nahi deta ye log.....

 

[pprakash11]

Wow approved kaisa hua?? Main jabi bhi online apply karta huin tabhi instant reject cibil wagera sab kuch thik hain and only 25% utilisation...but phir bhi nahi deta ye log.....

Normal process
Apply kiya online on 20th March and then approved on 21st March

SCB is choosy

 

[ksen13]

Normal process
Apply kiya online on 20th March and then approved on 21st March

SCB is choosy

Income proof kya diya ?? Itr or cc statement??

 

[pprakash11]

Income proof kya diya ?? Itr or cc statement??

I chose Payslips, but wasn't asked to upload as such.

 

[pprakash11]

Nope
Just now checked on app
2 more days left and hopefully tomo EOD we will get I guess

Any luck today ?
@Wealth is my birth right!
@VijayflyRaven

 

[CardSeeker]

Any luck today ?
@Wealth is my birth right!
@VijayflyRaven

No Luck Till now

 

[pprakash11]

Received SEP CASHBACK

 

[CardSeeker]

Received SEP CASHBACK

Yes Recd Sep Cashback 😃

 

[Wealth is my birth right!]

Any luck today ?
@Wealth is my birth right!
@VijayflyRaven

Able to see after 2pm to me

 

[Lobogris]

Why?

In my opinion 25k mab is not justified for just a debit card.

Let's see i Twitt about 10k account variant.

You expect them to provide 500 cashback every month but you can't even keep 25k with them? 2 lakhs MAB is fully justified.

 

[paxauquabriba-4876]

See minimum 25k MAB you have to maintain.
Open with 2L MAB Prime Account and then downgrade to 25K MAB Account.

You will get Prime Cashback DC on that 2L while opening but when you will downgrade you will be able to retain that debit card.

Is it still working now ?

 

[pprakash11]

Is it still working now ?

Till now yes

 

[paxauquabriba-4876]

Till now yes

Thanks for the confirmation. Btw is 5% CB valid for CC bill paymnts ?

 

[pprakash11]

Thanks for the confirmation. Btw is 5% CB valid for CC bill paymnts ?

yes, you can pay via Paytm or Payzapp

 

[paxauquabriba-4876]

yes, you can pay via Paytm or Payzapp

Any info on many months wait is advisable b4 one dwngrds to 25k MAB acc but keep the prime DC 5% active ?

 

[pprakash11]

Any info on many months wait is advisable b4 one dwngrds to 25k MAB acc but keep the prime DC 5% active ?

I downgraded the next month

 

[Lobogris]

I downgraded the next month

How long have you held this card? Meaning how long since you have opened the account?

 

[pprakash11]

How long have you held this card? Meaning how long since you have opened the account?

Its been 5 months now