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Suggest Me a Card: Need Airport Lounge Access

  • Thread starter Thread starter Ensure7214
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Ensure7214

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Hello people,
I will be moving to USA on L1 visa for work in couple of months, need a card with good lounge access and ideally LTF.

I currently have:
1. HDFC Millenia with ~6.8L limit
2. ICICI Amazon Pay with ~5.5L limit
3. Axis Airtel with ~3.3L limit
4. IDFC Select First with ~3L limit

Have savings account in IDFC, HDFC and ICICI.
Earning ~1.6L post taxes per month.
None of the cards above have good lounge access?
Can you folks recommend a good card for lounges?
 
Hello people,
I will be moving to USA on L1 visa for work in couple of months, need a card with good lounge access and ideally LTF.

I currently have:
1. HDFC Millenia with ~6.8L limit
2. ICICI Amazon Pay with ~5.5L limit
3. Axis Airtel with ~3.3L limit
4. IDFC Select First with ~3L limit

Have savings account in IDFC, HDFC and ICICI.
Earning ~1.6L post taxes per month.
None of the cards above have good lounge access?
Can you folks recommend a good card for lounges?
Try to upgrade millenia to regalia gold

+ try to take swiggy card if you wish for cashback
 
As @Tejo said ,get Regalia gold ,
You're easily eligible as your gross salary is above 1L ,but LTF will be difficult

Axis Atlas is another one to look into ,again no LTF option here

As such there aren't any LTF cards with International lounge access, very few with donestic lounge access that too require spend criteria like your IDFC Select
 
Most Banks have removed free lounge access from LTF cards or have conditional lounge access based on spending
 
Hello people,
I will be moving to USA on L1 visa for work in couple of months, need a card with good lounge access and ideally LTF.

I currently have:
1. HDFC Millenia with ~6.8L limit
2. ICICI Amazon Pay with ~5.5L limit
3. Axis Airtel with ~3.3L limit
4. IDFC Select First with ~3L limit

Have savings account in IDFC, HDFC and ICICI.
Earning ~1.6L post taxes per month.
None of the cards above have good lounge access?
Can you folks recommend a good card for lounges?
If your spends are good
Get
Regalia gold
DCB
Or INFINIA from hdfc as your limit is good
 
I have offer for Regalia gold FYF.
How good is it as a catch all card?
Mostly spend on Swiggy or buying tickets to travel back home or general payments.
Spend around 20k per month of all the cards combined.
 
I have offer for Regalia gold FYF.
How good is it as a catch all card?
Mostly spend on Swiggy or buying tickets to travel back home or general payments.
Spend around 20k per month of all the cards combined.
Take it ,at least for year ,
you can try to convert it to LTF later ,but its going to difficult
Still it has Renewal benefits so not a bad idea to pay Annual Fee
Good for travel spends

For swiggy take the swiggy card later on ,can get ltf
 
Last edited:
Hello people,
I will be moving to USA on L1 visa for work in couple of months, need a card with good lounge access and ideally LTF.

I currently have:
1. HDFC Millenia with ~6.8L limit
2. ICICI Amazon Pay with ~5.5L limit
3. Axis Airtel with ~3.3L limit
4. IDFC Select First with ~3L limit

Have savings account in IDFC, HDFC and ICICI.
Earning ~1.6L post taxes per month.
None of the cards above have good lounge access?
Can you folks recommend a good card for lounges?
Bro none of these cards have international lounge access.
 
What about cards like AU Zenith or Scapia etc?
They are available LTF and have okaish lounge access (?)
Someone told me Scapia is not being issued anymore, existing card members are seeing crazy limit drops ,

Same goes for Indusind Tiger ,no fresh issuance

AU Zenith is a paid card ,I'm not sure how people are getting it LTF

The cheapest card i can think of with international lounge access would be Stan-Chat Easemytrip card
 
Someone told me Scapia is not being issued anymore, existing card members are seeing crazy limit drops ,

Same goes for Indusind Tiger ,no fresh issuance

AU Zenith is a paid card ,I'm not sure how people are getting it LTF

The cheapest card i can think of with international lounge access would be Stan-Chat Easemytrip card
There are alot : Yes Reserv , AXIS Select, Canara Bank World Master, IDFC Wealth
 
There are alot : Yes Reserv , AXIS Select, Canara Bank World Master, IDFC Wealth
Reserv has 10k joining, 5k Annual
Axis select has 3k Annual if I'm not wrong,
Idfc Wealth is difficult to get and now has spend criteria

And good luck getting any credit card from Canara, if you've heard BOB is bad ,these guys are much worse
 
Reserv has 10k joining, 5k Annual
Axis select has 3k Annual if I'm not wrong,
Idfc Wealth is difficult to get and now has spend criteria

And good luck getting any credit card from Canara, if you've heard BOB is bad ,these guys are much worse
RESERV- Key Offerings
• Annual membership fees
➢ First Year Membership Fee of Rs 1,999 + GST
o Spend INR 40,000 in first 30 days and get waiver on first year
membership fee
➢ Renewal Membership Fee of Rs 1,999 + GST,
o Spend INR 3 Lakhs in a year & get waiver on renewal membership fee
for subsequent year
 
RESERV- Key Offerings
• Annual membership fees
➢ First Year Membership Fee of Rs 1,999 + GST
o Spend INR 40,000 in first 30 days and get waiver on first year
membership fee
➢ Renewal Membership Fee of Rs 1,999 + GST,
o Spend INR 3 Lakhs in a year & get waiver on renewal membership fee
for subsequent year
My mistake ,i confused reserve with marquee ,

Still StanChat EMT has Annual fee of ₹350 + gst ,comes with a Priority Pass with 2/yr limit
 
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