Status of SBI Cashback CC application

[gamersgzb]

Dear all,

I applied for SBI Cashback CC on 20th and the application number was generated and got a message that your application is being processed with tentative credit limit between Rs 2Lakh - 3 Lakh, subject to verification of your application.
And i received a message with link to track the application, but every time i track i get the same thing on the screen as shown in image below.

I did the authentication using DigiLocker, not sure if something is pending from my end or not.

Any idea about this..?





Thanks

 

[BeingIncogBeingIncog is verified member.]

During approval process of SBI Cashback card, do they do office verification / residence verification?
My Aadhar address is same as permanent and present address.

i got cb sbi cc instantly approved at 12:30 AM 12th jan. no vkyc, no verification, no docs.

 

[SSV]

During approval process of SBI Cashback card, do they do office verification / residence verification?
My Aadhar address is same as permanent and present address.

They do come to your home and get kyc done.. no office verification/ no income doc verification would be done. This happened to me..
My residence and office address were same , but that was about 18 months back

 

[varun__goel_]

During approval process of SBI Cashback card, do they do office verification / residence verification?
My Aadhar address is same as permanent and present address.

Very less chances if goes well via sprint, otherwise just offline kyc
Is this address reported in cibil?

 

[SonyTom]

Very less chances if goes well via sprint, otherwise just offline kyc
Is this address reported in cibil?

Yes. Address is in cibil.
Planning to apply with sprint only.

 

[SonyTom]

i got cb sbi cc instantly approved at 12:30 AM 12th jan. no vkyc, no verification, no docs.

So instead of vkyc, you opted for the ₹1 verification?

 

[varun__goel_]

So instead of vkyc, you opted for the ₹1 verification?

That is not an option for us, it depends upon sbi what they want. If the application go through this 1Rs bank verf, you will get the card instantly. Else vkyc and numerous verf calls. Use netbanking(not upi) for verf

 

[BeingIncogBeingIncog is verified member.]

So instead of vkyc, you opted for the ₹1 verification?

yes . . .

 

[SonyTom]

yes . . .

As @varun__goel_ mentioned, it better to go for the net banking route for this ₹1 verification right?

 

[4uziaul]

As @varun__goel_ mentioned, it better to go for the net banking route for this ₹1 verification right?

You can't select what kind of verification you want. There is obviously some algorithm they are following, and it will show up according to your profile.

 

[SonyTom]

You can't select what kind of verification you want. There is obviously some algorithm they are following, and it will show up according to your profile.

Alright. As background work, saw some YouTube videos with application process. Some of them are showing option for selecting either vkyc or ₹1 verification. Further, if ₹1 verification selected, option to chose either net banking or UPI was displayed for them.

 

[SSV]

You can't select what kind of verification you want. There is obviously some algorithm they are following, and it will show up according to your profile.

This is correct, it’s their call, not ours

 

[4uziaul]

Alright. As background work, saw some YouTube videos with application process. Some of them are showing option for selecting either vkyc or ₹1 verification. Further, if ₹1 verification selected, option to chose either net banking or UPI was displayed for them.

Don't apply for a card after watching a YouTube video, thinking the same process will be applied in your condition. They are YouTubers at the end of the day, and most of the time, the cards are not even applied by them; instead, the application belongs to friends and family members. 😂

 

[SonyTom]

Don't apply for a card after watching a YouTube video, thinking the same process will be applied in your condition. They are YouTubers at the end of the day, and most of the time, the cards are not even applied by them; instead, the application belongs to friends and family members. 😂

I too thought so😊. That's why I asked here.

 

[Sriim]

I got 3 different verification calls and one physical verification at residential address before card got approved.

 

[scn]

Anybody answer here, what next to me?
Pre
. Same current/permanent and adhar address
. Already has simply click sbi


1.While applying, took the digi locker authentication and sms comes to successfully applied and tentative limit provided with subject to verification with tracking number

2.. Sidewise VKYC shown on application page, no bank authentication ask to me, already completed and vkyc hardly takes 1 minute by capturing pan and pic

3. On tracking, application still shows pending with ekyc details ans ask to schedule a appointment

 

[prc1990]

Applied today and got rejected instantly. Holding 1 year old SClick card 😢.

Any chances of auto reopen followed by approval?

 

[NShah]

On tracking, application still shows pending with ekyc details ans ask to schedule a appointment

Your application will be successfully submitted after completing the Esign verification using aadhar number

 

[scn]

Your application will be successfully submitted after completing the Esign verification using aadhar number

Thanks @NShah, exactly esign today after verification call from gurgaon. Application tracking still showing in verification. how much more time it will take, any idea?

 

[NShah]

Thanks @NShah, exactly esign today after verification call from gurgaon. Application tracking still showing in verification. how much more time it will take, any idea?

Not exact but wait 10 working days
You will receive 2 to 3 verification calls

 

[scn]

oh man! 2-3 more. That verification lady said this was the last final call, and call is from gurgaon number, Also she put many other details like employment id etc etc which is not provided during sprint application and she made some minor spell mistakes(as i do no like any minor error as it will added into cibil too) and i esign without checking it well as I do esign within the call itself.
Any idea when the address fields reported to cibil? do I correct with after approval before they report to cibil.
Also, I already have sbi simplyClick where everything is good. Do they merge the account details address? how they manage person account when 2 sbi cards?