I applied for the Swiggy LTF HDFC credit card as I frequently order from Swiggy. I spend 6-7k per month, with 90% of that spent on groceries.
A limit of 15k was given on the Swiggy HDFC CC, but when I was applying for the card, the estimated limit mentioned was 75k. I also took screenshot during the process. When I reached out to the bank by phone, the executive told me, "the limit was mentioned as up to 75k, but the bank decided to grant you 15k."
I would also like to mention that I have an IDFC First Millennia card with a limit of 40k and an Amazon Pay ICICI card with a limit of 1.4 lakh. My CIBIL score is 791.
How can I get the limit increased?
A limit of 15k was given on the Swiggy HDFC CC, but when I was applying for the card, the estimated limit mentioned was 75k. I also took screenshot during the process. When I reached out to the bank by phone, the executive told me, "the limit was mentioned as up to 75k, but the bank decided to grant you 15k."
I would also like to mention that I have an IDFC First Millennia card with a limit of 40k and an Amazon Pay ICICI card with a limit of 1.4 lakh. My CIBIL score is 791.
How can I get the limit increased?