Standard chartered savings a/c

[irohitpragya]

Hello,

I thinking to open a standard chartered Bank account.

1. Credit card offer
2. Cashback Debit Card

But don't want to maintain 25k because it is better to go with idfc or hdfc at this AMB.

I saw digital savings a/c and 2 in 1 account in their SoC but branch refused.

Anyone have more information.

 

[0xfallup]

Mere pass CC already hai before savings account

bhot khoob bhot khoob

 

[Deleted member 11974]

y

Have you ever tried to upgrade your dc via customer care or branch.

es
i hold priority cc
but they told dcs cannot be upgraded via surrogate method and it would be chargeable

 

[resurrectedaf19]

I have two queries and would really appreciate your help in clarifying them:

1. Is it possible to obtain a Priority card for cities not typically covered? The reason I'm asking is because I live in a Tier-2 city that's not currently listed as serviceable, even though they have a branch here. So, if I go for a Priority relationship, could I potentially bypass this limitation and be eligible for the card?

2. Assuming the first scenario works, what would happen to the credit card if I later decide to close the priority relationship? Would the credit card be closed as well?

y

es
i hold priority cc
but they told dcs cannot be upgraded via surrogate method and it would be chargeable

 

[CardSeeker]

Home loan 🤣🤣

Same Home loan from last 1 year 🥲

 

[pprakash11]

Same Home loan from last 1 year 🥲

Already holding SCB CC or not ?

 

[CardSeeker]

Already holding SCB CC or not ?

No SC Card

 

[CardSeeker]

I have two queries and would really appreciate your help in clarifying them:

1. Is it possible to obtain a Priority card for cities not typically covered? The reason I'm asking is because I live in a Tier-2 city that's not currently listed as serviceable, even though they have a branch here. So, if I go for a Priority relationship, could I potentially bypass this limitation and be eligible for the card?

2. Assuming the first scenario works, what would happen to the credit card if I later decide to close the priority relationship? Would the credit card be closed as well?

Yes u can open from any where in India

Choose nearest branch to U

For credits cards I can't comment

 

[Deleted member 11974]

1

I have two queries and would really appreciate your help in clarifying them:

1. Is it possible to obtain a Priority card for cities not typically covered? The reason I'm asking is because I live in a Tier-2 city that's not currently listed as serviceable, even though they have a branch here. So, if I go for a Priority relationship, could I potentially bypass this limitation and be eligible for the card?

2. Assuming the first scenario works, what would happen to the credit card if I later decide to close the priority relationship? Would the credit card be closed as well?

.If you have a branch nearby then upgrade your acc by nrv basis then you automatically get the card as LTF
Second my family member worked in scb thats how i got priority cc as ltf and i have downgraded my account around 2 years ago due to nrv criterion being rigid but my cc has been active still.
this may or may not work for you as i have an loan on cc active on this so thats why they might have kept the card open for me

 

[resurrectedaf19]

1

.If you have a branch nearby then upgrade your acc by nrv basis then you automatically get the card as LTF
Second my family member worked in scb thats how i got priority cc as ltf and i have downgraded my account around 2 years ago due to nrv criterion being rigid but my cc has been active still.
this may or may not work for you as i have an loan on cc active on this so thats why they might have kept the card open for me

Got it. I'll drop by the branch for the upgrade.

 

[SamPtnk]

1

.If you have a branch nearby then upgrade your acc by nrv basis then you automatically get the card as LTF
Second my family member worked in scb thats how i got priority cc as ltf and i have downgraded my account around 2 years ago due to nrv criterion being rigid but my cc has been active still.
this may or may not work for you as i have an loan on cc active on this so thats why they might have kept the card open for me

How much nrv i s required ?

 

[resurrectedaf19]

How much nrv i s required ?

You've got three options to meet the requirements. First up, maintain a minimum monthly average FUM of Rs 30 Lac. Or, you can have a monthly salary deposit of at least Rs 3 Lac into your Standard Chartered salary account. Lastly, if you've got a mortgage approved amount above Rs 2 Crore, you're good to go!

 

[Deleted member 11974]

How much nrv i s required ?

30 L liability products
casa fd,rd
3 lac salary only conidered for first 12 months
2 cr home loan
if home loan value goes below 2 cr need to cover t up via casa rd fd

 

[another]

Yup. My account was also opened without IP cheque. I transferred 2L through NEFT. You must have got the A/C No. And IFSC so NEFT or IMPS will do the job.

Also Debit Card details won't be available on Mobile Banking only when physical card is delivered then only you can use it.
So almost impossible to do transaction in August

Also let the account fully established within a week
Then only start funding else might be possible your account gets freezed

Since August milestone you cant achieve anyway - better be patient and start doing from September onwards

I got physical DC delivered yesterday evening. Pin set yesterday itself. Checked at ATM too. Domestic online txn enabled. Account funded today morning. But all txn from DC are getting failed.

 

[pprakash11]

I got physical DC delivered yesterday evening. Pin set yesterday itself. Checked at ATM too. Domestic online txn enabled. Account funded today morning. But all txn from DC are getting failed.

Wait a day or two. Let the DC get activated completely.
Anyways full September is available brother

 

[another]

Bigbasket milk wallet load
NPS t2
PAytm cc bill pay
IndusInd load funds pool

Do we have to spend on unique merchant every time? or only one with 2K *5 = 10K will do?

 

[another]

Yes 2000 spends are not counted
It should be more than 2000

As per their website, transaction amount should be >750. Therefore, 2K should be counted for cashback or I missed to note something?

 

[pprakash11]

Do we have to spend on unique merchant every time? or only one with 2K *5 = 10K will do?

Same merchant will also suffice

 

[pprakash11]

As per their website, transaction amount should be >750. Therefore, 2K should be counted for cashback or I missed to note something?

Correct because max cashback per transaction capping is ₹100

 

[Wealth is my birth right!]

Do we have to spend on unique merchant every time? or only one with 2K *5 = 10K will do?

Any type of spending is eligible
Not required to be unique

 

[pprakash11]

I have successfully downgraded my prime account to aXcess Plus.