Suggest Cards issued without Physical Verification (Home&Office)

[pradeepG]

Please suggest Banks that issue cards without Physical Verification IPV (Home & Office verification), If CIBIL is clean.

Example :- PNB Cards

Cards with Partial or conditional verification are also welcome
ex:- person has to send email from office email id etc
No verification in case of existing relationship.

 

[Tejo]

Please suggest Cards that are issued without Physical Verification IPV (Home & Office verification)

Example :- PNB Cards

Cards with Partial or conditional verification are also welcome, ex:- person has to send email from office email id etc

Icici, Bob, StanC

 

[KingAAR]

sometimes amex, kiwi / axis if ur luck is good
onecard , Scapia

 

[Nishan11]

Icici, Bob, StanC

Bob do physical verification I think. They did both physical & office verification. I even have saving account with them.

 

[4uziaul]

Icici, Bob, StanC

BOB without verification, really?!

 

[vivdwive]

Bob do physical verification I think. They did both physical & office verification. I even have saving account with them.

I agree ..bob has the most cumbersome physical verification I faced too

 

[TheTrickySid]

BOB without verification, really?!
View attachment 29111

I got without verification.
That to within 4 days in peak period where the usual time of approval was atleast 60 days

 

[akshayhs]

All my credit cards were without any forms of physical verification.

My first application on HDFC was supposed to be verified physically, but due to the staff's mistake, it got rejected and the next time it was issued pre-approved, LTF without any verification (I do hold an account)

 

[imdjay]

BOB without verification, really?!
View attachment 29111

I got it without any physical verification. not even Vkyc. Just aadhar online verification while applying.

 

[4uziaul]

I got it without any physical verification. not even Vkyc. Just aadhar online verification while applying.

Sab kitne lucky ho

 

[pradeepG]

I got without verification.
That to within 4 days in peak period where the usual time of approval was atleast 60 days

similar experience with BOB, only vkyc, no physical verification, complete process, application initiation to card deliver was 10 days/8 working days.

 

[4uziaul]

similar experience with BOB, only vkyc, no physical verification, complete process, application initiation to card deliver was 10 days/8 working days.

Then you should have included that in your example along with PNB.

 

[neo.puneet]

i got indusind pinnacle cc recently without any physical verification and not even vkyc

 

[pradeepG]

Then you should have included that in your example along with PNB.

cant be included as this is a case to case basis, i didnt even got verification for HDFC. Question is asked for "most cases / mostly / generally".
like PNB is AFAIK 99 % (or may be 100%) dont have physical verification.

 

[pradeepG]

i got indusind pinnacle cc recently without any physical verification and not even vkyc

existing customer? CIBIL Health?

 

[TheTrickySid]

similar experience with BOB, only vkyc, no physical verification, complete process, application initiation to card deliver was 10 days/8 working days.

For me it was not even vkyc

 

[neo.puneet]

existing customer? CIBIL Health?

had existing indie bank account, cibil around 800

 

[Rohan]

Please suggest Banks that issue cards without Physical Verification IPV (Home & Office verification), If CIBIL is clean.

Example :- PNB Cards

Cards with Partial or conditional verification are also welcome
ex:- person has to send email from office email id etc
No verification in case of existing relationship.

On my experiences.

1. SCB.
Approved Smart CC on ongoing call. (Just filled application and received call next day, They verified all details and said your card is approved. Did kyc though Digi locker).

2. YesBank.
There is a option for no income docs. These option won't trigger any physical verification.


3. HDFC Pre-Approved.
Generally approves card with in few day after application but In worst case they will do home verification.

4. ICICI Pre-Approved.
50/50 depends on their trust on you. For Me they approved Apay card without any verification.
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For Me:
1. BOB
Did 3 visit for office and 1 visit of home for 1 CC application.
2. Kotak.
Did 1 Office verification but No Home verification.
3. Axis.
They did both verifications.

 

[Tejo]

Then you should have included that in your example along with PNB.

Dada, will axis do physical verification for existing customers.

Closed axis neo, flipkart. If I apply will do verification, chance ?

 

[Tejo]

Anyone have info of indusind, rbl physical verification?

Will pnb do for existing ac holders?