4. The credit limit on the Secured Credit Card shall be
80% of the term deposit amount, subject to minimum credit limit of Rs.
20,000/- and maximum of Rs.
10,00,000. The said credit limit may be subject to change at the sole discretion of the Federal Bank from time to time and shall be communicated to the Cardholder through such mode and manner as deemed fit by the Federal Bank.
Source -
Bank's MITC.