Devaluation Supermoney pro Devaluation wef 01/01/2026

[SSV]

Now 3% CB is capped at total of1% earnings during the same period...

 

[msd07]

unbelievable rule for capping... how do they get these ideas...

 

[vchouksey80]

bhai but mere pas vo kiwi membership ni hai, to mujhe to 1.5% hi milna hai, so 100 hi maanke karna hai mujhe to transaction.

Membership lo na bhai, Kiwi is best Rupay CC then 4.25% CB

 

[InfamousInfamous is verified member.]

Was thinking to get this card, god saved me. Humble reminder that one can never trust Axis

 

[sunit123]

Membership lo na bhai, Kiwi is best Rupay CC then 4.25% CB

calculate total cashback / total spend

Due to multiple of 100 factor, actual cashback is very less if your majority transactions are less than 500 Rs..For big transactions, it will be near 4%

 

[Hemang]

Membership lo na bhai, Kiwi is best Rupay CC then 4.25% CB

Bhai me 1.5 lac ka dudh ni pi paunga ek saal me. Jis din departmental store vale ko pata laga ki rupay cc se aa rha hai payment vo bhi band kar dega accept karna, fir to kahi bhi spend nahi kar paunga me bhai. Maximum places me rupay cc nahi lete hain. Plus kafi chize excluded hain kiwi me.

 

[SSV]

Another 🪓 one bit the dust...

Closed the card just now...

Now only left with Rewrds and Airtel...

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[Garry]

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no cashback was due previously?

 

[SSV]

no cashback was due previously?

₹8 , they said when I called them for cancelation

 

[Garry]

₹8 , they said when I called them for cancelation

didnt they ask to send photo of cheque to get that balance 😛. they asked me this for my 40 cashback when i closed the ace cc.

also it seems u were not using this card mostly. Whats ur main card for upi ?

 

[SSV]

didnt they ask to send photo of cheque to get that balance 😛. they asked me this for my 40 cashback when i closed the ace cc.

so u were not using this card mostly. Whats ur main card for upi ?

Yes they will ask for cancelled cheque to get the balance.but it will be after i get the CB on Dec 15th , that is my statement date.

I mainly load into wallets and use wallet on upi for upi spends

 

[Garry]

Yes they will ask for cancelled cheque to get the balance.but it will be after i get the CB on Dec 15th , that is my statement date.

I mainly load into wallets and use wallet on upi for upi spends

perks of having super premium cards. 😀

 

[RichieRich]

Yes they will ask for cancelled cheque to get the balance.but it will be after i get the CB on Dec 15th , that is my statement date.

I mainly load into wallets and use wallet on upi for upi spends

which card for wallet loading ?

 

[SSV]

which card for wallet loading ?

Amex , used to be PT. .but now MR

 

[komal]

Koi mujhe ye scenerio samjha do

 

[Garry]

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Koi mujhe ye scenerio samjha do

@SSV bro, pls guide the procedure to close the card. 🤣

 

[RichieRich]

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Koi mujhe ye scenerio samjha do

calaculate 1% of upi spends on non super money app == 1% of 30000 = 300. So max 300 will be given on upi spends as 3% cb from supermoney app

 

[SSV]

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Koi mujhe ye scenerio samjha do

Very SImple...

YOUr Non Supermoney UPI spends CB is the maximum you get for your Supermoney UPI spends CB..
Means:

using Supermoney app you spent 11,000 .. then you should get 3% on 11,000 = Rs330..
But becausue your non super money app UPI spends and other spends total to 30,000 , means 1% on 30,000 = 300..

so your 3% CB which is 330 is now capped at 300 ( which is your other category spend CB ie. 1% CB total ) .

sop your supermoney CB = 300( insted of 330)
+ 300 ( ie. 1% CB)

Total 600..

did you understand it or not??

 

[komal]

Very SImple...

YOUr Non SUpermaonye UPI spends CB is the maximum you get for your Supermoney UPI spends CB..

Means:

using Supermoney app you spent 11,000 .. then you should get 3% on 11,000 = Rs330..
But becausue your non super money app UPI spends and other spends total to 30,000 , means 1% on 30,000 = 300..

so your 3% CB which is 330 is now capped at 300 ( which is your other catefgory spend CB ie. 1% CB total ) .

sop your supermoney CB = 300( insted of 330)
+ 300 ( ie. 1% CB)

Total 600..

did you understand it or not??

Thoda thoda 😅

 

[komal]

Very SImple...

YOUr Non SUpermaonye UPI spends CB is the maximum you get for your Supermoney UPI spends CB..

Means:

using Supermoney app you spent 11,000 .. then you should get 3% on 11,000 = Rs330..
But becausue your non super money app UPI spends and other spends total to 30,000 , means 1% on 30,000 = 300..

so your 3% CB which is 330 is now capped at 300 ( which is your other catefgory spend CB ie. 1% CB total ) .

sop your supermoney CB = 300( insted of 330)
+ 300 ( ie. 1% CB)

Total 600..

did you understand it or not??

YE nasha mereko bhi karna hai , aise kon design karta hai .
Simple cashback dena h do nii dena mat do

 

[RichieRich]

Thoda thoda 😅

mtlb nhi samjhe, seedha bol do