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Swiggy HDFC LTF (2024)

anonymuos

TF Ace
How to get Swiggy CC LTF? It will be offered LTF for a lot of people soon as I and a few other random people got this today. There was a cibil hard enquiry but card approved in a few hours of applying. I don't have a core card (closed Business MoneyBack, now being spammed daily with Biz Grow Visa and Biz First RuPay in Net Banking). I also have Neu Infinity RuPay LTF and now this on Mastercard. Par mujhe Millennia chahiye 😩😫😭😭😭

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And ultimately it will be devalued due to too many LTF issued cards 😀
 
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I think LTF offer is not from HDFC, instead it might be from Swiggy. Having One membership and good number of transactions in Swiggy might help.
Not sure what's the criteria from Swiggy, as i have One membership from a long time and also using swiggy around 10-15 times monthly.
Still it's showing paid version to me.
FYI : Have HDFC salary account with Millenia and Neu Infinity.
 
Got mine too as LTF.
Already have Infinia and TN Infinity.
I also have same combo (Infinia + Tata neu infinity) and got LTF offer via swiggy. On application they rejected with a message saying "We encountered a challenge while verifying and validating your identity through our contact point verification process". They have pulled both Cibil and Equifax reports and rejected despite having 790+ score. On escalation they gave the standard reply that it is rejected due to internal guidelines. I have different address in my savings and credit card account. Will this be a reason or something else ? Any leads ?
 
Wow!! This is a pleasant surprise. This details is shown for my existing card.

I just checked all statements, they haven't charged joining fees. When I took the card it showed 500 joining and 500 annual fees. This is really a pleasant surprise. First time experience when I took a paid card and was auto converted to LTF without any request from my side.


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I think this is a ui bug from swiggy end. I am in the same boat showing ltf in app but on talking with hdfc customer support they mentioned it is not ltf. If we check swiggy help also they confirm the same, check below point 1.
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Do mention here though if you are not charged after 3 months.
 
It is not showing me as ltf. How you got it ltf
I just did a lot of txns with my existing card, Neu Infinity in last few months, maintained good balance in HDFC account with tons of credit and debit txns, and very occasional Swiggy orders but have Swiggy One for a while now via giveaway offers, only bought once for throwaway price. I think offer may be from Swiggy side. I started Swiggy card application when it was paid always and left it halfway showing "disinterest" in paid. 😀

If the offer is from HDFC (even though it showed in Swiggy app), it may be because of balance maintained and txns.
 
How to get Swiggy CC LTF? It will be offered LTF for a lot of people soon as I and a few other random people got this today. There was a cibil hard enquiry but card approved in a few hours of applying. I don't have a core card (closed Business MoneyBack, now being spammed daily with Biz Grow Visa and Biz First RuPay in Net Banking). I also have Neu Infinity RuPay LTF and now this on Mastercard. Par mujhe Millennia chahiye 😩😫😭😭😭

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And ultimately it will be devalued due to too many LTF issued cards 😀
So the end is near for this card
 
Bangalore+Swiggy One+Diners Privelage+Imperia Account+Salary Account - No LTF offer
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