Suggest most rewarding way to to buy from Flipkart

[abhi0077]

I'm planning to buy a phone tonight (value around 44,000/-) from Flipkart

I want to buy in such a way that I get maximum cashback

Following are the ways I can do the payment

Credit Cards
Airtel Axis CC
Kotak League CC
HDFC Tata Neu CC

Debit Cards
Kotak Privy League DC
HDFC Prefered Platinum DC
HDFC Millennia DC

1) Should I buy directly or use HDFC Smartbuy
2) Pay through Gift voucher or pay directly by card

Thank you🙂

 

[Akashn]

Thanks everyone for inputs

I'll wait till the sale to see the card offers

Will instant card offer be applicable if we pay partially by card which provides instant discount and partially by Flipkart GV?

Yes if it comes under bank criteria of minimum order

 

[VISHESH_BANSAL]

Thanks everyone for inputs

I'll wait till the sale to see the card offers

Will instant card offer be applicable if we pay partially by card which provides instant discount and partially by Flipkart GV?

Yes. If you satisfy minimum Txn Amount via Card to avail instant discount.
Read tncs, Do maths and Split payment accordingly

 

[abhi0077]

Understood
Thank you

 

[abhi0077]

Smartbuy has capping.


Okay. So wait for Sale to go live and then Decide.

From Smartbuy you can purchase max 10k Flipkart GV.

If you Purchase full 10k using Millennia DC then you will receive 400+500=900 Cashback after 90 days redeemable via Netbanking

Can you explain the calculation of 900

If I'm not wrong Gyftr gives 500 cashback (5%)
Millenia gives another 2.5% Right?

 

[VISHESH_BANSAL]

Can you explain the calculation of 900

If I'm not wrong Gyftr gives 500 cashback (5%)
Millenia gives another 2.5% Right?

For smartbut txns Millennia Reward rate as per Card features is 5% not 2.5%

And Maximum Capping is 400.

 

[abhi0077]

For smartbut txns Millennia Reward rate as per Card features is 5% not 2.5%

And Maximum Capping is 400.

Got it thank you so much

 

[Akashn]

For smartbut txns Millennia Reward rate as per Card features is 5% not 2.5%

And Maximum Capping is 400.

I thought millenia gives separate cap for smartbuy ( 400 normal apna paytm wallet load and extra through smartbuy) 😛

 

[VISHESH_BANSAL]

I thought millenia gives separate cap for smartbuy ( 400 normal apna paytm wallet load and extra through smartbuy) 😛

Smartbuy ka 5% upto 1000 to seperate hi hai.
Card features ka Cashback is Capped at 400.
Woh 400 Paytm wallet se lo ya phir 2.5% or 5% ki category se lo

 

[Akashn]

Smartbuy ka 5% upto 1000 to seperate hi hai.
Card features ka Cashback is Capped at 400.
Woh 400 Paytm wallet se lo ya phir 2.5% or 5% ki category se lo

Got it. 👍

 

[maheshspanicker]

Axis might have some offers during the sale. Think the Airtel card also has offers on Axis GrabDeals. They usually allow part payment on card and so long as you reach the minimum requirement, you should get the card offer as well, but do make sure to check terms and conditions.

 

[abhi0077]

Axis might have some offers during the sale. Think the Airtel card also has offers on Axis GrabDeals. They usually allow part payment on card and so long as you reach the minimum requirement, you should get the card offer as well, but do make sure to check terms and conditions.

Sure
Thank you🙂