Strange issue with Hdfc Tata Neu application

[Nishan11]

Hi, I was offered Tata Neu Plus FYF card & I completed application on 19th May 2023 through their Tata neu app. Did vkyc on same day.

On 24th May, it showed in status as declined.

So I tried hdfc Moneyback plus through their website On 26th May. Vkyc was done On same day. On 30th May, physical verification happened with biometric. On 1st June, someone called from hdfc that they are standing below my residential building for home verification. I was not there, so I asked my mom to meet him. Asked general question & then said verification done.

Same day on 1st June evening, I got message that Moneyback plus card application is declined.

But surprisingly, Tata neu hdfc plus card started showing in process ( before it was declined ). I don't know how, May be after physical verification they closed my second application & opened first application of this card.

Card is still in process from 1st June night. If it gets updated, will keep you guys posted.

Any suggestions. I applied it for using it for Rupay Upi payments.

I am state government officer in Chhattisgarh secretariat, Raipur.

Monthly income is 1.20L , after tax deduction I get around 98K on my salaried SBI account.

Card I already have :

Axis Airtel - 1.25L limit
Icici Amazon - 1.45L limit
Sbi Simply Click - 2.75L limit

 

[D₹V]

Hi, I was offered Tata Neu Plus FYF card & I completed application on 19th May 2023 through their Tata neu app. Did vkyc on same day.

On 24th May, it showed in status as declined.

So I tried hdfc Moneyback plus through their website On 26th May. Vkyc was done On same day. On 30th May, physical verification happened with biometric. On 1st June, someone called from hdfc that they are standing below my residential building for home verification. I was not there, so I asked my mom to meet him. Asked general question & then said verification done.

Same day on 1st June evening, I got message that Moneyback plus card application is declined.

But surprisingly, Tata neu hdfc plus card started showing in process ( before it was declined ). I don't know how, May be after physical verification they closed my second application & opened first application of this card.

Card is still in process from 1st June night. If it gets updated, will keep you guys posted.

Any suggestions. I applied it for using it for Rupay Upi payments.

I am state government officer in Chhattisgarh secretariat, Raipur.

Monthly income is 1.20L , after tax deduction I get around 98K on my salaried SBI account.

Card I already have :

Axis Airtel - 1.25L limit
Icici Amazon - 1.45L limit
Sbi Simply Click - 2.75L limit

Happens in Neu application, you could have asked for reconsideration instead of applying new.

 

[Nishan11]

Happens in Neu application, you could have asked for reconsideration instead of applying new.

I didn't knew how to ask them to reconsider since I don't have account with them. Now I am learning lol.

I hope they approve this time

 

[Deleted member 7241]

Hi, I was offered Tata Neu Plus FYF card & I completed application on 19th May 2023 through their Tata neu app. Did vkyc on same day.

On 24th May, it showed in status as declined.

So I tried hdfc Moneyback plus through their website On 26th May. Vkyc was done On same day. On 30th May, physical verification happened with biometric. On 1st June, someone called from hdfc that they are standing below my residential building for home verification. I was not there, so I asked my mom to meet him. Asked general question & then said verification done.

Same day on 1st June evening, I got message that Moneyback plus card application is declined.

But surprisingly, Tata neu hdfc plus card started showing in process ( before it was declined ). I don't know how, May be after physical verification they closed my second application & opened first application of this card.

Card is still in process from 1st June night. If it gets updated, will keep you guys posted.

Any suggestions. I applied it for using it for Rupay Upi payments.

I am state government officer in Chhattisgarh secretariat, Raipur.

Monthly income is 1.20L , after tax deduction I get around 98K on my salaried SBI account.

Card I already have :

Axis Airtel - 1.25L limit
Icici Amazon - 1.45L limit
Sbi Simply Click - 2.75L limit

For You Only Salary Slip is Enough.... Just Contact Your RM.

Else I would suggest that Open Premium Account with Either ICICI / IndusInd / Axis.. Etc

And Based On Your salary slip bank will easily give Credit Cards without any document.

Your Main Plus Point is Your Salary Slip and Govt ID..

 

[D₹V]

I didn't knew how to ask them to reconsider since I don't have account with them. Now I am learning lol.

I hope they approve this time

Also mail them for reconsideration now stating about both application.

 

[Nishan11]

Thank you guys for suggestions. Will try to do this.

 

[Nishan11]

Update :- My Tata Neu Hdfc finally approved. Got virtual card in tata neu app.
Limit- 1,00,000

When will I get physical card. I didn't got any details about it.

@4uziaul @vrushanksoni @D₹V

 

[Deleted member 7241]

Update :- My Tata Neu Hdfc finally approved. Got virtual card in tata neu app.
Limit- 1,00,000

When will I get physical card. I didn't got any details about it.

@4uziaul @vrushanksoni @D₹V

Within 3 to 7 working days..

 

[Deleted member 7241]

Update :- My Tata Neu Hdfc finally approved. Got virtual card in tata neu app.
Limit- 1,00,000

When will I get physical card. I didn't got any details about it.

@4uziaul @vrushanksoni @D₹V

state government officer ho to koi acche bank me premium acucount open karo aur RM ko bolo...aapko jo chahe wo cc denge...withh higher limit..1L is too low

 

[Nishan11]

state government officer ho to koi acche bank me premium acucount open karo aur RM ko bolo...aapko jo chahe wo cc denge...withh higher limit..1L is too low

I know.But I am still novice in credit card world. Still learning to use cards for maximum rewards, once I get enough knowledge then I will go with top tier cards.

Thank you

 

[D₹V]

Update :- My Tata Neu Hdfc finally approved. Got virtual card in tata neu app.
Limit- 1,00,000

When will I get physical card. I didn't got any details about it.

@4uziaul @vrushanksoni @D₹V

Congress bro.

 

[Nishan11]

Congress bro.

Thank you brother for your advice

 

[brightknight]

Also mail them for reconsideration now stating about both application.

How to send a mail reconsideration? & at what email address.

 

[D₹V]

How to send a mail reconsideration? & at what email address.

Level 1 - PriorityRedressal.CreditCards@hdfcbank.com

Level 2 - Grievance.Redressalcc@hdfcbank.com

Explain everything, e.g. why you're eligible for this card!